Statistics

Investor statistics

16017

Active investors

322

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 776 €

Average active investment amount Average amount invested per investor

169 643 425 €

Principal received Principal received, including principal paid from Provision fund

48 017 275 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13697

Total active borrowers

4079 €

Average loan amount

67 months

Average loan term Weighted average loan term

880 €

Average income

964 €

A+ rating

870 €

A rating

891 €

B rating

812 €

C rating

982 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 256 542 778 € 18 379 426 € 75 752 712 € 102 902 402 € 48 619 003 € 10 880 904 €
Amount of issued credits 92 510 595 € 5 582 145 € 23 190 270 € 39 941 927 € 18 148 168 € 5 645 571 €
Amount of issued credits 62 882 6 481 19 686 22 372 12 138 2 189
Amount of issued credits 62 865 6 481 19 674 22 368 12 137 2 189
Not overdue and returned 216 043 692 €
84.21% 		17 621 725 €
95.88% 		69 117 860 €
91.24% 		85 975 252 €
83.55% 		36 328 953 €
74.72% 		6 991 570 €
64.26%
Not overdue and returned 52 152 363 €
56.37% 		4 824 445 €
86.43% 		16 574 164 €
71.47% 		23 083 569 €
57.79% 		5 911 434 €
32.57% 		1 756 237 €
31.11%
Not overdue and returned 55 296
87.94% 		6 367
98.24% 		18 696
94.97% 		19 456
86.97% 		9 419
77.60% 		1 342
61.31%
Not overdue and returned 55 279
87.93% 		6 367
98.24% 		18 684
94.97% 		19 452
86.96% 		9 418
77.60% 		1 342
61.31%
Overdue 40 358 233 €
15.73% 		757 701 €
4.12% 		6 616 106 €
8.73% 		16 858 358 €
16.38% 		12 236 734 €
25.17% 		3 889 334 €
35.74%
Overdue 40 358 233 €
43.63% 		757 701 €
13.57% 		6 616 106 €
28.53% 		16 858 358 €
42.21% 		12 236 734 €
67.43% 		3 889 334 €
68.89%
Overdue 7 555
12.01% 		114
1.76% 		984
5.00% 		2 904
12.98% 		2 706
22.29% 		847
38.69%
Overdue 7 555
12.02% 		114
1.76% 		984
5.00% 		2 904
12.98% 		2 706
22.30% 		847
38.69%
1-30 days 10 773 525 €
4.20% 		431 205 €
2.35% 		2 558 329 €
3.38% 		5 327 804 €
5.18% 		1 908 731 €
3.93% 		547 455 €
5.03%
1-30 days 10 773 525 €
11.65% 		431 205 €
7.72% 		2 558 329 €
11.03% 		5 327 804 €
13.34% 		1 908 731 €
10.52% 		547 455 €
9.70%
1-30 days 1 765
2.81% 		73
1.13% 		373
1.89% 		841
3.76% 		352
2.90% 		126
5.76%
1-30 days 1 765
2.81% 		73
1.13% 		373
1.90% 		841
3.76% 		352
2.90% 		126
5.76%
31-60 days 2 580 894 €
1.01% 		12 933 €
0.07% 		499 361 €
0.66% 		1 230 822 €
1.20% 		582 452 €
1.20% 		255 327 €
2.35%
31-60 days 2 580 894 €
2.79% 		12 933 €
0.23% 		499 361 €
2.15% 		1 230 822 €
3.08% 		582 452 €
3.21% 		255 327 €
4.52%
31-60 days 445
0.71% 		4
0.06% 		73
0.37% 		202
0.90% 		110
0.91% 		56
2.56%
31-60 days 445
0.71% 		4
0.06% 		73
0.37% 		202
0.90% 		110
0.91% 		56
2.56%
61-90 days 1 447 440 €
0.56% 		29 612 €
0.16% 		226 891 €
0.30% 		594 233 €
0.58% 		371 449 €
0.76% 		225 255 €
2.07%
61-90 days 1 447 440 €
1.56% 		29 612 €
0.53% 		226 891 €
0.98% 		594 233 €
1.49% 		371 449 €
2.05% 		225 255 €
3.99%
61-90 days 234
0.37% 		4
0.06% 		37
0.19% 		84
0.38% 		65
0.54% 		44
2.01%
61-90 days 234
0.37% 		4
0.06% 		37
0.19% 		84
0.38% 		65
0.54% 		44
2.01%
91-720 days 13 853 268 €
5.40% 		248 198 €
1.35% 		2 208 691 €
2.92% 		5 580 373 €
5.42% 		3 855 703 €
7.93% 		1 960 304 €
18.02%
91-720 days 13 853 268 €
14.97% 		248 198 €
4.45% 		2 208 691 €
9.52% 		5 580 373 €
13.97% 		3 855 703 €
21.25% 		1 960 304 €
34.72%
91-720 days 2 234
3.55% 		24
0.37% 		259
1.32% 		858
3.84% 		693
5.71% 		400
18.27%
91-720 days 2 234
3.55% 		24
0.37% 		259
1.32% 		858
3.84% 		693
5.71% 		400
18.27%
> 720 days 11 703 106 €
4.56% 		35 753 €
0.19% 		1 122 834 €
1.48% 		4 125 126 €
4.01% 		5 518 400 €
11.35% 		900 993 €
8.28%
> 720 days 11 703 106 €
12.65% 		35 753 €
0.64% 		1 122 834 €
4.84% 		4 125 126 €
10.33% 		5 518 400 €
30.41% 		900 993 €
15.96%
> 720 days 2 877
4.58% 		9
0.14% 		242
1.23% 		919
4.11% 		1 486
12.24% 		221
10.10%
> 720 days 2 877
4.58% 		9
0.14% 		242
1.23% 		919
4.11% 		1 486
12.24% 		221
10.10%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 41 936 968 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 873 765 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 457 093 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 23 572 706 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 7 920 629 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 109 055 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 237 € 8 089 937 € 12 785 322 € 16 576 825 € 16 707 476 € 22 279 320 € 25 779 923 € 25 142 866 € 21 290 416 € 12 835 158 €
A+
 0 € 0 € 0 € 0 € 0 € 1 507 208 € 2 544 155 € 3 706 527 € 3 227 055 € 1 416 965 € 395 371 €
A
 1 400 € 612 207 € 3 032 680 € 5 319 806 € 6 779 423 € 5 193 283 € 6 509 955 € 8 696 350 € 8 604 692 € 5 802 275 € 1 991 627 €
B
 2 750 € 835 585 € 2 907 453 € 3 969 961 € 5 481 223 € 5 719 928 € 7 596 707 € 9 347 834 € 9 250 864 € 10 405 571 € 7 373 809 €
C
 2 700 € 949 446 € 2 149 803 € 3 495 555 € 4 316 179 € 4 287 058 € 4 270 590 € 3 040 031 € 2 899 095 € 2 780 883 € 2 226 179 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 357 914 € 989 181 € 1 161 160 € 880 474 € 846 605 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.57 % 89.01 % 87.55 % 81.34 % 69.32 % 57.22 % 49.99 % 30.61 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.19 % 82.22 % 73.50 % 59.53 % 59.11 % 45.25 %
A
 100.00 % 93.31 % 97.11 % 98.19 % 98.17 % 94.05 % 81.47 % 67.74 % 56.66 % 49.79 % 30.84 %
B
 100.00 % 96.09 % 89.89 % 89.60 % 90.25 % 86.43 % 84.28 % 69.30 % 58.97 % 52.26 % 31.28 %
C
 100.00 % 91.38 % 83.18 % 78.98 % 76.46 % 79.50 % 77.80 % 69.06 % 53.98 % 43.81 % 28.11 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.39 % 69.84 % 51.02 % 38.64 % 27.23 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 926 € 813 909 € 1 457 857 € 2 013 471 € 2 359 456 € 5 109 776 € 11 408 807 € 18 797 104 € 21 302 477 € 29 101 811 €
A+
 0 € 0 € 0 € 0 € 0 € 43 574 € 550 154 € 1 336 295 € 2 193 726 € 980 002 € 478 394 €
A
 0 € 36 800 € 84 167 € 98 029 € 120 955 € 328 640 € 1 480 922 € 4 142 340 € 6 581 720 € 5 851 229 € 4 465 467 €
B
 0 € 34 018 € 309 409 € 444 684 € 573 669 € 881 832 € 1 416 946 € 4 140 866 € 6 435 736 € 9 505 870 € 16 198 897 €
C
 0 € 75 108 € 420 333 € 915 145 € 1 318 848 € 1 105 411 € 1 218 519 € 1 362 210 € 2 471 405 € 3 566 741 € 5 694 450 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 443 234 € 427 097 € 1 114 517 € 1 398 273 € 2 262 450 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 926 € 813 909 € 1 457 857 € 1 991 222 € 1 807 424 € 2 169 254 € 3 983 033 € 6 497 669 € 5 187 220 € 1 502 859 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 531 € 68 282 € 189 528 € 23 047 € 0 €
A
 0 € 36 800 € 84 167 € 98 029 € 112 731 € 84 600 € 218 525 € 868 496 € 1 309 983 € 511 243 € 6 951 €
B
 0 € 34 018 € 309 410 € 444 684 € 559 643 € 640 153 € 688 432 € 1 801 439 € 2 650 742 € 2 056 897 € 520 080 €
C
 0 € 75 108 € 420 333 € 915 145 € 1 318 848 € 1 081 108 € 861 906 € 904 955 € 1 522 925 € 1 682 880 € 590 895 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 860 € 339 861 € 824 491 € 913 154 € 384 932 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.10 % 10.21 % 10.69 % 9.47 % 7.92 % 10.71 % 14.79 % 12.18 % 3.58 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 3.50 % 0.96 % 0.00 %
A
 0.00 % 5.61 % 2.70 % 1.81 % 1.63 % 1.53 % 2.73 % 6.76 % 8.63 % 4.39 % 0.11 %
B
 0.00 % 3.91 % 9.57 % 10.04 % 9.21 % 9.67 % 7.64 % 13.36 % 16.90 % 10.33 % 2.21 %
C
 0.00 % 7.23 % 16.26 % 20.68 % 23.36 % 20.05 % 15.70 % 20.56 % 28.36 % 26.51 % 7.46 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.14 % 24.00 % 36.23 % 40.07 % 12.38 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.75 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.69 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.64 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.29 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.25 %
Interest paid, EUR 1 142 € 1 086 488 € 3 516 298 € 4 977 983 € 6 345 793 € 5 182 697 € 6 207 660 € 6 500 648 € 7 367 846 € 4 872 243 € 1 807 914 €
A+
 0 € 0 € 0 € 0 € 0 € 227 327 € 452 450 € 595 123 € 683 044 € 185 289 € 16 786 €
A
 61 € 215 196 € 869 991 € 1 271 540 € 1 522 659 € 1 112 523 € 1 454 157 € 2 003 994 € 2 337 935 € 1 145 330 € 215 181 €
B
 416 € 354 312 € 1 318 781 € 1 520 149 € 2 066 086 € 1 911 407 € 2 042 463 € 2 485 068 € 2 771 411 € 2 398 065 € 1 018 029 €
C
 664 € 516 980 € 1 327 525 € 2 186 294 € 2 757 048 € 1 931 441 € 1 662 706 € 1 006 363 € 1 099 818 € 863 229 € 408 435 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 595 885 € 410 101 € 475 638 € 280 035 € 149 482 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 213 891 € 1 059 502 € 1 561 184 € 1 836 042 € 1 378 403 € 1 067 591 € 1 213 041 € 1 780 529 € 1 045 337 € 243 320 €
A+
 0 € 0 € 0 € 0 € 0 € 168 € 213 € 8 312 € 22 422 € 2 643 € 35 €
A
 0 € 50 602 € 70 891 € 68 969 € 56 077 € 35 673 € 55 937 € 148 027 € 236 179 € 74 816 € 3 123 €
B
 0 € 41 765 € 348 327 € 396 735 € 440 132 € 427 366 € 255 722 € 527 040 € 678 095 € 339 849 € 74 726 €
C
 0 € 121 524 € 640 284 € 1 095 480 € 1 339 832 € 915 197 € 483 246 € 364 830 € 503 736 € 370 980 € 97 064 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 272 472 € 164 832 € 340 097 € 257 049 € 68 372 €
>90 days overdue, EUR 0 € 213 892 € 1 059 502 € 1 561 184 € 1 835 857 € 1 364 593 € 1 022 120 € 1 097 644 € 1 579 882 € 908 572 € 96 277 €
A+
 0 € 0 € 0 € 0 € 0 € 168 € 0 € 7 069 € 18 765 € 2 059 € 0 €
A
 0 € 50 602 € 70 891 € 68 969 € 56 077 € 34 906 € 50 772 € 127 296 € 202 927 € 58 570 € 280 €
B
 0 € 41 765 € 348 327 € 396 735 € 439 948 € 417 091 € 241 664 € 472 686 € 598 010 € 273 939 € 21 946 €
C
 0 € 121 524 € 640 284 € 1 095 480 € 1 339 832 € 912 427 € 463 385 € 336 913 € 449 280 € 334 463 € 41 895 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 266 299 € 153 680 € 310 900 € 239 542 € 32 156 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 162 962 €
Receivable fee amount 14 549 359 €
Historical Returns