Statistics
Investor statistics
15248
Active investors
261
Average number of loans Average loans per investor
14.55 %
Average interest rate Return on investment it will always be lower than the interest rate
4 553 €
Average active investment amount Average amount invested per investor
101 951 228 €
Principal received Principal received, including principal paid from Provision fund
28 673 434 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
12211
Total active borrowers
3664 €
Average loan amount
67 months
Average loan term Weighted average loan term
805 €
Average income
900 €
A+ rating
808 €
A rating
796 €
B rating
749 €
C rating
935 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 168 231 716 € | 14 905 544 € | 56 337 114 € | 57 966 255 € | 33 800 500 € | 5 222 302 € |
Not overdue and returned |
140 671 843 €
83.62% |
14 205 007 €
95.30% |
51 082 326 €
90.67% |
47 365 114 €
81.71% |
24 722 508 €
73.14% |
3 296 888 €
63.13% |
Overdue |
27 559 873 €
16.38% |
700 537 €
4.70% |
5 254 788 €
9.33% |
10 601 141 €
18.29% |
9 077 992 €
26.86% |
1 925 414 €
36.87% |
1-30 days |
9 728 228 €
5.78% |
500 705 €
3.36% |
2 953 341 €
5.24% |
4 192 694 €
7.23% |
1 586 910 €
4.69% |
494 577 €
9.47% |
31-60 days |
2 176 526 €
1.29% |
85 851 €
0.58% |
449 186 €
0.80% |
945 652 €
1.63% |
517 710 €
1.53% |
178 128 €
3.41% |
61-90 days |
1 460 026 €
0.87% |
36 258 €
0.24% |
379 546 €
0.67% |
556 367 €
0.96% |
303 502 €
0.90% |
184 353 €
3.53% |
91-720 days |
7 438 000 €
4.42% |
77 723 €
0.52% |
1 032 164 €
1.83% |
2 827 268 €
4.88% |
2 540 268 €
7.52% |
960 578 €
18.39% |
> 720 days |
6 757 092 €
4.02% |
0 €
0.00% |
440 552 €
0.78% |
2 079 160 €
3.59% |
4 129 602 €
12.22% |
107 778 €
2.06% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 40 158 770 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 361 793 € | 7 973 092 € | 12 523 994 € | 15 620 725 € | 14 607 725 € | 17 699 647 € | 18 593 082 € | 9 408 645 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 92.09 % | 89.16 % | 87.74 % | 83.87 % | 76.55 % | 64.62 % | 50.00 % | 23.43 % |
Outstanding principal, EUR | 0 € | 202 872 € | 968 955 € | 1 750 428 € | 3 003 441 € | 4 475 245 € | 9 689 449 € | 18 595 649 € | 30 750 125 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 202 872 € | 968 956 € | 1 744 206 € | 2 402 745 € | 2 054 808 € | 2 395 896 € | 2 964 847 € | 1 460 763 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 7.91 % | 10.84 % | 12.22 % | 12.90 % | 10.77 % | 8.75 % | 7.97 % | 3.64 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.32 % |
Interest paid, EUR | 1 142 € | 994 844 € | 3 237 691 € | 4 481 673 € | 5 637 731 € | 4 465 894 € | 4 593 173 € | 3 528 538 € | 1 591 760 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 201 385 € | 881 033 € | 1 268 631 € | 1 464 535 € | 939 681 € | 626 267 € | 469 512 € | 224 177 € |
>90 days overdue, EUR | 0 € | 201 385 € | 881 033 € | 1 265 325 € | 1 429 674 € | 874 086 € | 521 626 € | 299 697 € | 58 306 € |