Statistics

Investor statistics

15248

Active investors

261

Average number of loans Average loans per investor

14.55 %

Average interest rate Return on investment it will always be lower than the interest rate

4 553 €

Average active investment amount Average amount invested per investor

101 951 228 €

Principal received Principal received, including principal paid from Provision fund

28 673 434 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

12211

Total active borrowers

3664 €

Average loan amount

67 months

Average loan term Weighted average loan term

805 €

Average income

900 €

A+ rating

808 €

A rating

796 €

B rating

749 €

C rating

935 €

C- - rating

Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 168 231 716 € 14 905 544 € 56 337 114 € 57 966 255 € 33 800 500 € 5 222 302 €
Amount of issued credits 69 429 827 € 7 857 776 € 22 114 173 € 23 405 179 € 13 008 217 € 3 044 481 €
Amount of issued credits 45 917 4 554 15 096 15 150 9 855 1 262
Amount of issued credits 45 900 4 554 15 084 15 146 9 854 1 262
Not overdue and returned 140 671 843 €
83.62%
14 205 007 €
95.30%
51 082 326 €
90.67%
47 365 114 €
81.71%
24 722 508 €
73.14%
3 296 888 €
63.13%
Not overdue and returned 41 869 955 €
60.31%
7 157 239 €
91.08%
16 859 385 €
76.24%
12 804 038 €
54.71%
3 930 226 €
30.21%
1 119 067 €
36.76%
Not overdue and returned 39 461
85.94%
4 418
97.01%
14 096
93.38%
12 882
85.03%
7 307
74.15%
758
60.06%
Not overdue and returned 39 444
85.93%
4 418
97.01%
14 084
93.37%
12 878
85.03%
7 306
74.14%
758
60.06%
Overdue 27 559 873 €
16.38%
700 537 €
4.70%
5 254 788 €
9.33%
10 601 141 €
18.29%
9 077 992 €
26.86%
1 925 414 €
36.87%
Overdue 27 559 873 €
39.69%
700 537 €
8.92%
5 254 788 €
23.76%
10 601 141 €
45.29%
9 077 992 €
69.79%
1 925 414 €
63.24%
Overdue 6 456
14.06%
136
2.99%
1 000
6.62%
2 268
14.97%
2 548
25.85%
504
39.94%
Overdue 6 456
14.07%
136
2.99%
1 000
6.63%
2 268
14.97%
2 548
25.86%
504
39.94%
1-30 days 9 728 228 €
5.78%
500 705 €
3.36%
2 953 341 €
5.24%
4 192 694 €
7.23%
1 586 910 €
4.69%
494 577 €
9.47%
1-30 days 9 728 228 €
14.01%
500 705 €
6.37%
2 953 341 €
13.35%
4 192 694 €
17.91%
1 586 910 €
12.20%
494 577 €
16.25%
1-30 days 1 973
4.30%
105
2.31%
510
3.38%
805
5.31%
421
4.27%
132
10.46%
1-30 days 1 973
4.30%
105
2.31%
510
3.38%
805
5.31%
421
4.27%
132
10.46%
31-60 days 2 176 526 €
1.29%
85 851 €
0.58%
449 186 €
0.80%
945 652 €
1.63%
517 710 €
1.53%
178 128 €
3.41%
31-60 days 2 176 526 €
3.13%
85 851 €
1.09%
449 186 €
2.03%
945 652 €
4.04%
517 710 €
3.98%
178 128 €
5.85%
31-60 days 450
0.98%
13
0.29%
80
0.53%
171
1.13%
131
1.33%
55
4.36%
31-60 days 450
0.98%
13
0.29%
80
0.53%
171
1.13%
131
1.33%
55
4.36%
61-90 days 1 460 026 €
0.87%
36 258 €
0.24%
379 546 €
0.67%
556 367 €
0.96%
303 502 €
0.90%
184 353 €
3.53%
61-90 days 1 460 026 €
2.10%
36 258 €
0.46%
379 546 €
1.72%
556 367 €
2.38%
303 502 €
2.33%
184 353 €
6.06%
61-90 days 276
0.60%
4
0.09%
51
0.34%
109
0.72%
77
0.78%
35
2.77%
61-90 days 276
0.60%
4
0.09%
51
0.34%
109
0.72%
77
0.78%
35
2.77%
91-720 days 7 438 000 €
4.42%
77 723 €
0.52%
1 032 164 €
1.83%
2 827 268 €
4.88%
2 540 268 €
7.52%
960 578 €
18.39%
91-720 days 7 438 000 €
10.71%
77 723 €
0.99%
1 032 164 €
4.67%
2 827 268 €
12.08%
2 540 268 €
19.53%
960 578 €
31.55%
91-720 days 1 792
3.90%
14
0.31%
207
1.37%
600
3.96%
720
7.31%
251
19.89%
91-720 days 1 792
3.90%
14
0.31%
207
1.37%
600
3.96%
720
7.31%
251
19.89%
> 720 days 6 757 092 €
4.02%
0 €
0.00%
440 552 €
0.78%
2 079 160 €
3.59%
4 129 602 €
12.22%
107 778 €
2.06%
> 720 days 6 757 092 €
9.73%
0 €
0.00%
440 552 €
1.99%
2 079 160 €
8.88%
4 129 602 €
31.75%
107 778 €
3.54%
> 720 days 1 965
4.28%
0
0.00%
152
1.01%
583
3.85%
1 199
12.17%
31
2.46%
> 720 days 1 965
4.28%
0
0.00%
152
1.01%
583
3.85%
1 199
12.17%
31
2.46%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 40 158 770 €
A+
0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 217 631 €
A
1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 13 881 412 €
B
2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 14 234 600 €
C
2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 4 820 250 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 004 877 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 361 793 € 7 973 092 € 12 523 994 € 15 620 725 € 14 607 725 € 17 699 647 € 18 593 082 € 9 408 645 €
A+
0 € 0 € 0 € 0 € 0 € 1 333 977 € 1 949 891 € 2 521 761 € 1 241 887 €
A
1 400 € 596 150 € 3 024 111 € 5 286 508 € 6 476 608 € 4 513 739 € 5 112 530 € 6 012 990 € 3 198 772 €
B
2 750 € 830 317 € 2 858 782 € 3 890 644 € 5 171 090 € 4 999 853 € 6 195 597 € 7 136 452 € 3 473 254 €
C
2 700 € 935 325 € 2 090 199 € 3 346 843 € 3 973 027 € 3 760 156 € 3 354 031 € 2 222 778 € 1 103 643 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 1 087 597 € 699 100 € 391 088 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.09 % 89.16 % 87.74 % 83.87 % 76.55 % 64.62 % 50.00 % 23.43 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 86.02 % 63.02 % 50.01 % 23.80 %
A
100.00 % 90.87 % 96.83 % 97.58 % 93.78 % 81.74 % 63.98 % 46.83 % 23.04 %
B
100.00 % 95.48 % 88.38 % 87.81 % 85.14 % 75.55 % 68.74 % 52.91 % 24.40 %
C
100.00 % 90.02 % 80.88 % 75.62 % 70.39 % 69.73 % 61.10 % 50.49 % 22.90 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 60.38 % 49.36 % 19.51 %
Outstanding principal, EUR 0 € 202 872 € 968 955 € 1 750 428 € 3 003 441 € 4 475 245 € 9 689 449 € 18 595 649 € 30 750 125 €
A+
0 € 0 € 0 € 0 € 0 € 216 805 € 1 144 418 € 2 521 061 € 3 975 744 €
A
0 € 59 923 € 98 888 € 131 327 € 429 297 € 1 008 184 € 2 878 348 € 6 825 699 € 10 682 640 €
B
0 € 39 285 € 375 815 € 540 339 € 902 484 € 1 617 944 € 2 818 055 € 6 352 249 € 10 761 346 €
C
0 € 103 663 € 494 253 € 1 078 762 € 1 671 661 € 1 632 312 € 2 135 077 € 2 179 462 € 3 716 607 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 713 550 € 717 177 € 1 613 789 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 202 872 € 968 956 € 1 744 206 € 2 402 745 € 2 054 808 € 2 395 896 € 2 964 847 € 1 460 763 €
A+
0 € 0 € 0 € 0 € 0 € 6 674 € 13 942 € 25 797 € 31 310 €
A
0 € 59 923 € 98 888 € 129 930 € 163 375 € 85 972 € 256 097 € 453 429 € 225 103 €
B
0 € 39 285 € 375 816 € 537 956 € 699 525 € 713 875 € 727 575 € 1 287 577 € 524 819 €
C
0 € 103 663 € 494 253 € 1 076 320 € 1 539 845 € 1 248 288 € 965 797 € 855 016 € 386 687 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 432 485 € 343 028 € 292 844 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.91 % 10.84 % 12.22 % 12.90 % 10.77 % 8.75 % 7.97 % 3.64 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.43 % 0.45 % 0.51 % 0.60 %
A
0.00 % 9.13 % 3.17 % 2.40 % 2.37 % 1.56 % 3.20 % 3.53 % 1.62 %
B
0.00 % 4.52 % 11.62 % 12.14 % 11.52 % 10.79 % 8.07 % 9.55 % 3.69 %
C
0.00 % 9.98 % 19.12 % 24.32 % 27.28 % 23.15 % 17.59 % 19.42 % 8.02 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 24.01 % 24.22 % 14.61 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.32 %
A+
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.67 %
A
16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.41 %
B
19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.80 %
C
26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.44 %
C-
0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 23.88 %
Interest paid, EUR 1 142 € 994 844 € 3 237 691 € 4 481 673 € 5 637 731 € 4 465 894 € 4 593 173 € 3 528 538 € 1 591 760 €
A+
0 € 0 € 0 € 0 € 0 € 201 761 € 324 123 € 327 797 € 147 719 €
A
61 € 189 144 € 848 807 € 1 237 424 € 1 470 577 € 980 938 € 1 046 594 € 1 046 998 € 500 086 €
B
416 € 333 650 € 1 203 319 € 1 378 135 € 1 873 153 € 1 650 171 € 1 543 256 € 1 367 026 € 614 750 €
C
664 € 472 049 € 1 185 565 € 1 866 114 € 2 294 001 € 1 633 024 € 1 234 751 € 556 759 € 233 483 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 444 449 € 229 958 € 95 722 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 201 385 € 881 033 € 1 268 631 € 1 464 535 € 939 681 € 626 267 € 469 512 € 224 177 €
A+
0 € 0 € 0 € 0 € 0 € 1 157 € 1 046 € 3 220 € 3 545 €
A
0 € 52 312 € 60 983 € 53 828 € 48 187 € 21 134 € 31 863 € 50 291 € 29 771 €
B
0 € 36 070 € 302 337 € 328 594 € 357 635 € 286 311 € 150 878 € 178 585 € 80 839 €
C
0 € 113 002 € 517 712 € 886 209 € 1 058 714 € 631 079 € 281 307 € 162 512 € 63 834 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 161 172 € 74 903 € 46 188 €
>90 days overdue, EUR 0 € 201 385 € 881 033 € 1 265 325 € 1 429 674 € 874 086 € 521 626 € 299 697 € 58 306 €
A+
0 € 0 € 0 € 0 € 0 € 937 € 368 € 1 131 € 398 €
A
0 € 52 312 € 60 983 € 53 678 € 45 664 € 18 333 € 22 366 € 22 264 € 5 653 €
B
0 € 36 070 € 302 337 € 327 906 € 348 029 € 260 811 € 122 345 € 108 139 € 16 114 €
C
0 € 113 003 € 517 712 € 883 741 € 1 035 981 € 594 005 € 237 169 € 116 984 € 20 117 €
C-
0 € 0 € 0 € 0 € 0 € 0 € 139 379 € 51 179 € 16 025 €
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 593 059 €
Receivable fee amount 11 145 480 €
Historical Returns