Statistics

Investor statistics

15248

Active investors

261

Average number of loans Average loans per investor

14.55 %

Average interest rate Return on investment it will always be lower than the interest rate

4 553 €

Average active investment amount Average amount invested per investor

101 951 228 €

Principal received Principal received, including principal paid from Provision fund

28 673 434 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

12211

Total active borrowers

3664 €

Average loan amount

67 months

Average loan term Weighted average loan term

805 €

Average income

900 €

A+ rating

808 €

A rating

796 €

B rating

749 €

C rating

935 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 168 231 716 € 14 905 544 € 56 337 114 € 57 966 255 € 33 800 500 € 5 222 302 €
Amount of issued credits 69 429 827 € 7 857 776 € 22 114 173 € 23 405 179 € 13 008 217 € 3 044 481 €
Amount of issued credits 45 917 4 554 15 096 15 150 9 855 1 262
Amount of issued credits 45 900 4 554 15 084 15 146 9 854 1 262
Not overdue and returned 140 671 843 €
83.62% 		14 205 007 €
95.30% 		51 082 326 €
90.67% 		47 365 114 €
81.71% 		24 722 508 €
73.14% 		3 296 888 €
63.13%
Not overdue and returned 41 869 955 €
60.31% 		7 157 239 €
91.08% 		16 859 385 €
76.24% 		12 804 038 €
54.71% 		3 930 226 €
30.21% 		1 119 067 €
36.76%
Not overdue and returned 39 461
85.94% 		4 418
97.01% 		14 096
93.38% 		12 882
85.03% 		7 307
74.15% 		758
60.06%
Not overdue and returned 39 444
85.93% 		4 418
97.01% 		14 084
93.37% 		12 878
85.03% 		7 306
74.14% 		758
60.06%
Overdue 27 559 873 €
16.38% 		700 537 €
4.70% 		5 254 788 €
9.33% 		10 601 141 €
18.29% 		9 077 992 €
26.86% 		1 925 414 €
36.87%
Overdue 27 559 873 €
39.69% 		700 537 €
8.92% 		5 254 788 €
23.76% 		10 601 141 €
45.29% 		9 077 992 €
69.79% 		1 925 414 €
63.24%
Overdue 6 456
14.06% 		136
2.99% 		1 000
6.62% 		2 268
14.97% 		2 548
25.85% 		504
39.94%
Overdue 6 456
14.07% 		136
2.99% 		1 000
6.63% 		2 268
14.97% 		2 548
25.86% 		504
39.94%
1-30 days 9 728 228 €
5.78% 		500 705 €
3.36% 		2 953 341 €
5.24% 		4 192 694 €
7.23% 		1 586 910 €
4.69% 		494 577 €
9.47%
1-30 days 9 728 228 €
14.01% 		500 705 €
6.37% 		2 953 341 €
13.35% 		4 192 694 €
17.91% 		1 586 910 €
12.20% 		494 577 €
16.25%
1-30 days 1 973
4.30% 		105
2.31% 		510
3.38% 		805
5.31% 		421
4.27% 		132
10.46%
1-30 days 1 973
4.30% 		105
2.31% 		510
3.38% 		805
5.31% 		421
4.27% 		132
10.46%
31-60 days 2 176 526 €
1.29% 		85 851 €
0.58% 		449 186 €
0.80% 		945 652 €
1.63% 		517 710 €
1.53% 		178 128 €
3.41%
31-60 days 2 176 526 €
3.13% 		85 851 €
1.09% 		449 186 €
2.03% 		945 652 €
4.04% 		517 710 €
3.98% 		178 128 €
5.85%
31-60 days 450
0.98% 		13
0.29% 		80
0.53% 		171
1.13% 		131
1.33% 		55
4.36%
31-60 days 450
0.98% 		13
0.29% 		80
0.53% 		171
1.13% 		131
1.33% 		55
4.36%
61-90 days 1 460 026 €
0.87% 		36 258 €
0.24% 		379 546 €
0.67% 		556 367 €
0.96% 		303 502 €
0.90% 		184 353 €
3.53%
61-90 days 1 460 026 €
2.10% 		36 258 €
0.46% 		379 546 €
1.72% 		556 367 €
2.38% 		303 502 €
2.33% 		184 353 €
6.06%
61-90 days 276
0.60% 		4
0.09% 		51
0.34% 		109
0.72% 		77
0.78% 		35
2.77%
61-90 days 276
0.60% 		4
0.09% 		51
0.34% 		109
0.72% 		77
0.78% 		35
2.77%
91-720 days 7 438 000 €
4.42% 		77 723 €
0.52% 		1 032 164 €
1.83% 		2 827 268 €
4.88% 		2 540 268 €
7.52% 		960 578 €
18.39%
91-720 days 7 438 000 €
10.71% 		77 723 €
0.99% 		1 032 164 €
4.67% 		2 827 268 €
12.08% 		2 540 268 €
19.53% 		960 578 €
31.55%
91-720 days 1 792
3.90% 		14
0.31% 		207
1.37% 		600
3.96% 		720
7.31% 		251
19.89%
91-720 days 1 792
3.90% 		14
0.31% 		207
1.37% 		600
3.96% 		720
7.31% 		251
19.89%
> 720 days 6 757 092 €
4.02% 		0 €
0.00% 		440 552 €
0.78% 		2 079 160 €
3.59% 		4 129 602 €
12.22% 		107 778 €
2.06%
> 720 days 6 757 092 €
9.73% 		0 €
0.00% 		440 552 €
1.99% 		2 079 160 €
8.88% 		4 129 602 €
31.75% 		107 778 €
3.54%
> 720 days 1 965
4.28% 		0
0.00% 		152
1.01% 		583
3.85% 		1 199
12.17% 		31
2.46%
> 720 days 1 965
4.28% 		0
0.00% 		152
1.01% 		583
3.85% 		1 199
12.17% 		31
2.46%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 40 158 770 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 217 631 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 13 881 412 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 14 234 600 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 4 820 250 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 004 877 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 361 793 € 7 973 092 € 12 523 994 € 15 620 725 € 14 607 725 € 17 699 647 € 18 593 082 € 9 408 645 €
A+
 0 € 0 € 0 € 0 € 0 € 1 333 977 € 1 949 891 € 2 521 761 € 1 241 887 €
A
 1 400 € 596 150 € 3 024 111 € 5 286 508 € 6 476 608 € 4 513 739 € 5 112 530 € 6 012 990 € 3 198 772 €
B
 2 750 € 830 317 € 2 858 782 € 3 890 644 € 5 171 090 € 4 999 853 € 6 195 597 € 7 136 452 € 3 473 254 €
C
 2 700 € 935 325 € 2 090 199 € 3 346 843 € 3 973 027 € 3 760 156 € 3 354 031 € 2 222 778 € 1 103 643 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 087 597 € 699 100 € 391 088 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.09 % 89.16 % 87.74 % 83.87 % 76.55 % 64.62 % 50.00 % 23.43 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 86.02 % 63.02 % 50.01 % 23.80 %
A
 100.00 % 90.87 % 96.83 % 97.58 % 93.78 % 81.74 % 63.98 % 46.83 % 23.04 %
B
 100.00 % 95.48 % 88.38 % 87.81 % 85.14 % 75.55 % 68.74 % 52.91 % 24.40 %
C
 100.00 % 90.02 % 80.88 % 75.62 % 70.39 % 69.73 % 61.10 % 50.49 % 22.90 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 60.38 % 49.36 % 19.51 %
Outstanding principal, EUR 0 € 202 872 € 968 955 € 1 750 428 € 3 003 441 € 4 475 245 € 9 689 449 € 18 595 649 € 30 750 125 €
A+
 0 € 0 € 0 € 0 € 0 € 216 805 € 1 144 418 € 2 521 061 € 3 975 744 €
A
 0 € 59 923 € 98 888 € 131 327 € 429 297 € 1 008 184 € 2 878 348 € 6 825 699 € 10 682 640 €
B
 0 € 39 285 € 375 815 € 540 339 € 902 484 € 1 617 944 € 2 818 055 € 6 352 249 € 10 761 346 €
C
 0 € 103 663 € 494 253 € 1 078 762 € 1 671 661 € 1 632 312 € 2 135 077 € 2 179 462 € 3 716 607 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 713 550 € 717 177 € 1 613 789 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 202 872 € 968 956 € 1 744 206 € 2 402 745 € 2 054 808 € 2 395 896 € 2 964 847 € 1 460 763 €
A+
 0 € 0 € 0 € 0 € 0 € 6 674 € 13 942 € 25 797 € 31 310 €
A
 0 € 59 923 € 98 888 € 129 930 € 163 375 € 85 972 € 256 097 € 453 429 € 225 103 €
B
 0 € 39 285 € 375 816 € 537 956 € 699 525 € 713 875 € 727 575 € 1 287 577 € 524 819 €
C
 0 € 103 663 € 494 253 € 1 076 320 € 1 539 845 € 1 248 288 € 965 797 € 855 016 € 386 687 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 432 485 € 343 028 € 292 844 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.91 % 10.84 % 12.22 % 12.90 % 10.77 % 8.75 % 7.97 % 3.64 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.43 % 0.45 % 0.51 % 0.60 %
A
 0.00 % 9.13 % 3.17 % 2.40 % 2.37 % 1.56 % 3.20 % 3.53 % 1.62 %
B
 0.00 % 4.52 % 11.62 % 12.14 % 11.52 % 10.79 % 8.07 % 9.55 % 3.69 %
C
 0.00 % 9.98 % 19.12 % 24.32 % 27.28 % 23.15 % 17.59 % 19.42 % 8.02 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 24.01 % 24.22 % 14.61 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.32 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.67 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.41 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.80 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.44 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 23.88 %
Interest paid, EUR 1 142 € 994 844 € 3 237 691 € 4 481 673 € 5 637 731 € 4 465 894 € 4 593 173 € 3 528 538 € 1 591 760 €
A+
 0 € 0 € 0 € 0 € 0 € 201 761 € 324 123 € 327 797 € 147 719 €
A
 61 € 189 144 € 848 807 € 1 237 424 € 1 470 577 € 980 938 € 1 046 594 € 1 046 998 € 500 086 €
B
 416 € 333 650 € 1 203 319 € 1 378 135 € 1 873 153 € 1 650 171 € 1 543 256 € 1 367 026 € 614 750 €
C
 664 € 472 049 € 1 185 565 € 1 866 114 € 2 294 001 € 1 633 024 € 1 234 751 € 556 759 € 233 483 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 444 449 € 229 958 € 95 722 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 201 385 € 881 033 € 1 268 631 € 1 464 535 € 939 681 € 626 267 € 469 512 € 224 177 €
A+
 0 € 0 € 0 € 0 € 0 € 1 157 € 1 046 € 3 220 € 3 545 €
A
 0 € 52 312 € 60 983 € 53 828 € 48 187 € 21 134 € 31 863 € 50 291 € 29 771 €
B
 0 € 36 070 € 302 337 € 328 594 € 357 635 € 286 311 € 150 878 € 178 585 € 80 839 €
C
 0 € 113 002 € 517 712 € 886 209 € 1 058 714 € 631 079 € 281 307 € 162 512 € 63 834 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 161 172 € 74 903 € 46 188 €
>90 days overdue, EUR 0 € 201 385 € 881 033 € 1 265 325 € 1 429 674 € 874 086 € 521 626 € 299 697 € 58 306 €
A+
 0 € 0 € 0 € 0 € 0 € 937 € 368 € 1 131 € 398 €
A
 0 € 52 312 € 60 983 € 53 678 € 45 664 € 18 333 € 22 366 € 22 264 € 5 653 €
B
 0 € 36 070 € 302 337 € 327 906 € 348 029 € 260 811 € 122 345 € 108 139 € 16 114 €
C
 0 € 113 003 € 517 712 € 883 741 € 1 035 981 € 594 005 € 237 169 € 116 984 € 20 117 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 139 379 € 51 179 € 16 025 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 593 059 €
Receivable fee amount 11 145 480 €
Historical Returns