Statistics

Investor statistics

14613

Active investors

248

Average number of loans Average loans per investor

14.42 %

Average interest rate Return on investment it will always be lower than the interest rate

4 133 €

Average active investment amount Average amount invested per investor

86 933 171 €

Principal received Principal received, including principal paid from Provision fund

24 846 429 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11465

Total active borrowers

3530 €

Average loan amount

65 months

Average loan term Weighted average loan term

784 €

Average income

884 €

A+ rating

792 €

A rating

771 €

B rating

733 €

C rating

916 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 144 953 287 € 12 034 024 € 48 664 629 € 49 502 878 € 30 822 320 € 3 929 435 €
Amount of issued credits 60 397 776 € 6 851 556 € 19 166 786 € 20 026 813 € 12 061 518 € 2 291 104 €
Amount of issued credits 41 063 3 881 13 622 13 328 9 260 972
Amount of issued credits 41 046 3 881 13 610 13 324 9 259 972
Not overdue and returned 122 841 994 €
84.75% 		11 623 206 €
96.59% 		44 637 567 €
91.72% 		41 454 711 €
83.74% 		22 533 709 €
73.11% 		2 592 801 €
65.98%
Not overdue and returned 38 286 484 €
63.39% 		6 440 737 €
94.00% 		15 139 724 €
78.99% 		11 978 645 €
59.81% 		3 772 907 €
31.28% 		954 470 €
41.66%
Not overdue and returned 35 270
85.89% 		3 774
97.24% 		12 719
93.37% 		11 361
85.24% 		6 819
73.64% 		597
61.42%
Not overdue and returned 35 253
85.89% 		3 774
97.24% 		12 707
93.37% 		11 357
85.24% 		6 818
73.64% 		597
61.42%
Overdue 22 111 292 €
15.25% 		410 819 €
3.41% 		4 027 062 €
8.28% 		8 048 167 €
16.26% 		8 288 611 €
26.89% 		1 336 634 €
34.02%
Overdue 22 111 292 €
36.61% 		410 819 €
6.00% 		4 027 062 €
21.01% 		8 048 167 €
40.19% 		8 288 611 €
68.72% 		1 336 634 €
58.34%
Overdue 5 793
14.11% 		107
2.76% 		903
6.63% 		1 967
14.76% 		2 441
26.36% 		375
38.58%
Overdue 5 793
14.11% 		107
2.76% 		903
6.63% 		1 967
14.76% 		2 441
26.36% 		375
38.58%
1-30 days 7 206 886 €
4.97% 		318 095 €
2.64% 		2 281 760 €
4.69% 		2 912 182 €
5.88% 		1 370 792 €
4.45% 		324 058 €
8.25%
1-30 days 7 206 886 €
11.93% 		318 095 €
4.64% 		2 281 760 €
11.90% 		2 912 182 €
14.54% 		1 370 792 €
11.37% 		324 058 €
14.14%
1-30 days 1 746
4.25% 		87
2.24% 		473
3.47% 		670
5.03% 		417
4.50% 		99
10.19%
1-30 days 1 746
4.25% 		87
2.24% 		473
3.48% 		670
5.03% 		417
4.50% 		99
10.19%
31-60 days 1 652 426 €
1.14% 		38 331 €
0.32% 		366 802 €
0.75% 		732 985 €
1.48% 		335 262 €
1.09% 		179 047 €
4.56%
31-60 days 1 652 426 €
2.74% 		38 331 €
0.56% 		366 802 €
1.91% 		732 985 €
3.66% 		335 262 €
2.78% 		179 047 €
7.81%
31-60 days 411
1.00% 		8
0.21% 		76
0.56% 		154
1.16% 		123
1.33% 		50
5.14%
31-60 days 411
1.00% 		8
0.21% 		76
0.56% 		154
1.16% 		123
1.33% 		50
5.14%
61-90 days 953 020 €
0.66% 		5 150 €
0.04% 		222 086 €
0.46% 		316 063 €
0.64% 		256 757 €
0.83% 		152 963 €
3.89%
61-90 days 953 020 €
1.58% 		5 150 €
0.08% 		222 086 €
1.16% 		316 063 €
1.58% 		256 757 €
2.13% 		152 963 €
6.68%
61-90 days 209
0.51% 		1
0.03% 		30
0.22% 		68
0.51% 		71
0.77% 		39
4.01%
61-90 days 209
0.51% 		1
0.03% 		30
0.22% 		68
0.51% 		71
0.77% 		39
4.01%
91-720 days 6 192 221 €
4.27% 		49 242 €
0.41% 		737 724 €
1.52% 		2 195 687 €
4.44% 		2 554 229 €
8.29% 		655 338 €
16.68%
91-720 days 6 192 221 €
10.25% 		49 242 €
0.72% 		737 724 €
3.85% 		2 195 687 €
10.96% 		2 554 229 €
21.18% 		655 338 €
28.60%
91-720 days 1 662
4.05% 		11
0.28% 		182
1.34% 		545
4.09% 		743
8.02% 		181
18.62%
91-720 days 1 662
4.05% 		11
0.28% 		182
1.34% 		545
4.09% 		743
8.02% 		181
18.62%
> 720 days 6 106 740 €
4.21% 		0 €
0.00% 		418 690 €
0.86% 		1 891 251 €
3.82% 		3 771 571 €
12.24% 		25 228 €
0.64%
> 720 days 6 106 740 €
10.11% 		0 €
0.00% 		418 690 €
2.18% 		1 891 251 €
9.44% 		3 771 571 €
31.27% 		25 228 €
1.10%
> 720 days 1 765
4.30% 		0
0.00% 		142
1.04% 		530
3.98% 		1 087
11.74% 		6
0.62%
> 720 days 1 765
4.30% 		0
0.00% 		142
1.04% 		530
3.98% 		1 087
11.74% 		6
0.62%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 16 880 341 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 2 346 111 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 6 208 927 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 5 771 223 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 1 842 070 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 712 010 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 354 670 € 7 906 084 € 12 308 806 € 14 967 629 € 13 668 827 € 15 887 120 € 15 185 307 € 2 269 036 €
A+
 0 € 0 € 0 € 0 € 0 € 1 263 286 € 1 713 209 € 1 926 131 € 279 764 €
A
 1 400 € 595 782 € 3 004 412 € 5 217 321 € 6 206 324 € 4 230 743 € 4 554 504 € 4 826 118 € 861 239 €
B
 2 750 € 827 296 € 2 837 538 € 3 833 657 € 4 969 149 € 4 675 489 € 5 580 347 € 5 996 382 € 752 491 €
C
 2 700 € 931 592 € 2 064 134 € 3 257 828 € 3 792 156 € 3 499 309 € 3 043 056 € 1 895 145 € 274 764 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 996 004 € 541 531 € 100 778 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.81 % 88.41 % 86.23 % 80.37 % 71.63 % 58.01 % 40.83 % 13.44 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 81.46 % 55.37 % 38.20 % 11.92 %
A
 100.00 % 90.81 % 96.20 % 96.30 % 89.87 % 76.62 % 57.00 % 37.59 % 13.87 %
B
 100.00 % 95.13 % 87.72 % 86.52 % 81.82 % 70.65 % 61.91 % 44.45 % 13.04 %
C
 100.00 % 89.66 % 79.87 % 73.61 % 67.18 % 64.89 % 55.44 % 43.05 % 14.92 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 55.30 % 38.24 % 14.15 %
Outstanding principal, EUR 0 € 209 995 € 1 035 963 € 1 965 616 € 3 656 537 € 5 414 143 € 11 501 976 € 22 003 424 € 14 611 305 €
A+
 0 € 0 € 0 € 0 € 0 € 287 497 € 1 381 101 € 3 116 691 € 2 066 347 €
A
 0 € 60 292 € 118 587 € 200 513 € 699 581 € 1 291 180 € 3 436 374 € 8 012 572 € 5 347 688 €
B
 0 € 42 306 € 397 059 € 597 326 € 1 104 424 € 1 942 307 € 3 433 306 € 7 492 318 € 5 018 732 €
C
 0 € 107 396 € 520 317 € 1 167 777 € 1 852 532 € 1 893 159 € 2 446 052 € 2 507 096 € 1 567 306 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 805 143 € 874 746 € 611 232 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 209 995 € 1 035 964 € 1 870 107 € 2 548 389 € 2 063 546 € 2 290 732 € 2 184 992 € 95 236 €
A+
 0 € 0 € 0 € 0 € 0 € 6 943 € 16 362 € 25 938 € 0 €
A
 0 € 60 292 € 118 587 € 153 233 € 202 500 € 80 445 € 218 950 € 303 061 € 19 346 €
B
 0 € 42 306 € 397 060 € 569 382 € 746 252 € 689 869 € 717 657 € 904 811 € 19 600 €
C
 0 € 107 396 € 520 317 € 1 147 492 € 1 599 638 € 1 286 288 € 916 998 € 698 381 € 49 290 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 420 765 € 252 801 € 7 000 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.19 % 11.59 % 13.10 % 13.68 % 10.81 % 8.36 % 5.88 % 0.56 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.53 % 0.51 % 0.00 %
A
 0.00 % 9.19 % 3.80 % 2.83 % 2.93 % 1.46 % 2.74 % 2.36 % 0.31 %
B
 0.00 % 4.87 % 12.28 % 12.85 % 12.29 % 10.42 % 7.96 % 6.71 % 0.34 %
C
 0.00 % 10.34 % 20.13 % 25.93 % 28.34 % 23.85 % 16.71 % 15.86 % 2.68 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.36 % 17.85 % 0.98 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 13.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 7.86 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 10.63 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 14.43 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 19.18 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 23.07 %
Interest paid, EUR 1 142 € 978 132 € 3 117 405 € 4 326 978 € 5 385 028 € 4 163 563 € 3 962 045 € 2 476 206 € 287 297 €
A+
 0 € 0 € 0 € 0 € 0 € 189 745 € 275 624 € 227 881 € 24 274 €
A
 61 € 187 341 € 821 194 € 1 221 260 € 1 432 602 € 917 713 € 899 714 € 711 656 € 90 110 €
B
 416 € 329 935 € 1 164 692 € 1 338 675 € 1 792 303 € 1 542 179 € 1 339 788 € 960 298 € 115 623 €
C
 664 € 460 856 € 1 131 519 € 1 767 043 € 2 160 123 € 1 513 925 € 1 063 255 € 407 641 € 41 757 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 383 664 € 168 730 € 15 533 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 190 277 € 843 312 € 1 196 317 € 1 350 901 € 813 686 € 504 715 € 274 027 € 33 238 €
A+
 0 € 0 € 0 € 0 € 0 € 933 € 1 928 € 2 170 € 211 €
A
 0 € 48 440 € 67 575 € 54 346 € 46 588 € 17 236 € 22 374 € 28 984 € 6 707 €
B
 0 € 34 238 € 289 277 € 308 934 € 336 228 € 241 020 € 121 844 € 102 661 € 11 143 €
C
 0 € 107 598 € 486 460 € 833 038 € 968 084 € 554 497 € 226 414 € 96 256 € 10 348 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 132 155 € 43 957 € 4 830 €
>90 days overdue, EUR 0 € 190 277 € 843 312 € 1 181 869 € 1 294 484 € 736 811 € 392 634 € 128 716 € 1 166 €
A+
 0 € 0 € 0 € 0 € 0 € 656 € 1 027 € 293 € 0 €
A
 0 € 48 440 € 67 575 € 53 437 € 42 146 € 14 079 € 13 952 € 6 804 € 135 €
B
 0 € 34 238 € 289 277 € 305 700 € 321 091 € 213 611 € 91 304 € 44 179 € 245 €
C
 0 € 107 598 € 486 460 € 822 732 € 931 247 € 508 465 € 178 386 € 55 775 € 683 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 107 965 € 21 666 € 103 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 848 393 €
Receivable fee amount 9 356 720 €
Historical Returns