Statistics
Investor statistics
15979
Active investors
298
Average number of loans Average loans per investor
14.79 %
Average interest rate Return on investment it will always be lower than the interest rate
5 190 €
Average active investment amount Average amount invested per investor
138 704 237 €
Principal received Principal received, including principal paid from Provision fund
39 155 901 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
12952
Total active borrowers
3888 €
Average loan amount
68 months
Average loan term Weighted average loan term
848 €
Average income
932 €
A+ rating
845 €
A rating
852 €
B rating
783 €
C rating
958 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 216 815 511 € | 17 554 711 € | 69 828 211 € | 80 449 503 € | 41 024 401 € | 7 954 073 € |
Not overdue and returned |
182 804 813 €
84.31% |
16 915 873 €
96.36% |
63 409 157 €
90.81% |
67 121 203 €
83.43% |
30 346 243 €
73.97% |
5 008 148 €
62.96% |
Overdue |
34 010 697 €
15.69% |
638 838 €
3.64% |
6 419 054 €
9.19% |
13 328 300 €
16.57% |
10 678 158 €
26.03% |
2 945 925 €
37.04% |
1-30 days |
9 361 655 €
4.32% |
311 155 €
1.77% |
2 683 455 €
3.84% |
4 014 297 €
4.99% |
1 808 304 €
4.41% |
544 023 €
6.84% |
31-60 days |
2 420 925 €
1.12% |
52 317 €
0.30% |
574 354 €
0.82% |
1 004 005 €
1.25% |
546 596 €
1.33% |
243 653 €
3.06% |
61-90 days |
1 494 732 €
0.69% |
25 530 €
0.15% |
288 290 €
0.41% |
710 810 €
0.88% |
343 714 €
0.84% |
126 388 €
1.59% |
91-720 days |
11 942 592 €
5.51% |
239 165 €
1.36% |
2 210 267 €
3.17% |
4 745 751 €
5.90% |
3 126 965 €
7.62% |
1 620 443 €
20.37% |
> 720 days |
8 790 793 €
4.05% |
10 671 €
0.06% |
662 689 €
0.95% |
2 853 436 €
3.55% |
4 852 579 €
11.83% |
411 419 €
5.17% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 2 209 701 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 387 033 € | 8 063 677 € | 12 707 532 € | 16 425 402 € | 16 045 567 € | 20 756 725 € | 23 219 233 € | 20 976 036 € | 13 249 933 € | 45 733 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.07 % | 90.18 % | 89.02 % | 88.19 % | 84.08 % | 75.78 % | 62.44 % | 47.74 % | 31.11 % | 2.07 % |
Outstanding principal, EUR | 0 € | 177 632 € | 878 370 € | 1 566 890 € | 2 198 765 € | 3 037 402 € | 6 632 371 € | 13 969 497 € | 22 963 934 € | 29 342 961 € | 2 163 968 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 177 631 € | 878 371 € | 1 566 890 € | 2 140 185 € | 1 893 464 € | 2 268 022 € | 3 974 913 € | 5 675 850 € | 2 158 058 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.93 % | 9.82 % | 10.98 % | 11.49 % | 9.92 % | 8.28 % | 10.69 % | 12.92 % | 5.07 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.91 % |
Interest paid, EUR | 1 142 € | 1 061 760 € | 3 417 467 € | 4 781 841 € | 6 088 249 € | 4 949 056 € | 5 680 614 € | 5 448 500 € | 5 394 293 € | 2 176 780 € | 190 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 220 131 € | 1 000 034 € | 1 449 394 € | 1 683 470 € | 1 203 379 € | 867 262 € | 888 622 € | 1 064 211 € | 340 081 € | 0 € |
>90 days overdue, EUR | 0 € | 220 131 € | 1 000 034 € | 1 449 394 € | 1 682 333 € | 1 172 867 € | 797 705 € | 740 790 € | 761 087 € | 128 313 € | 0 € |