Statistics
Investor statistics
15835
Active investors
312
Average number of loans Average loans per investor
14.86 %
Average interest rate Return on investment it will always be lower than the interest rate
5 590 €
Average active investment amount Average amount invested per investor
155 302 130 €
Principal received Principal received, including principal paid from Provision fund
43 894 546 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13381
Total active borrowers
3996 €
Average loan amount
67 months
Average loan term Weighted average loan term
865 €
Average income
949 €
A+ rating
858 €
A rating
873 €
B rating
798 €
C rating
967 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 238 470 012 € | 18 049 366 € | 73 766 303 € | 92 382 986 € | 44 909 227 € | 9 357 519 € |
Not overdue and returned |
199 862 571 €
83.81% |
17 382 352 €
96.30% |
66 778 375 €
90.53% |
76 555 360 €
82.87% |
33 347 830 €
74.26% |
5 794 441 €
61.92% |
Overdue |
38 607 441 €
16.19% |
667 014 €
3.70% |
6 987 928 €
9.47% |
15 827 626 €
17.13% |
11 561 397 €
25.74% |
3 563 078 €
38.08% |
1-30 days |
11 306 004 €
4.74% |
348 556 €
1.93% |
3 002 380 €
4.07% |
5 321 908 €
5.76% |
1 944 438 €
4.33% |
688 325 €
7.36% |
31-60 days |
2 507 045 €
1.05% |
3 131 €
0.02% |
516 433 €
0.70% |
1 233 231 €
1.33% |
489 824 €
1.09% |
264 426 €
2.83% |
61-90 days |
1 615 614 €
0.68% |
20 483 €
0.11% |
432 541 €
0.59% |
602 170 €
0.65% |
387 232 €
0.86% |
173 188 €
1.85% |
91-720 days |
12 943 499 €
5.43% |
263 905 €
1.46% |
2 113 159 €
2.86% |
5 227 599 €
5.66% |
3 542 075 €
7.89% |
1 796 761 €
19.20% |
> 720 days |
10 235 279 €
4.29% |
30 940 €
0.17% |
923 415 €
1.25% |
3 442 718 €
3.73% |
5 197 828 €
11.57% |
640 379 €
6.84% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 23 864 202 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 389 624 € | 8 077 849 € | 12 756 348 € | 16 524 461 € | 16 450 220 € | 21 611 036 € | 24 724 177 € | 23 380 156 € | 18 487 938 € | 5 543 856 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.17 % | 90.34 % | 89.37 % | 88.73 % | 86.20 % | 78.90 % | 66.48 % | 53.21 % | 43.41 % | 23.23 % |
Outstanding principal, EUR | 0 € | 175 041 € | 864 198 € | 1 518 074 € | 2 099 705 € | 2 632 750 € | 5 778 059 € | 12 464 553 € | 20 559 814 € | 24 104 955 € | 18 320 346 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 175 040 € | 864 198 € | 1 518 074 € | 2 064 279 € | 1 850 937 € | 2 218 445 € | 3 814 220 € | 6 167 958 € | 4 220 001 € | 285 626 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.83 % | 9.66 % | 10.63 % | 11.08 % | 9.70 % | 8.10 % | 10.26 % | 14.04 % | 9.91 % | 1.20 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.57 % |
Interest paid, EUR | 1 142 € | 1 075 510 € | 3 474 021 € | 4 895 770 € | 6 235 563 € | 5 087 122 € | 5 986 185 € | 6 056 624 € | 6 545 164 € | 3 789 906 € | 586 682 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 230 561 € | 1 054 078 € | 1 527 123 € | 1 779 845 € | 1 307 444 € | 980 709 € | 1 066 403 € | 1 450 082 € | 710 356 € | 77 227 € |
>90 days overdue, EUR | 0 € | 230 561 € | 1 054 078 € | 1 527 123 € | 1 779 582 € | 1 286 941 € | 925 976 € | 941 653 € | 1 220 699 € | 516 955 € | 7 488 € |