Statistics

Investor statistics

14613

Active investors

248

Average number of loans Average loans per investor

14.42 %

Average interest rate Return on investment it will always be lower than the interest rate

4 133 €

Average active investment amount Average amount invested per investor

86 933 171 €

Principal received Principal received, including principal paid from Provision fund

24 846 429 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11465

Total active borrowers

3530 €

Average loan amount

65 months

Average loan term Weighted average loan term

784 €

Average income

884 €

A+ rating

792 €

A rating

771 €

B rating

733 €

C rating

916 €

C- rating

Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 144 953 287 € 12 034 024 € 48 664 629 € 49 502 878 € 30 822 320 € 3 929 435 €
Amount of issued credits 60 397 776 € 6 851 556 € 19 166 786 € 20 026 813 € 12 061 518 € 2 291 104 €
Amount of issued credits 41 063 3 881 13 622 13 328 9 260 972
Amount of issued credits 41 046 3 881 13 610 13 324 9 259 972
Not overdue and returned 122 841 994 €
84.75%
11 623 206 €
96.59%
44 637 567 €
91.72%
41 454 711 €
83.74%
22 533 709 €
73.11%
2 592 801 €
65.98%
Not overdue and returned 38 286 484 €
63.39%
6 440 737 €
94.00%
15 139 724 €
78.99%
11 978 645 €
59.81%
3 772 907 €
31.28%
954 470 €
41.66%
Not overdue and returned 35 270
85.89%
3 774
97.24%
12 719
93.37%
11 361
85.24%
6 819
73.64%
597
61.42%
Not overdue and returned 35 253
85.89%
3 774
97.24%
12 707
93.37%
11 357
85.24%
6 818
73.64%
597
61.42%
Overdue 22 111 292 €
15.25%
410 819 €
3.41%
4 027 062 €
8.28%
8 048 167 €
16.26%
8 288 611 €
26.89%
1 336 634 €
34.02%
Overdue 22 111 292 €
36.61%
410 819 €
6.00%
4 027 062 €
21.01%
8 048 167 €
40.19%
8 288 611 €
68.72%
1 336 634 €
58.34%
Overdue 5 793
14.11%
107
2.76%
903
6.63%
1 967
14.76%
2 441
26.36%
375
38.58%
Overdue 5 793
14.11%
107
2.76%
903
6.63%
1 967
14.76%
2 441
26.36%
375
38.58%
1-30 days 7 206 886 €
4.97%
318 095 €
2.64%
2 281 760 €
4.69%
2 912 182 €
5.88%
1 370 792 €
4.45%
324 058 €
8.25%
1-30 days 7 206 886 €
11.93%
318 095 €
4.64%
2 281 760 €
11.90%
2 912 182 €
14.54%
1 370 792 €
11.37%
324 058 €
14.14%
1-30 days 1 746
4.25%
87
2.24%
473
3.47%
670
5.03%
417
4.50%
99
10.19%
1-30 days 1 746
4.25%
87
2.24%
473
3.48%
670
5.03%
417
4.50%
99
10.19%
31-60 days 1 652 426 €
1.14%
38 331 €
0.32%
366 802 €
0.75%
732 985 €
1.48%
335 262 €
1.09%
179 047 €
4.56%
31-60 days 1 652 426 €
2.74%
38 331 €
0.56%
366 802 €
1.91%
732 985 €
3.66%
335 262 €
2.78%
179 047 €
7.81%
31-60 days 411
1.00%
8
0.21%
76
0.56%
154
1.16%
123
1.33%
50
5.14%
31-60 days 411
1.00%
8
0.21%
76
0.56%
154
1.16%
123
1.33%
50
5.14%
61-90 days 953 020 €
0.66%
5 150 €
0.04%
222 086 €
0.46%
316 063 €
0.64%
256 757 €
0.83%
152 963 €
3.89%
61-90 days 953 020 €
1.58%
5 150 €
0.08%
222 086 €
1.16%
316 063 €
1.58%
256 757 €
2.13%
152 963 €
6.68%
61-90 days 209
0.51%
1
0.03%
30
0.22%
68
0.51%
71
0.77%
39
4.01%
61-90 days 209
0.51%
1
0.03%
30
0.22%
68
0.51%
71
0.77%
39
4.01%
91-720 days 6 192 221 €
4.27%
49 242 €
0.41%
737 724 €
1.52%
2 195 687 €
4.44%
2 554 229 €
8.29%
655 338 €
16.68%
91-720 days 6 192 221 €
10.25%
49 242 €
0.72%
737 724 €
3.85%
2 195 687 €
10.96%
2 554 229 €
21.18%
655 338 €
28.60%
91-720 days 1 662
4.05%
11
0.28%
182
1.34%
545
4.09%
743
8.02%
181
18.62%
91-720 days 1 662
4.05%
11
0.28%
182
1.34%
545
4.09%
743
8.02%
181
18.62%
> 720 days 6 106 740 €
4.21%
0 €
0.00%
418 690 €
0.86%
1 891 251 €
3.82%
3 771 571 €
12.24%
25 228 €
0.64%
> 720 days 6 106 740 €
10.11%
0 €
0.00%
418 690 €
2.18%
1 891 251 €
9.44%
3 771 571 €
31.27%
25 228 €
1.10%
> 720 days 1 765
4.30%
0
0.00%
142
1.04%
530
3.98%
1 087
11.74%
6
0.62%
> 720 days 1 765
4.30%
0
0.00%
142
1.04%
530
3.98%
1 087
11.74%
6
0.62%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 16 880 341 €
A+
0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 2 346 111 €
A
1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 6 208 927 €
B
2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 5 771 223 €
C
2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 1 842 070 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 712 010 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 354 670 € 7 906 084 € 12 308 806 € 14 967 629 € 13 668 827 € 15 887 120 € 15 185 307 € 2 269 036 €
A+
0 € 0 € 0 € 0 € 0 € 1 263 286 € 1 713 209 € 1 926 131 € 279 764 €
A
1 400 € 595 782 € 3 004 412 € 5 217 321 € 6 206 324 € 4 230 743 € 4 554 504 € 4 826 118 € 861 239 €
B
2 750 € 827 296 € 2 837 538 € 3 833 657 € 4 969 149 € 4 675 489 € 5 580 347 € 5 996 382 € 752 491 €
C
2 700 € 931 592 € 2 064 134 € 3 257 828 € 3 792 156 € 3 499 309 € 3 043 056 € 1 895 145 € 274 764 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 996 004 € 541 531 € 100 778 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.81 % 88.41 % 86.23 % 80.37 % 71.63 % 58.01 % 40.83 % 13.44 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 81.46 % 55.37 % 38.20 % 11.92 %
A
100.00 % 90.81 % 96.20 % 96.30 % 89.87 % 76.62 % 57.00 % 37.59 % 13.87 %
B
100.00 % 95.13 % 87.72 % 86.52 % 81.82 % 70.65 % 61.91 % 44.45 % 13.04 %
C
100.00 % 89.66 % 79.87 % 73.61 % 67.18 % 64.89 % 55.44 % 43.05 % 14.92 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 55.30 % 38.24 % 14.15 %
Outstanding principal, EUR 0 € 209 995 € 1 035 963 € 1 965 616 € 3 656 537 € 5 414 143 € 11 501 976 € 22 003 424 € 14 611 305 €
A+
0 € 0 € 0 € 0 € 0 € 287 497 € 1 381 101 € 3 116 691 € 2 066 347 €
A
0 € 60 292 € 118 587 € 200 513 € 699 581 € 1 291 180 € 3 436 374 € 8 012 572 € 5 347 688 €
B
0 € 42 306 € 397 059 € 597 326 € 1 104 424 € 1 942 307 € 3 433 306 € 7 492 318 € 5 018 732 €
C
0 € 107 396 € 520 317 € 1 167 777 € 1 852 532 € 1 893 159 € 2 446 052 € 2 507 096 € 1 567 306 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 805 143 € 874 746 € 611 232 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 209 995 € 1 035 964 € 1 870 107 € 2 548 389 € 2 063 546 € 2 290 732 € 2 184 992 € 95 236 €
A+
0 € 0 € 0 € 0 € 0 € 6 943 € 16 362 € 25 938 € 0 €
A
0 € 60 292 € 118 587 € 153 233 € 202 500 € 80 445 € 218 950 € 303 061 € 19 346 €
B
0 € 42 306 € 397 060 € 569 382 € 746 252 € 689 869 € 717 657 € 904 811 € 19 600 €
C
0 € 107 396 € 520 317 € 1 147 492 € 1 599 638 € 1 286 288 € 916 998 € 698 381 € 49 290 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 420 765 € 252 801 € 7 000 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.19 % 11.59 % 13.10 % 13.68 % 10.81 % 8.36 % 5.88 % 0.56 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.53 % 0.51 % 0.00 %
A
0.00 % 9.19 % 3.80 % 2.83 % 2.93 % 1.46 % 2.74 % 2.36 % 0.31 %
B
0.00 % 4.87 % 12.28 % 12.85 % 12.29 % 10.42 % 7.96 % 6.71 % 0.34 %
C
0.00 % 10.34 % 20.13 % 25.93 % 28.34 % 23.85 % 16.71 % 15.86 % 2.68 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.36 % 17.85 % 0.98 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 13.00 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 7.86 %
A
16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 10.63 %
B
19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 14.43 %
C
26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 19.18 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 23.07 %
Interest paid, EUR 1 142 € 978 132 € 3 117 405 € 4 326 978 € 5 385 028 € 4 163 563 € 3 962 045 € 2 476 206 € 287 297 €
A+
0 € 0 € 0 € 0 € 0 € 189 745 € 275 624 € 227 881 € 24 274 €
A
61 € 187 341 € 821 194 € 1 221 260 € 1 432 602 € 917 713 € 899 714 € 711 656 € 90 110 €
B
416 € 329 935 € 1 164 692 € 1 338 675 € 1 792 303 € 1 542 179 € 1 339 788 € 960 298 € 115 623 €
C
664 € 460 856 € 1 131 519 € 1 767 043 € 2 160 123 € 1 513 925 € 1 063 255 € 407 641 € 41 757 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 383 664 € 168 730 € 15 533 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 190 277 € 843 312 € 1 196 317 € 1 350 901 € 813 686 € 504 715 € 274 027 € 33 238 €
A+
0 € 0 € 0 € 0 € 0 € 933 € 1 928 € 2 170 € 211 €
A
0 € 48 440 € 67 575 € 54 346 € 46 588 € 17 236 € 22 374 € 28 984 € 6 707 €
B
0 € 34 238 € 289 277 € 308 934 € 336 228 € 241 020 € 121 844 € 102 661 € 11 143 €
C
0 € 107 598 € 486 460 € 833 038 € 968 084 € 554 497 € 226 414 € 96 256 € 10 348 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 132 155 € 43 957 € 4 830 €
>90 days overdue, EUR 0 € 190 277 € 843 312 € 1 181 869 € 1 294 484 € 736 811 € 392 634 € 128 716 € 1 166 €
A+
0 € 0 € 0 € 0 € 0 € 656 € 1 027 € 293 € 0 €
A
0 € 48 440 € 67 575 € 53 437 € 42 146 € 14 079 € 13 952 € 6 804 € 135 €
B
0 € 34 238 € 289 277 € 305 700 € 321 091 € 213 611 € 91 304 € 44 179 € 245 €
C
0 € 107 598 € 486 460 € 822 732 € 931 247 € 508 465 € 178 386 € 55 775 € 683 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 107 965 € 21 666 € 103 €
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 848 393 €
Receivable fee amount 9 356 720 €
Historical Returns