Statistics
Investor statistics
14395
Active investors
243
Average number of loans Average loans per investor
14.46 %
Average interest rate Return on investment it will always be lower than the interest rate
3 991 €
Average active investment amount Average amount invested per investor
82 052 817 €
Principal received Principal received, including principal paid from Provision fund
23 547 965 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
11233
Total active borrowers
3486 €
Average loan amount
64 months
Average loan term Weighted average loan term
778 €
Average income
877 €
A+ rating
786 €
A rating
765 €
B rating
728 €
C rating
920 €
C- rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 137 292 173 € | 10 844 623 € | 45 891 852 € | 47 047 642 € | 29 949 970 € | 3 558 085 € |
Not overdue and returned |
117 366 602 €
85.49% |
10 515 078 €
96.96% |
42 827 894 €
93.32% |
39 767 135 €
84.53% |
21 870 701 €
73.02% |
2 385 794 €
67.05% |
Overdue |
19 925 571 €
14.51% |
329 545 €
3.04% |
3 063 958 €
6.68% |
7 280 508 €
15.47% |
8 079 269 €
26.98% |
1 172 291 €
32.95% |
1-30 days |
5 999 826 €
4.37% |
265 545 €
2.45% |
1 633 815 €
3.56% |
2 511 902 €
5.34% |
1 270 875 €
4.24% |
317 690 €
8.93% |
31-60 days |
1 306 349 €
0.95% |
3 259 €
0.03% |
288 559 €
0.63% |
576 837 €
1.23% |
324 662 €
1.08% |
113 032 €
3.18% |
61-90 days |
904 645 €
0.66% |
8 871 €
0.08% |
124 387 €
0.27% |
372 437 €
0.79% |
277 453 €
0.93% |
121 498 €
3.41% |
91-720 days |
5 765 411 €
4.20% |
51 870 €
0.48% |
609 054 €
1.33% |
1 945 924 €
4.14% |
2 545 125 €
8.50% |
613 437 €
17.24% |
> 720 days |
5 949 341 €
4.33% |
0 €
0.00% |
408 144 €
0.89% |
1 873 407 €
3.98% |
3 661 155 €
12.22% |
6 635 €
0.19% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 9 219 227 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 348 075 € | 7 879 538 € | 12 188 379 € | 14 668 412 € | 13 274 565 € | 15 042 760 € | 13 566 369 € | 863 141 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 91.55 % | 88.12 % | 85.39 % | 78.76 % | 69.56 % | 54.92 % | 36.48 % | 9.36 % |
Outstanding principal, EUR | 0 € | 216 590 € | 1 062 509 € | 2 086 043 € | 3 955 754 € | 5 808 405 € | 12 346 336 € | 23 622 361 € | 8 356 086 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 216 590 € | 1 062 510 € | 1 911 394 € | 2 599 260 € | 2 076 534 € | 2 230 526 € | 1 617 939 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 8.45 % | 11.88 % | 13.39 % | 13.96 % | 10.88 % | 8.14 % | 4.35 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 12.34 % |
Interest paid, EUR | 1 142 € | 966 573 € | 3 078 165 € | 4 267 164 € | 5 258 426 € | 4 026 333 € | 3 696 128 € | 2 018 545 € | 78 444 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 186 949 € | 829 571 € | 1 170 096 € | 1 318 626 € | 768 037 € | 451 232 € | 204 668 € | 8 192 € |
>90 days overdue, EUR | 0 € | 186 949 € | 829 535 € | 1 149 877 € | 1 253 313 € | 686 113 € | 337 650 € | 77 030 € | 0 € |