Statistics

Investor statistics

16011

Active investors

323

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

5 787 €

Average active investment amount Average amount invested per investor

171 756 299 €

Principal received Principal received, including principal paid from Provision fund

48 652 014 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13704

Total active borrowers

4086 €

Average loan amount

67 months

Average loan term Weighted average loan term

882 €

Average income

965 €

A+ rating

872 €

A rating

894 €

B rating

814 €

C rating

983 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 258 792 995 € 18 420 169 € 76 013 078 € 104 263 929 € 49 052 915 € 11 034 053 €
Amount of issued credits 92 660 656 € 5 481 032 € 22 962 429 € 40 328 522 € 18 206 730 € 5 680 060 €
Amount of issued credits 63 325 6 525 19 785 22 575 12 205 2 217
Amount of issued credits 63 308 6 525 19 773 22 571 12 204 2 217
Not overdue and returned 219 515 076 €
84.82% 		17 731 564 €
96.26% 		69 600 365 €
91.56% 		88 194 186 €
84.59% 		36 896 445 €
75.22% 		7 083 665 €
64.20%
Not overdue and returned 53 523 591 €
57.76% 		4 792 427 €
87.44% 		16 568 462 €
72.15% 		24 327 570 €
60.32% 		6 103 576 €
33.52% 		1 729 672 €
30.45%
Not overdue and returned 55 896
88.27% 		6 429
98.53% 		18 836
95.20% 		19 765
87.55% 		9 484
77.71% 		1 364
61.52%
Not overdue and returned 55 879
88.27% 		6 429
98.53% 		18 824
95.20% 		19 761
87.55% 		9 483
77.70% 		1 364
61.52%
Overdue 39 137 065 €
15.12% 		688 605 €
3.74% 		6 393 968 €
8.41% 		16 000 951 €
15.35% 		12 103 154 €
24.67% 		3 950 388 €
35.80%
Overdue 39 137 065 €
42.24% 		688 605 €
12.56% 		6 393 968 €
27.85% 		16 000 951 €
39.68% 		12 103 154 €
66.48% 		3 950 388 €
69.55%
Overdue 7 398
11.68% 		96
1.47% 		943
4.77% 		2 798
12.39% 		2 708
22.19% 		853
38.48%
Overdue 7 398
11.69% 		96
1.47% 		943
4.77% 		2 798
12.40% 		2 708
22.19% 		853
38.48%
1-30 days 9 389 876 €
3.63% 		325 887 €
1.77% 		2 334 542 €
3.07% 		4 549 464 €
4.36% 		1 643 775 €
3.35% 		536 209 €
4.86%
1-30 days 9 389 876 €
10.13% 		325 887 €
5.95% 		2 334 542 €
10.17% 		4 549 464 €
11.28% 		1 643 775 €
9.03% 		536 209 €
9.44%
1-30 days 1 573
2.48% 		50
0.77% 		338
1.71% 		736
3.26% 		328
2.69% 		121
5.46%
1-30 days 1 573
2.48% 		50
0.77% 		338
1.71% 		736
3.26% 		328
2.69% 		121
5.46%
31-60 days 2 320 163 €
0.90% 		48 725 €
0.26% 		419 589 €
0.55% 		1 006 491 €
0.97% 		600 004 €
1.22% 		245 355 €
2.22%
31-60 days 2 320 163 €
2.50% 		48 725 €
0.89% 		419 589 €
1.83% 		1 006 491 €
2.50% 		600 004 €
3.30% 		245 355 €
4.32%
31-60 days 404
0.64% 		8
0.12% 		56
0.28% 		176
0.78% 		112
0.92% 		52
2.35%
31-60 days 404
0.64% 		8
0.12% 		56
0.28% 		176
0.78% 		112
0.92% 		52
2.35%
61-90 days 1 383 087 €
0.53% 		1 683 €
0.01% 		239 841 €
0.32% 		579 379 €
0.56% 		365 853 €
0.75% 		196 332 €
1.78%
61-90 days 1 383 087 €
1.49% 		1 683 €
0.03% 		239 841 €
1.04% 		579 379 €
1.44% 		365 853 €
2.01% 		196 332 €
3.46%
61-90 days 234
0.37% 		1
0.02% 		33
0.17% 		91
0.40% 		70
0.57% 		39
1.76%
61-90 days 234
0.37% 		1
0.02% 		33
0.17% 		91
0.40% 		70
0.57% 		39
1.76%
91-720 days 13 979 965 €
5.40% 		276 558 €
1.50% 		2 210 867 €
2.91% 		5 605 653 €
5.38% 		3 853 638 €
7.86% 		2 033 250 €
18.43%
91-720 days 13 979 965 €
15.09% 		276 558 €
5.05% 		2 210 867 €
9.63% 		5 605 653 €
13.90% 		3 853 638 €
21.17% 		2 033 250 €
35.80%
91-720 days 2 252
3.56% 		28
0.43% 		267
1.35% 		853
3.78% 		691
5.66% 		413
18.63%
91-720 days 2 252
3.56% 		28
0.43% 		267
1.35% 		853
3.78% 		691
5.66% 		413
18.63%
> 720 days 12 063 973 €
4.66% 		35 753 €
0.19% 		1 189 129 €
1.56% 		4 259 965 €
4.09% 		5 639 884 €
11.50% 		939 243 €
8.51%
> 720 days 12 063 973 €
13.02% 		35 753 €
0.65% 		1 189 129 €
5.18% 		4 259 965 €
10.56% 		5 639 884 €
30.98% 		939 243 €
16.54%
> 720 days 2 935
4.63% 		9
0.14% 		249
1.26% 		942
4.17% 		1 507
12.35% 		228
10.28%
> 720 days 2 935
4.64% 		9
0.14% 		249
1.26% 		942
4.17% 		1 507
12.35% 		228
10.28%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 44 187 185 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 914 508 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 717 459 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 24 934 233 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 354 541 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 262 204 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 293 € 8 094 459 € 12 788 221 € 16 585 975 € 16 737 061 € 22 368 767 € 25 911 693 € 25 423 702 € 21 594 809 € 14 082 655 €
A+
 0 € 0 € 0 € 0 € 0 € 1 508 546 € 2 557 886 € 3 725 092 € 3 271 710 € 1 439 777 € 436 126 €
A
 1 400 € 612 219 € 3 032 738 € 5 320 210 € 6 780 620 € 5 204 030 € 6 534 249 € 8 736 357 € 8 703 707 € 5 889 794 € 2 216 579 €
B
 2 750 € 835 585 € 2 910 313 € 3 971 236 € 5 487 465 € 5 730 640 € 7 621 518 € 9 400 799 € 9 355 201 € 10 546 437 € 8 004 672 €
C
 2 700 € 949 489 € 2 151 408 € 3 496 775 € 4 317 890 € 4 293 845 € 4 293 248 € 3 053 476 € 2 921 221 € 2 815 178 € 2 497 638 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 361 866 € 995 969 € 1 171 863 € 899 374 € 924 922 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.52 % 89.59 % 89.06 % 87.71 % 81.67 % 69.68 % 57.86 % 50.70 % 31.87 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.28 % 82.66 % 73.87 % 60.35 % 60.07 % 47.69 %
A
 100.00 % 93.32 % 97.11 % 98.20 % 98.19 % 94.24 % 81.77 % 68.05 % 57.31 % 50.54 % 33.00 %
B
 100.00 % 96.09 % 89.97 % 89.62 % 90.35 % 86.59 % 84.56 % 69.69 % 59.64 % 52.97 % 32.10 %
C
 100.00 % 91.39 % 83.24 % 79.01 % 76.49 % 79.63 % 78.21 % 69.36 % 54.39 % 44.35 % 29.90 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.61 % 70.32 % 51.50 % 39.47 % 28.35 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 870 € 809 386 € 1 454 958 € 2 004 321 € 2 329 872 € 5 020 329 € 11 277 037 € 18 516 268 € 20 998 084 € 30 104 530 €
A+
 0 € 0 € 0 € 0 € 0 € 42 237 € 536 423 € 1 317 730 € 2 149 071 € 957 189 € 478 382 €
A
 0 € 36 788 € 84 109 € 97 624 € 119 758 € 317 893 € 1 456 628 € 4 102 332 € 6 482 705 € 5 763 710 € 4 500 881 €
B
 0 € 34 018 € 306 549 € 443 409 € 567 426 € 871 119 € 1 392 134 € 4 087 902 € 6 331 399 € 9 365 003 € 16 929 561 €
C
 0 € 75 065 € 418 728 € 913 925 € 1 317 136 € 1 098 623 € 1 195 861 € 1 348 764 € 2 449 279 € 3 532 446 € 5 856 903 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 439 282 € 420 309 € 1 103 814 € 1 379 373 € 2 337 282 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 870 € 809 387 € 1 454 958 € 1 984 155 € 1 806 831 € 2 173 007 € 3 979 872 € 6 563 954 € 5 344 681 € 1 781 224 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 507 € 67 894 € 217 345 € 23 750 € 251 €
A
 0 € 36 788 € 84 109 € 97 624 € 112 267 € 84 853 € 217 492 € 860 122 € 1 318 315 € 564 916 € 23 510 €
B
 0 € 34 018 € 306 550 € 443 409 € 554 752 € 642 067 € 688 771 € 1 792 931 € 2 667 476 € 2 116 576 € 619 067 €
C
 0 € 75 064 € 418 728 € 913 925 € 1 317 136 € 1 078 349 € 867 226 € 909 428 € 1 532 775 € 1 704 833 € 676 058 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 011 € 349 496 € 828 043 € 934 605 € 462 338 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.05 % 10.19 % 10.65 % 9.47 % 7.93 % 10.70 % 14.94 % 12.55 % 4.03 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 4.01 % 0.99 % 0.03 %
A
 0.00 % 5.61 % 2.69 % 1.80 % 1.63 % 1.54 % 2.72 % 6.70 % 8.68 % 4.85 % 0.35 %
B
 0.00 % 3.91 % 9.48 % 10.01 % 9.13 % 9.70 % 7.64 % 13.29 % 17.00 % 10.63 % 2.48 %
C
 0.00 % 7.22 % 16.20 % 20.65 % 23.33 % 20.00 % 15.80 % 20.66 % 28.54 % 26.86 % 8.09 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.10 % 24.68 % 36.39 % 41.01 % 14.17 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.69 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.61 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.24 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.28 %
Interest paid, EUR 1 142 € 1 087 778 € 3 528 362 € 4 987 896 € 6 362 493 € 5 194 854 € 6 238 610 € 6 564 918 € 7 482 407 € 5 016 383 € 2 043 446 €
A+
 0 € 0 € 0 € 0 € 0 € 227 522 € 455 465 € 600 818 € 693 504 € 189 977 € 18 547 €
A
 61 € 215 278 € 870 351 € 1 272 499 € 1 523 225 € 1 114 271 € 1 462 727 € 2 024 942 € 2 377 619 € 1 179 824 € 238 273 €
B
 416 € 354 824 € 1 324 331 € 1 522 096 € 2 073 793 € 1 915 862 € 2 052 330 € 2 511 996 € 2 812 669 € 2 473 337 € 1 152 939 €
C
 664 € 517 677 € 1 333 680 € 2 193 301 € 2 765 475 € 1 937 200 € 1 669 656 € 1 014 169 € 1 114 542 € 885 664 € 463 904 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 598 432 € 412 994 € 484 073 € 287 285 € 169 751 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 215 311 € 1 060 144 € 1 573 308 € 1 848 201 € 1 392 455 € 1 081 446 € 1 235 730 € 1 832 037 € 1 099 537 € 271 521 €
A+
 0 € 0 € 0 € 0 € 0 € 200 € 96 € 8 615 € 23 785 € 2 754 € 67 €
A
 0 € 50 945 € 71 355 € 69 419 € 56 547 € 36 284 € 56 266 € 151 347 € 244 611 € 78 335 € 2 456 €
B
 0 € 42 017 € 347 643 € 400 258 € 440 555 € 431 822 € 258 532 € 535 865 € 697 739 € 356 112 € 81 142 €
C
 0 € 122 349 € 641 146 € 1 103 631 € 1 351 099 € 924 149 € 490 619 € 372 029 € 518 528 € 391 988 € 108 451 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 275 933 € 167 874 € 347 374 € 270 347 € 79 404 €
>90 days overdue, EUR 0 € 215 311 € 1 060 144 € 1 573 308 € 1 848 012 € 1 379 507 € 1 038 076 € 1 121 612 € 1 634 528 € 970 687 € 127 301 €
A+
 0 € 0 € 0 € 0 € 0 € 177 € 9 € 7 401 € 19 793 € 2 191 € 1 €
A
 0 € 50 945 € 71 355 € 69 419 € 56 539 € 35 465 € 51 519 € 129 966 € 210 729 € 63 408 € 495 €
B
 0 € 42 017 € 347 643 € 400 258 € 440 374 € 422 011 € 245 257 € 483 031 € 619 661 € 294 491 € 29 031 €
C
 0 € 122 349 € 641 146 € 1 103 631 € 1 351 099 € 921 854 € 471 089 € 344 375 € 465 964 € 356 519 € 55 677 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 270 201 € 156 840 € 318 381 € 254 078 € 42 098 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 156 839 €
Receivable fee amount 14 565 667 €
Historical Returns