Statistics
Investor statistics
15988
Active investors
298
Average number of loans Average loans per investor
14.80 %
Average interest rate Return on investment it will always be lower than the interest rate
5 202 €
Average active investment amount Average amount invested per investor
139 446 619 €
Principal received Principal received, including principal paid from Provision fund
39 339 590 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
12972
Total active borrowers
3893 €
Average loan amount
68 months
Average loan term Weighted average loan term
849 €
Average income
933 €
A+ rating
846 €
A rating
853 €
B rating
784 €
C rating
958 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 217 796 655 € | 17 570 291 € | 70 063 410 € | 80 944 238 € | 41 195 976 € | 8 018 128 € |
Not overdue and returned |
181 590 873 €
83.38% |
16 667 676 €
94.86% |
63 145 486 €
90.13% |
66 487 932 €
82.14% |
30 342 282 €
73.65% |
4 943 308 €
61.65% |
Overdue |
36 205 781 €
16.62% |
902 615 €
5.14% |
6 917 924 €
9.87% |
14 456 306 €
17.86% |
10 853 694 €
26.35% |
3 074 820 €
38.35% |
1-30 days |
11 083 599 €
5.09% |
552 419 €
3.14% |
3 087 377 €
4.41% |
4 916 233 €
6.07% |
1 850 290 €
4.49% |
676 859 €
8.44% |
31-60 days |
2 675 575 €
1.23% |
74 882 €
0.43% |
606 049 €
0.87% |
1 200 886 €
1.48% |
596 584 €
1.45% |
197 173 €
2.46% |
61-90 days |
1 467 356 €
0.67% |
2 307 €
0.01% |
352 072 €
0.50% |
621 949 €
0.77% |
337 766 €
0.82% |
153 262 €
1.91% |
91-720 days |
12 150 790 €
5.58% |
262 372 €
1.49% |
2 198 433 €
3.14% |
4 849 633 €
5.99% |
3 208 726 €
7.79% |
1 631 626 €
20.35% |
> 720 days |
8 828 461 €
4.05% |
10 635 €
0.06% |
673 993 €
0.96% |
2 867 604 €
3.54% |
4 860 328 €
11.80% |
415 901 €
5.19% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 3 190 845 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 387 033 € | 8 063 906 € | 12 709 404 € | 16 432 351 € | 16 058 146 € | 20 785 841 € | 23 288 770 € | 21 076 097 € | 13 733 741 € | 83 792 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.07 % | 90.18 % | 89.04 % | 88.23 % | 84.15 % | 75.89 % | 62.62 % | 47.97 % | 32.24 % | 2.63 % |
Outstanding principal, EUR | 0 € | 177 632 € | 878 141 € | 1 565 018 € | 2 191 815 € | 3 024 824 € | 6 603 255 € | 13 899 960 € | 22 863 873 € | 28 859 153 € | 3 107 053 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 177 631 € | 878 142 € | 1 565 018 € | 2 133 504 € | 1 901 119 € | 2 284 983 € | 3 930 677 € | 5 802 827 € | 2 305 350 € | 0 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.93 % | 9.82 % | 10.96 % | 11.46 % | 9.96 % | 8.34 % | 10.57 % | 13.21 % | 5.41 % | 0.00 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.93 % |
Interest paid, EUR | 1 142 € | 1 061 933 € | 3 419 227 € | 4 785 254 € | 6 097 451 € | 4 953 406 € | 5 690 882 € | 5 473 144 € | 5 433 900 € | 2 244 735 € | 372 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 220 797 € | 1 002 835 € | 1 453 455 € | 1 688 024 € | 1 210 031 € | 875 058 € | 900 991 € | 1 095 103 € | 366 932 € | 0 € |
>90 days overdue, EUR | 0 € | 220 798 € | 1 002 835 € | 1 453 455 € | 1 687 093 € | 1 179 519 € | 804 560 € | 749 191 € | 789 212 € | 139 496 € | 0 € |