Statistics

Investor statistics

15551

Active investors

272

Average number of loans Average loans per investor

14.60 %

Average interest rate Return on investment it will always be lower than the interest rate

4 736 €

Average active investment amount Average amount invested per investor

115 041 584 €

Principal received Principal received, including principal paid from Provision fund

31 983 975 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

12352

Total active borrowers

3752 €

Average loan amount

68 months

Average loan term Weighted average loan term

817 €

Average income

907 €

A+ rating

819 €

A rating

812 €

B rating

760 €

C rating

941 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 184 734 102 € 16 470 064 € 62 362 562 € 63 984 201 € 35 814 808 € 6 102 467 €
Amount of issued credits 73 655 022 € 8 117 799 € 23 818 749 € 25 035 223 € 13 281 927 € 3 401 324 €
Amount of issued credits 49 232 4 925 16 172 16 448 10 240 1 447
Amount of issued credits 49 215 4 925 16 160 16 444 10 239 1 447
Not overdue and returned 156 364 306 €
84.64% 		15 842 819 €
96.19% 		56 979 188 €
91.37% 		53 082 217 €
82.96% 		26 526 558 €
74.07% 		3 933 525 €
64.46%
Not overdue and returned 45 285 226 €
61.48% 		7 490 554 €
92.27% 		18 435 375 €
77.40% 		14 133 240 €
56.45% 		3 993 676 €
30.07% 		1 232 381 €
36.23%
Not overdue and returned 42 908
87.15% 		4 819
97.85% 		15 241
94.24% 		14 199
86.33% 		7 757
75.75% 		892
61.64%
Not overdue and returned 42 891
87.15% 		4 819
97.85% 		15 229
94.24% 		14 195
86.32% 		7 756
75.75% 		892
61.64%
Overdue 28 369 796 €
15.36% 		627 245 €
3.81% 		5 383 374 €
8.63% 		10 901 984 €
17.04% 		9 288 251 €
25.93% 		2 168 943 €
35.54%
Overdue 28 369 796 €
38.52% 		627 245 €
7.73% 		5 383 374 €
22.60% 		10 901 984 €
43.55% 		9 288 251 €
69.93% 		2 168 943 €
63.77%
Overdue 6 324
12.85% 		106
2.15% 		931
5.76% 		2 249
13.67% 		2 483
24.25% 		555
38.36%
Overdue 6 324
12.85% 		106
2.15% 		931
5.76% 		2 249
13.68% 		2 483
24.25% 		555
38.36%
1-30 days 7 771 423 €
4.21% 		334 450 €
2.03% 		2 355 163 €
3.78% 		3 230 859 €
5.05% 		1 418 665 €
3.96% 		432 286 €
7.08%
1-30 days 7 771 423 €
10.55% 		334 450 €
4.12% 		2 355 163 €
9.89% 		3 230 859 €
12.91% 		1 418 665 €
10.68% 		432 286 €
12.71%
1-30 days 1 586
3.22% 		68
1.38% 		389
2.41% 		660
4.01% 		349
3.41% 		120
8.29%
1-30 days 1 586
3.22% 		68
1.38% 		389
2.41% 		660
4.01% 		349
3.41% 		120
8.29%
31-60 days 2 518 230 €
1.36% 		86 418 €
0.52% 		710 346 €
1.14% 		1 079 264 €
1.69% 		461 069 €
1.29% 		181 134 €
2.97%
31-60 days 2 518 230 €
3.42% 		86 418 €
1.06% 		710 346 €
2.98% 		1 079 264 €
4.31% 		461 069 €
3.47% 		181 134 €
5.33%
31-60 days 450
0.91% 		11
0.22% 		98
0.61% 		178
1.08% 		118
1.15% 		45
3.11%
31-60 days 450
0.91% 		11
0.22% 		98
0.61% 		178
1.08% 		118
1.15% 		45
3.11%
61-90 days 1 591 914 €
0.86% 		4 026 €
0.02% 		422 409 €
0.68% 		682 277 €
1.07% 		277 545 €
0.77% 		205 658 €
3.37%
61-90 days 1 591 914 €
2.16% 		4 026 €
0.05% 		422 409 €
1.77% 		682 277 €
2.73% 		277 545 €
2.09% 		205 658 €
6.05%
61-90 days 261
0.53% 		4
0.08% 		51
0.32% 		100
0.61% 		64
0.63% 		42
2.90%
61-90 days 261
0.53% 		4
0.08% 		51
0.32% 		100
0.61% 		64
0.63% 		42
2.90%
91-720 days 9 187 562 €
4.97% 		196 116 €
1.19% 		1 431 568 €
2.30% 		3 669 393 €
5.73% 		2 784 217 €
7.77% 		1 106 268 €
18.13%
91-720 days 9 187 562 €
12.47% 		196 116 €
2.42% 		1 431 568 €
6.01% 		3 669 393 €
14.66% 		2 784 217 €
20.96% 		1 106 268 €
32.52%
91-720 days 1 939
3.94% 		21
0.43% 		237
1.47% 		687
4.18% 		707
6.90% 		287
19.83%
91-720 days 1 939
3.94% 		21
0.43% 		237
1.47% 		687
4.18% 		707
6.90% 		287
19.83%
> 720 days 7 300 668 €
3.95% 		6 236 €
0.04% 		463 889 €
0.74% 		2 240 191 €
3.50% 		4 346 755 €
12.14% 		243 597 €
3.99%
> 720 days 7 300 668 €
9.91% 		6 236 €
0.08% 		463 889 €
1.95% 		2 240 191 €
8.95% 		4 346 755 €
32.73% 		243 597 €
7.16%
> 720 days 2 088
4.24% 		2
0.04% 		156
0.96% 		624
3.79% 		1 245
12.16% 		61
4.22%
> 720 days 2 088
4.24% 		2
0.04% 		156
0.97% 		624
3.79% 		1 245
12.16% 		61
4.22%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 12 721 186 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 1 361 369 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 4 720 448 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 4 565 946 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 1 464 058 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 609 365 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 367 464 € 8 008 570 € 12 611 941 € 16 041 358 € 15 189 402 € 18 881 320 € 20 440 186 € 15 558 907 € 1 972 257 €
A+
 0 € 0 € 0 € 0 € 0 € 1 379 023 € 2 081 967 € 2 846 415 € 1 887 000 € 157 859 €
A
 1 400 € 597 319 € 3 026 771 € 5 301 205 € 6 632 549 € 4 678 152 € 5 480 164 € 6 730 659 € 5 408 677 € 686 590 €
B
 2 750 € 832 480 € 2 876 565 € 3 909 292 € 5 300 316 € 5 202 371 € 6 561 817 € 7 657 742 € 5 789 813 € 815 403 €
C
 2 700 € 937 665 € 2 105 234 € 3 401 445 € 4 108 492 € 3 929 857 € 3 600 964 € 2 448 048 € 1 778 317 € 220 090 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 156 407 € 757 321 € 695 100 € 92 315 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.31 % 89.56 % 88.35 % 86.13 % 79.60 % 68.94 % 54.96 % 35.41 % 15.50 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 88.92 % 67.28 % 56.44 % 34.81 % 11.60 %
A
 100.00 % 91.04 % 96.92 % 97.85 % 96.04 % 84.72 % 68.58 % 52.42 % 35.62 % 14.55 %
B
 100.00 % 95.73 % 88.93 % 88.23 % 87.27 % 78.61 % 72.80 % 56.77 % 36.91 % 17.86 %
C
 100.00 % 90.25 % 81.46 % 76.86 % 72.79 % 72.88 % 65.60 % 55.61 % 33.11 % 15.03 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 64.20 % 53.47 % 30.54 % 15.15 %
Outstanding principal, EUR 0 € 197 201 € 933 477 € 1 662 481 € 2 582 809 € 3 893 568 € 8 507 776 € 16 748 544 € 28 381 063 € 10 748 929 €
A+
 0 € 0 € 0 € 0 € 0 € 171 759 € 1 012 342 € 2 196 406 € 3 533 781 € 1 203 510 €
A
 0 € 58 755 € 96 227 € 116 630 € 273 356 € 843 771 € 2 510 713 € 6 108 031 € 9 777 735 € 4 033 858 €
B
 0 € 37 122 € 358 032 € 521 691 € 773 257 € 1 415 426 € 2 451 835 € 5 830 958 € 9 896 786 € 3 750 543 €
C
 0 € 101 323 € 479 218 € 1 024 160 € 1 536 195 € 1 462 612 € 1 888 145 € 1 954 193 € 3 592 183 € 1 243 968 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 644 741 € 658 956 € 1 580 577 € 517 050 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 197 200 € 933 478 € 1 662 481 € 2 286 737 € 1 991 880 € 2 307 125 € 3 692 816 € 3 416 511 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 5 814 € 3 519 € 44 466 € 148 553 € 0 €
A
 0 € 58 755 € 96 227 € 116 630 € 148 054 € 81 040 € 227 294 € 700 996 € 466 462 € 0 €
B
 0 € 37 122 € 358 033 € 521 691 € 665 964 € 687 708 € 698 305 € 1 628 621 € 1 312 139 € 0 €
C
 0 € 101 323 € 479 218 € 1 024 160 € 1 472 719 € 1 217 319 € 947 030 € 943 199 € 946 004 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 430 978 € 375 534 € 543 353 € 0 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.69 % 10.44 % 11.65 % 12.28 % 10.44 % 8.42 % 9.93 % 7.78 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.37 % 0.11 % 0.88 % 2.74 % 0.00 %
A
 0.00 % 8.96 % 3.08 % 2.15 % 2.14 % 1.47 % 2.84 % 5.46 % 3.07 % 0.00 %
B
 0.00 % 4.27 % 11.07 % 11.77 % 10.96 % 10.39 % 7.75 % 12.07 % 8.36 % 0.00 %
C
 0.00 % 9.75 % 18.54 % 23.14 % 26.09 % 22.57 % 17.25 % 21.43 % 17.61 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.93 % 26.52 % 23.88 % 0.00 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 14.69 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.65 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 11.32 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.41 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.57 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.84 %
Interest paid, EUR 1 142 € 1 008 293 € 3 294 867 € 4 590 068 € 5 811 321 € 4 659 575 € 5 009 466 € 4 235 439 € 3 072 456 € 154 828 €
A+
 0 € 0 € 0 € 0 € 0 € 209 100 € 356 478 € 392 498 € 274 577 € 9 135 €
A
 61 € 191 906 € 852 829 € 1 245 098 € 1 487 420 € 1 019 999 € 1 145 559 € 1 272 055 € 947 391 € 50 703 €
B
 416 € 337 795 € 1 223 846 € 1 402 986 € 1 922 405 € 1 719 861 € 1 675 707 € 1 627 717 € 1 189 397 € 60 585 €
C
 664 € 478 592 € 1 218 191 € 1 941 983 € 2 401 497 € 1 710 615 € 1 345 870 € 673 254 € 462 678 € 24 053 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 485 853 € 269 916 € 198 412 € 10 352 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 211 062 € 918 996 € 1 321 141 € 1 529 651 € 1 024 632 € 701 233 € 609 249 € 463 622 € 18 542 €
A+
 0 € 0 € 0 € 0 € 0 € 1 262 € 409 € 3 547 € 7 401 € 20 €
A
 0 € 54 184 € 63 773 € 55 672 € 50 214 € 23 298 € 35 490 € 62 456 € 56 729 € 2 818 €
B
 0 € 38 107 € 311 843 € 345 061 € 372 972 € 314 884 € 166 499 € 244 892 € 162 866 € 7 720 €
C
 0 € 118 771 € 543 380 € 920 408 € 1 106 466 € 685 188 € 318 202 € 202 286 € 137 270 € 3 899 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 180 634 € 96 069 € 99 356 € 4 085 €
>90 days overdue, EUR 0 € 211 062 € 918 996 € 1 321 141 € 1 512 414 € 972 680 € 611 833 € 447 454 € 210 180 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 1 086 € 59 € 2 007 € 2 490 € 0 €
A
 0 € 54 184 € 63 773 € 55 672 € 49 070 € 20 965 € 28 164 € 37 841 € 19 890 € 0 €
B
 0 € 38 107 € 311 843 € 345 061 € 368 522 € 293 670 € 140 852 € 174 285 € 68 481 € 0 €
C
 0 € 118 771 € 543 380 € 920 408 € 1 094 822 € 656 958 € 279 859 € 159 204 € 64 427 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 162 899 € 74 116 € 54 892 € 0 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 451 388 €
Receivable fee amount 11 480 195 €
Historical Returns