Statistics
Investor statistics
14613
Active investors
248
Average number of loans Average loans per investor
14.42 %
Average interest rate Return on investment it will always be lower than the interest rate
4 133 €
Average active investment amount Average amount invested per investor
86 933 171 €
Principal received Principal received, including principal paid from Provision fund
24 846 429 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
11465
Total active borrowers
3530 €
Average loan amount
65 months
Average loan term Weighted average loan term
784 €
Average income
884 €
A+ rating
792 €
A rating
771 €
B rating
733 €
C rating
916 €
C- rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 144 953 287 € | 12 034 024 € | 48 664 629 € | 49 502 878 € | 30 822 320 € | 3 929 435 € |
Not overdue and returned |
122 841 994 €
84.75% |
11 623 206 €
96.59% |
44 637 567 €
91.72% |
41 454 711 €
83.74% |
22 533 709 €
73.11% |
2 592 801 €
65.98% |
Overdue |
22 111 292 €
15.25% |
410 819 €
3.41% |
4 027 062 €
8.28% |
8 048 167 €
16.26% |
8 288 611 €
26.89% |
1 336 634 €
34.02% |
1-30 days |
7 206 886 €
4.97% |
318 095 €
2.64% |
2 281 760 €
4.69% |
2 912 182 €
5.88% |
1 370 792 €
4.45% |
324 058 €
8.25% |
31-60 days |
1 652 426 €
1.14% |
38 331 €
0.32% |
366 802 €
0.75% |
732 985 €
1.48% |
335 262 €
1.09% |
179 047 €
4.56% |
61-90 days |
953 020 €
0.66% |
5 150 €
0.04% |
222 086 €
0.46% |
316 063 €
0.64% |
256 757 €
0.83% |
152 963 €
3.89% |
91-720 days |
6 192 221 €
4.27% |
49 242 €
0.41% |
737 724 €
1.52% |
2 195 687 €
4.44% |
2 554 229 €
8.29% |
655 338 €
16.68% |
> 720 days |
6 106 740 €
4.21% |
0 €
0.00% |
418 690 €
0.86% |
1 891 251 €
3.82% |
3 771 571 €
12.24% |
25 228 €
0.64% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 16 880 341 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 354 670 € | 7 906 084 € | 12 308 806 € | 14 967 629 € | 13 668 827 € | 15 887 120 € | 15 185 307 € | 2 269 036 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 91.81 % | 88.41 % | 86.23 % | 80.37 % | 71.63 % | 58.01 % | 40.83 % | 13.44 % |
Outstanding principal, EUR | 0 € | 209 995 € | 1 035 963 € | 1 965 616 € | 3 656 537 € | 5 414 143 € | 11 501 976 € | 22 003 424 € | 14 611 305 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 209 995 € | 1 035 964 € | 1 870 107 € | 2 548 389 € | 2 063 546 € | 2 290 732 € | 2 184 992 € | 95 236 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 8.19 % | 11.59 % | 13.10 % | 13.68 % | 10.81 % | 8.36 % | 5.88 % | 0.56 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 13.00 % |
Interest paid, EUR | 1 142 € | 978 132 € | 3 117 405 € | 4 326 978 € | 5 385 028 € | 4 163 563 € | 3 962 045 € | 2 476 206 € | 287 297 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 190 277 € | 843 312 € | 1 196 317 € | 1 350 901 € | 813 686 € | 504 715 € | 274 027 € | 33 238 € |
>90 days overdue, EUR | 0 € | 190 277 € | 843 312 € | 1 181 869 € | 1 294 484 € | 736 811 € | 392 634 € | 128 716 € | 1 166 € |