Statistics

Investor statistics

14395

Active investors

243

Average number of loans Average loans per investor

14.46 %

Average interest rate Return on investment it will always be lower than the interest rate

3 991 €

Average active investment amount Average amount invested per investor

82 052 817 €

Principal received Principal received, including principal paid from Provision fund

23 547 965 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11233

Total active borrowers

3486 €

Average loan amount

64 months

Average loan term Weighted average loan term

778 €

Average income

877 €

A+ rating

786 €

A rating

765 €

B rating

728 €

C rating

920 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 137 292 173 € 10 844 623 € 45 891 852 € 47 047 642 € 29 949 970 € 3 558 085 €
Amount of issued credits 57 453 692 € 6 270 446 € 18 186 245 € 18 938 453 € 11 978 963 € 2 079 586 €
Amount of issued credits 39 378 3 547 13 036 12 821 9 091 883
Amount of issued credits 39 361 3 547 13 024 12 817 9 090 883
Not overdue and returned 117 366 602 €
85.49% 		10 515 078 €
96.96% 		42 827 894 €
93.32% 		39 767 135 €
84.53% 		21 870 701 €
73.02% 		2 385 794 €
67.05%
Not overdue and returned 37 528 121 €
65.32% 		5 940 900 €
94.74% 		15 122 287 €
83.15% 		11 657 946 €
61.56% 		3 899 694 €
32.55% 		907 294 €
43.63%
Not overdue and returned 33 984
86.30% 		3 461
97.58% 		12 264
94.08% 		10 983
85.66% 		6 708
73.79% 		568
64.33%
Not overdue and returned 33 967
86.30% 		3 461
97.58% 		12 252
94.07% 		10 979
85.66% 		6 707
73.78% 		568
64.33%
Overdue 19 925 571 €
14.51% 		329 545 €
3.04% 		3 063 958 €
6.68% 		7 280 508 €
15.47% 		8 079 269 €
26.98% 		1 172 291 €
32.95%
Overdue 19 925 571 €
34.68% 		329 545 €
5.26% 		3 063 958 €
16.85% 		7 280 508 €
38.44% 		8 079 269 €
67.45% 		1 172 291 €
56.37%
Overdue 5 394
13.70% 		86
2.42% 		772
5.92% 		1 838
14.34% 		2 383
26.21% 		315
35.67%
Overdue 5 394
13.70% 		86
2.42% 		772
5.93% 		1 838
14.34% 		2 383
26.22% 		315
35.67%
1-30 days 5 999 826 €
4.37% 		265 545 €
2.45% 		1 633 815 €
3.56% 		2 511 902 €
5.34% 		1 270 875 €
4.24% 		317 690 €
8.93%
1-30 days 5 999 826 €
10.44% 		265 545 €
4.23% 		1 633 815 €
8.98% 		2 511 902 €
13.26% 		1 270 875 €
10.61% 		317 690 €
15.28%
1-30 days 1 536
3.90% 		72
2.03% 		376
2.88% 		607
4.73% 		404
4.44% 		77
8.72%
1-30 days 1 536
3.90% 		72
2.03% 		376
2.89% 		607
4.74% 		404
4.44% 		77
8.72%
31-60 days 1 306 349 €
0.95% 		3 259 €
0.03% 		288 559 €
0.63% 		576 837 €
1.23% 		324 662 €
1.08% 		113 032 €
3.18%
31-60 days 1 306 349 €
2.27% 		3 259 €
0.05% 		288 559 €
1.59% 		576 837 €
3.05% 		324 662 €
2.71% 		113 032 €
5.44%
31-60 days 320
0.81% 		3
0.08% 		59
0.45% 		122
0.95% 		96
1.06% 		40
4.53%
31-60 days 320
0.81% 		3
0.08% 		59
0.45% 		122
0.95% 		96
1.06% 		40
4.53%
61-90 days 904 645 €
0.66% 		8 871 €
0.08% 		124 387 €
0.27% 		372 437 €
0.79% 		277 453 €
0.93% 		121 498 €
3.41%
61-90 days 904 645 €
1.57% 		8 871 €
0.14% 		124 387 €
0.68% 		372 437 €
1.97% 		277 453 €
2.32% 		121 498 €
5.84%
61-90 days 220
0.56% 		1
0.03% 		28
0.21% 		79
0.62% 		78
0.86% 		34
3.85%
61-90 days 220
0.56% 		1
0.03% 		28
0.21% 		79
0.62% 		78
0.86% 		34
3.85%
91-720 days 5 765 411 €
4.20% 		51 870 €
0.48% 		609 054 €
1.33% 		1 945 924 €
4.14% 		2 545 125 €
8.50% 		613 437 €
17.24%
91-720 days 5 765 411 €
10.03% 		51 870 €
0.83% 		609 054 €
3.35% 		1 945 924 €
10.27% 		2 545 125 €
21.25% 		613 437 €
29.50%
91-720 days 1 617
4.11% 		10
0.28% 		167
1.28% 		519
4.05% 		759
8.35% 		162
18.35%
91-720 days 1 617
4.11% 		10
0.28% 		167
1.28% 		519
4.05% 		759
8.35% 		162
18.35%
> 720 days 5 949 341 €
4.33% 		0 €
0.00% 		408 144 €
0.89% 		1 873 407 €
3.98% 		3 661 155 €
12.22% 		6 635 €
0.19%
> 720 days 5 949 341 €
10.36% 		0 €
0.00% 		408 144 €
2.24% 		1 873 407 €
9.89% 		3 661 155 €
30.56% 		6 635 €
0.32%
> 720 days 1 701
4.32% 		0
0.00% 		142
1.09% 		511
3.99% 		1 046
11.51% 		2
0.23%
> 720 days 1 701
4.32% 		0
0.00% 		142
1.09% 		511
3.99% 		1 046
11.51% 		2
0.23%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 9 219 227 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 1 156 710 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 3 436 150 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 3 315 987 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 969 720 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 340 660 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 348 075 € 7 879 538 € 12 188 379 € 14 668 412 € 13 274 565 € 15 042 760 € 13 566 369 € 863 141 €
A+
 0 € 0 € 0 € 0 € 0 € 1 226 058 € 1 598 203 € 1 680 546 € 69 259 €
A
 1 400 € 595 766 € 3 001 674 € 5 171 542 € 6 092 243 € 4 106 599 € 4 324 925 € 4 141 061 € 270 357 €
B
 2 750 € 826 225 € 2 826 226 € 3 802 693 € 4 875 745 € 4 549 034 € 5 318 166 € 5 496 970 € 411 361 €
C
 2 700 € 926 084 € 2 051 638 € 3 214 144 € 3 700 424 € 3 392 873 € 2 859 391 € 1 745 534 € 77 999 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 942 075 € 502 259 € 34 165 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.55 % 88.12 % 85.39 % 78.76 % 69.56 % 54.92 % 36.48 % 9.36 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 79.06 % 51.65 % 33.33 % 5.99 %
A
 100.00 % 90.81 % 96.12 % 95.45 % 88.22 % 74.37 % 54.12 % 32.25 % 7.87 %
B
 100.00 % 95.01 % 87.37 % 85.82 % 80.28 % 68.74 % 59.00 % 40.75 % 12.41 %
C
 100.00 % 89.13 % 79.38 % 72.63 % 65.56 % 62.92 % 52.09 % 39.65 % 8.04 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 52.30 % 35.46 % 10.03 %
Outstanding principal, EUR 0 € 216 590 € 1 062 509 € 2 086 043 € 3 955 754 € 5 808 405 € 12 346 336 € 23 622 361 € 8 356 086 €
A+
 0 € 0 € 0 € 0 € 0 € 324 724 € 1 496 107 € 3 362 275 € 1 087 451 €
A
 0 € 60 308 € 121 325 € 246 292 € 813 662 € 1 415 324 € 3 665 952 € 8 697 629 € 3 165 793 €
B
 0 € 43 378 € 408 371 € 628 289 € 1 197 829 € 2 068 762 € 3 695 486 € 7 991 731 € 2 904 626 €
C
 0 € 112 905 € 532 813 € 1 211 461 € 1 944 264 € 1 999 595 € 2 629 718 € 2 656 707 € 891 721 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 859 072 € 914 019 € 306 495 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 216 590 € 1 062 510 € 1 911 394 € 2 599 260 € 2 076 534 € 2 230 526 € 1 617 939 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 6 943 € 16 362 € 28 566 € 0 €
A
 0 € 60 308 € 121 325 € 161 350 € 189 577 € 81 364 € 192 434 € 210 841 € 0 €
B
 0 € 43 378 € 408 371 € 579 225 € 769 789 € 681 206 € 674 369 € 662 995 € 0 €
C
 0 € 112 904 € 532 813 € 1 170 820 € 1 639 895 € 1 307 021 € 896 396 € 546 431 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 450 966 € 169 106 € 0 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.45 % 11.88 % 13.39 % 13.96 % 10.88 % 8.14 % 4.35 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.53 % 0.57 % 0.00 %
A
 0.00 % 9.19 % 3.88 % 2.98 % 2.75 % 1.47 % 2.41 % 1.64 % 0.00 %
B
 0.00 % 4.99 % 12.63 % 13.07 % 12.67 % 10.29 % 7.48 % 4.92 % 0.00 %
C
 0.00 % 10.87 % 20.62 % 26.46 % 29.05 % 24.24 % 16.33 % 12.41 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 25.04 % 11.94 % 0.00 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 12.34 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 7.08 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 9.87 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 13.89 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 18.48 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 22.61 %
Interest paid, EUR 1 142 € 966 573 € 3 078 165 € 4 267 164 € 5 258 426 € 4 026 333 € 3 696 128 € 2 018 545 € 78 444 €
A+
 0 € 0 € 0 € 0 € 0 € 184 429 € 256 584 € 184 772 € 6 526 €
A
 61 € 186 499 € 816 057 € 1 214 201 € 1 415 948 € 889 981 € 836 927 € 569 015 € 23 968 €
B
 416 € 328 791 € 1 149 527 € 1 324 879 € 1 752 997 € 1 491 188 € 1 254 461 € 784 409 € 32 291 €
C
 664 € 451 283 € 1 112 581 € 1 728 084 € 2 089 481 € 1 460 735 € 995 938 € 339 474 € 11 408 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 352 218 € 140 875 € 4 250 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 186 949 € 829 571 € 1 170 096 € 1 318 626 € 768 037 € 451 232 € 204 668 € 8 192 €
A+
 0 € 0 € 0 € 0 € 0 € 716 € 1 322 € 1 711 € 166 €
A
 0 € 46 960 € 66 575 € 54 263 € 44 179 € 15 732 € 18 747 € 18 722 € 1 564 €
B
 0 € 33 612 € 286 447 € 299 377 € 329 861 € 226 599 € 107 740 € 76 993 € 3 212 €
C
 0 € 106 376 € 476 550 € 816 456 € 944 586 € 524 990 € 201 645 € 74 425 € 2 770 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 121 778 € 32 817 € 481 €
>90 days overdue, EUR 0 € 186 949 € 829 535 € 1 149 877 € 1 253 313 € 686 113 € 337 650 € 77 030 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 491 € 734 € 87 € 0 €
A
 0 € 46 960 € 66 575 € 53 061 € 39 490 € 12 431 € 10 683 € 2 962 € 0 €
B
 0 € 33 612 € 286 444 € 294 763 € 312 429 € 198 227 € 76 973 € 25 109 € 0 €
C
 0 € 106 377 € 476 517 € 802 053 € 901 395 € 474 963 € 153 855 € 35 061 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 95 406 € 13 811 € 0 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 978 940 €
Receivable fee amount 8 833 919 €
Historical Returns