Statistics

Investor statistics

14395

Active investors

243

Average number of loans Average loans per investor

14.46 %

Average interest rate Return on investment it will always be lower than the interest rate

3 991 €

Average active investment amount Average amount invested per investor

82 052 817 €

Principal received Principal received, including principal paid from Provision fund

23 547 965 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11233

Total active borrowers

3486 €

Average loan amount

64 months

Average loan term Weighted average loan term

778 €

Average income

877 €

A+ rating

786 €

A rating

765 €

B rating

728 €

C rating

920 €

C- rating

Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 137 292 173 € 10 844 623 € 45 891 852 € 47 047 642 € 29 949 970 € 3 558 085 €
Amount of issued credits 57 453 692 € 6 270 446 € 18 186 245 € 18 938 453 € 11 978 963 € 2 079 586 €
Amount of issued credits 39 378 3 547 13 036 12 821 9 091 883
Amount of issued credits 39 361 3 547 13 024 12 817 9 090 883
Not overdue and returned 117 366 602 €
85.49%
10 515 078 €
96.96%
42 827 894 €
93.32%
39 767 135 €
84.53%
21 870 701 €
73.02%
2 385 794 €
67.05%
Not overdue and returned 37 528 121 €
65.32%
5 940 900 €
94.74%
15 122 287 €
83.15%
11 657 946 €
61.56%
3 899 694 €
32.55%
907 294 €
43.63%
Not overdue and returned 33 984
86.30%
3 461
97.58%
12 264
94.08%
10 983
85.66%
6 708
73.79%
568
64.33%
Not overdue and returned 33 967
86.30%
3 461
97.58%
12 252
94.07%
10 979
85.66%
6 707
73.78%
568
64.33%
Overdue 19 925 571 €
14.51%
329 545 €
3.04%
3 063 958 €
6.68%
7 280 508 €
15.47%
8 079 269 €
26.98%
1 172 291 €
32.95%
Overdue 19 925 571 €
34.68%
329 545 €
5.26%
3 063 958 €
16.85%
7 280 508 €
38.44%
8 079 269 €
67.45%
1 172 291 €
56.37%
Overdue 5 394
13.70%
86
2.42%
772
5.92%
1 838
14.34%
2 383
26.21%
315
35.67%
Overdue 5 394
13.70%
86
2.42%
772
5.93%
1 838
14.34%
2 383
26.22%
315
35.67%
1-30 days 5 999 826 €
4.37%
265 545 €
2.45%
1 633 815 €
3.56%
2 511 902 €
5.34%
1 270 875 €
4.24%
317 690 €
8.93%
1-30 days 5 999 826 €
10.44%
265 545 €
4.23%
1 633 815 €
8.98%
2 511 902 €
13.26%
1 270 875 €
10.61%
317 690 €
15.28%
1-30 days 1 536
3.90%
72
2.03%
376
2.88%
607
4.73%
404
4.44%
77
8.72%
1-30 days 1 536
3.90%
72
2.03%
376
2.89%
607
4.74%
404
4.44%
77
8.72%
31-60 days 1 306 349 €
0.95%
3 259 €
0.03%
288 559 €
0.63%
576 837 €
1.23%
324 662 €
1.08%
113 032 €
3.18%
31-60 days 1 306 349 €
2.27%
3 259 €
0.05%
288 559 €
1.59%
576 837 €
3.05%
324 662 €
2.71%
113 032 €
5.44%
31-60 days 320
0.81%
3
0.08%
59
0.45%
122
0.95%
96
1.06%
40
4.53%
31-60 days 320
0.81%
3
0.08%
59
0.45%
122
0.95%
96
1.06%
40
4.53%
61-90 days 904 645 €
0.66%
8 871 €
0.08%
124 387 €
0.27%
372 437 €
0.79%
277 453 €
0.93%
121 498 €
3.41%
61-90 days 904 645 €
1.57%
8 871 €
0.14%
124 387 €
0.68%
372 437 €
1.97%
277 453 €
2.32%
121 498 €
5.84%
61-90 days 220
0.56%
1
0.03%
28
0.21%
79
0.62%
78
0.86%
34
3.85%
61-90 days 220
0.56%
1
0.03%
28
0.21%
79
0.62%
78
0.86%
34
3.85%
91-720 days 5 765 411 €
4.20%
51 870 €
0.48%
609 054 €
1.33%
1 945 924 €
4.14%
2 545 125 €
8.50%
613 437 €
17.24%
91-720 days 5 765 411 €
10.03%
51 870 €
0.83%
609 054 €
3.35%
1 945 924 €
10.27%
2 545 125 €
21.25%
613 437 €
29.50%
91-720 days 1 617
4.11%
10
0.28%
167
1.28%
519
4.05%
759
8.35%
162
18.35%
91-720 days 1 617
4.11%
10
0.28%
167
1.28%
519
4.05%
759
8.35%
162
18.35%
> 720 days 5 949 341 €
4.33%
0 €
0.00%
408 144 €
0.89%
1 873 407 €
3.98%
3 661 155 €
12.22%
6 635 €
0.19%
> 720 days 5 949 341 €
10.36%
0 €
0.00%
408 144 €
2.24%
1 873 407 €
9.89%
3 661 155 €
30.56%
6 635 €
0.32%
> 720 days 1 701
4.32%
0
0.00%
142
1.09%
511
3.99%
1 046
11.51%
2
0.23%
> 720 days 1 701
4.32%
0
0.00%
142
1.09%
511
3.99%
1 046
11.51%
2
0.23%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 9 219 227 €
A+
0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 1 156 710 €
A
1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 3 436 150 €
B
2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 3 315 987 €
C
2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 969 720 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 340 660 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 348 075 € 7 879 538 € 12 188 379 € 14 668 412 € 13 274 565 € 15 042 760 € 13 566 369 € 863 141 €
A+
0 € 0 € 0 € 0 € 0 € 1 226 058 € 1 598 203 € 1 680 546 € 69 259 €
A
1 400 € 595 766 € 3 001 674 € 5 171 542 € 6 092 243 € 4 106 599 € 4 324 925 € 4 141 061 € 270 357 €
B
2 750 € 826 225 € 2 826 226 € 3 802 693 € 4 875 745 € 4 549 034 € 5 318 166 € 5 496 970 € 411 361 €
C
2 700 € 926 084 € 2 051 638 € 3 214 144 € 3 700 424 € 3 392 873 € 2 859 391 € 1 745 534 € 77 999 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 942 075 € 502 259 € 34 165 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.55 % 88.12 % 85.39 % 78.76 % 69.56 % 54.92 % 36.48 % 9.36 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 79.06 % 51.65 % 33.33 % 5.99 %
A
100.00 % 90.81 % 96.12 % 95.45 % 88.22 % 74.37 % 54.12 % 32.25 % 7.87 %
B
100.00 % 95.01 % 87.37 % 85.82 % 80.28 % 68.74 % 59.00 % 40.75 % 12.41 %
C
100.00 % 89.13 % 79.38 % 72.63 % 65.56 % 62.92 % 52.09 % 39.65 % 8.04 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 52.30 % 35.46 % 10.03 %
Outstanding principal, EUR 0 € 216 590 € 1 062 509 € 2 086 043 € 3 955 754 € 5 808 405 € 12 346 336 € 23 622 361 € 8 356 086 €
A+
0 € 0 € 0 € 0 € 0 € 324 724 € 1 496 107 € 3 362 275 € 1 087 451 €
A
0 € 60 308 € 121 325 € 246 292 € 813 662 € 1 415 324 € 3 665 952 € 8 697 629 € 3 165 793 €
B
0 € 43 378 € 408 371 € 628 289 € 1 197 829 € 2 068 762 € 3 695 486 € 7 991 731 € 2 904 626 €
C
0 € 112 905 € 532 813 € 1 211 461 € 1 944 264 € 1 999 595 € 2 629 718 € 2 656 707 € 891 721 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 859 072 € 914 019 € 306 495 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 216 590 € 1 062 510 € 1 911 394 € 2 599 260 € 2 076 534 € 2 230 526 € 1 617 939 € 0 €
A+
0 € 0 € 0 € 0 € 0 € 6 943 € 16 362 € 28 566 € 0 €
A
0 € 60 308 € 121 325 € 161 350 € 189 577 € 81 364 € 192 434 € 210 841 € 0 €
B
0 € 43 378 € 408 371 € 579 225 € 769 789 € 681 206 € 674 369 € 662 995 € 0 €
C
0 € 112 904 € 532 813 € 1 170 820 € 1 639 895 € 1 307 021 € 896 396 € 546 431 € 0 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 450 966 € 169 106 € 0 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.45 % 11.88 % 13.39 % 13.96 % 10.88 % 8.14 % 4.35 % 0.00 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.53 % 0.57 % 0.00 %
A
0.00 % 9.19 % 3.88 % 2.98 % 2.75 % 1.47 % 2.41 % 1.64 % 0.00 %
B
0.00 % 4.99 % 12.63 % 13.07 % 12.67 % 10.29 % 7.48 % 4.92 % 0.00 %
C
0.00 % 10.87 % 20.62 % 26.46 % 29.05 % 24.24 % 16.33 % 12.41 % 0.00 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 25.04 % 11.94 % 0.00 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 12.34 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 7.08 %
A
16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 9.87 %
B
19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 13.89 %
C
26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 18.48 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 22.61 %
Interest paid, EUR 1 142 € 966 573 € 3 078 165 € 4 267 164 € 5 258 426 € 4 026 333 € 3 696 128 € 2 018 545 € 78 444 €
A+
0 € 0 € 0 € 0 € 0 € 184 429 € 256 584 € 184 772 € 6 526 €
A
61 € 186 499 € 816 057 € 1 214 201 € 1 415 948 € 889 981 € 836 927 € 569 015 € 23 968 €
B
416 € 328 791 € 1 149 527 € 1 324 879 € 1 752 997 € 1 491 188 € 1 254 461 € 784 409 € 32 291 €
C
664 € 451 283 € 1 112 581 € 1 728 084 € 2 089 481 € 1 460 735 € 995 938 € 339 474 € 11 408 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 352 218 € 140 875 € 4 250 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 186 949 € 829 571 € 1 170 096 € 1 318 626 € 768 037 € 451 232 € 204 668 € 8 192 €
A+
0 € 0 € 0 € 0 € 0 € 716 € 1 322 € 1 711 € 166 €
A
0 € 46 960 € 66 575 € 54 263 € 44 179 € 15 732 € 18 747 € 18 722 € 1 564 €
B
0 € 33 612 € 286 447 € 299 377 € 329 861 € 226 599 € 107 740 € 76 993 € 3 212 €
C
0 € 106 376 € 476 550 € 816 456 € 944 586 € 524 990 € 201 645 € 74 425 € 2 770 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 121 778 € 32 817 € 481 €
>90 days overdue, EUR 0 € 186 949 € 829 535 € 1 149 877 € 1 253 313 € 686 113 € 337 650 € 77 030 € 0 €
A+
0 € 0 € 0 € 0 € 0 € 491 € 734 € 87 € 0 €
A
0 € 46 960 € 66 575 € 53 061 € 39 490 € 12 431 € 10 683 € 2 962 € 0 €
B
0 € 33 612 € 286 444 € 294 763 € 312 429 € 198 227 € 76 973 € 25 109 € 0 €
C
0 € 106 377 € 476 517 € 802 053 € 901 395 € 474 963 € 153 855 € 35 061 € 0 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 95 406 € 13 811 € 0 €
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 978 940 €
Receivable fee amount 8 833 919 €
Historical Returns