Statistics

Investor statistics

15912

Active investors

296

Average number of loans Average loans per investor

14.77 %

Average interest rate Return on investment it will always be lower than the interest rate

5 168 €

Average active investment amount Average amount invested per investor

135 985 931 €

Principal received Principal received, including principal paid from Provision fund

38 359 478 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

12896

Total active borrowers

3871 €

Average loan amount

68 months

Average loan term Weighted average loan term

845 €

Average income

929 €

A+ rating

843 €

A rating

848 €

B rating

781 €

C rating

957 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 213 508 502 € 17 465 761 € 69 174 904 € 78 727 636 € 40 441 343 € 7 694 246 €
Amount of issued credits 82 236 919 € 7 062 355 € 24 603 928 € 31 367 291 € 15 084 324 € 4 118 593 €
Amount of issued credits 55 162 5 616 17 905 18 964 10 960 1 708
Amount of issued credits 55 145 5 616 17 893 18 960 10 959 1 708
Not overdue and returned 181 149 406 €
84.84% 		16 830 576 €
96.36% 		63 018 404 €
91.10% 		66 019 819 €
83.86% 		30 315 194 €
74.96% 		4 960 802 €
64.47%
Not overdue and returned 49 877 823 €
60.65% 		6 427 170 €
91.01% 		18 447 427 €
74.98% 		18 659 475 €
59.49% 		4 958 176 €
32.87% 		1 385 149 €
33.63%
Not overdue and returned 48 547
88.01% 		5 519
98.27% 		16 959
94.72% 		16 550
87.27% 		8 458
77.17% 		1 052
61.59%
Not overdue and returned 48 530
88.00% 		5 519
98.27% 		16 947
94.71% 		16 546
87.27% 		8 457
77.17% 		1 052
61.59%
Overdue 32 359 096 €
15.16% 		635 185 €
3.64% 		6 156 501 €
8.90% 		12 707 816 €
16.14% 		10 126 149 €
25.04% 		2 733 445 €
35.53%
Overdue 32 359 096 €
39.35% 		635 185 €
8.99% 		6 156 501 €
25.02% 		12 707 816 €
40.51% 		10 126 149 €
67.13% 		2 733 445 €
66.37%
Overdue 6 615
11.99% 		97
1.73% 		946
5.28% 		2 414
12.73% 		2 502
22.83% 		656
38.41%
Overdue 6 615
12.00% 		97
1.73% 		946
5.29% 		2 414
12.73% 		2 502
22.83% 		656
38.41%
1-30 days 8 518 867 €
3.99% 		330 696 €
1.89% 		2 575 449 €
3.72% 		3 704 319 €
4.71% 		1 437 096 €
3.55% 		471 307 €
6.13%
1-30 days 8 518 867 €
10.36% 		330 696 €
4.68% 		2 575 449 €
10.47% 		3 704 319 €
11.81% 		1 437 096 €
9.53% 		471 307 €
11.44%
1-30 days 1 544
2.80% 		64
1.14% 		377
2.11% 		673
3.55% 		307
2.80% 		123
7.20%
1-30 days 1 544
2.80% 		64
1.14% 		377
2.11% 		673
3.55% 		307
2.80% 		123
7.20%
31-60 days 2 148 221 €
1.01% 		51 287 €
0.29% 		451 057 €
0.65% 		944 346 €
1.20% 		521 185 €
1.29% 		180 347 €
2.34%
31-60 days 2 148 221 €
2.61% 		51 287 €
0.73% 		451 057 €
1.83% 		944 346 €
3.01% 		521 185 €
3.46% 		180 347 €
4.38%
31-60 days 369
0.67% 		5
0.09% 		66
0.37% 		150
0.79% 		102
0.93% 		46
2.69%
31-60 days 369
0.67% 		5
0.09% 		66
0.37% 		150
0.79% 		102
0.93% 		46
2.69%
61-90 days 1 401 537 €
0.66% 		5 215 €
0.03% 		358 742 €
0.52% 		574 947 €
0.73% 		310 231 €
0.77% 		152 403 €
1.98%
61-90 days 1 401 537 €
1.70% 		5 215 €
0.07% 		358 742 €
1.46% 		574 947 €
1.83% 		310 231 €
2.06% 		152 403 €
3.70%
61-90 days 250
0.45% 		3
0.05% 		41
0.23% 		101
0.53% 		72
0.66% 		33
1.93%
61-90 days 250
0.45% 		3
0.05% 		41
0.23% 		101
0.53% 		72
0.66% 		33
1.93%
91-720 days 11 650 108 €
5.46% 		246 187 €
1.41% 		2 123 602 €
3.07% 		4 686 586 €
5.95% 		3 038 166 €
7.51% 		1 555 567 €
20.22%
91-720 days 11 650 108 €
14.17% 		246 187 €
3.49% 		2 123 602 €
8.63% 		4 686 586 €
14.94% 		3 038 166 €
20.14% 		1 555 567 €
37.77%
91-720 days 2 109
3.82% 		24
0.43% 		275
1.54% 		778
4.10% 		675
6.16% 		357
20.90%
91-720 days 2 109
3.82% 		24
0.43% 		275
1.54% 		778
4.10% 		675
6.16% 		357
20.90%
> 720 days 8 640 362 €
4.05% 		1 800 €
0.01% 		647 651 €
0.94% 		2 797 619 €
3.55% 		4 819 471 €
11.92% 		373 821 €
4.86%
> 720 days 8 640 362 €
10.51% 		1 800 €
0.03% 		647 651 €
2.63% 		2 797 619 €
8.92% 		4 819 471 €
31.95% 		373 821 €
9.08%
> 720 days 2 343
4.25% 		1
0.02% 		187
1.04% 		712
3.75% 		1 346
12.28% 		97
5.68%
> 720 days 2 343
4.25% 		1
0.02% 		187
1.05% 		712
3.76% 		1 346
12.28% 		97
5.68%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 41 495 586 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 357 066 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 532 790 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 309 381 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 090 593 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 201 144 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 384 118 € 8 059 834 € 12 701 035 € 16 406 162 € 15 964 386 € 20 595 865 € 22 956 970 € 20 587 504 € 11 607 627 €
A+
 0 € 0 € 0 € 0 € 0 € 1 433 159 € 2 315 980 € 3 280 495 € 2 519 459 € 854 312 €
A
 1 400 € 606 731 € 3 030 257 € 5 312 059 € 6 738 053 € 4 936 622 € 5 991 941 € 7 639 716 € 7 138 401 € 3 175 428 €
B
 2 750 € 834 841 € 2 893 587 € 3 945 182 € 5 422 185 € 5 468 441 € 7 081 623 € 8 440 701 € 7 650 753 € 5 619 804 €
C
 2 700 € 942 546 € 2 135 989 € 3 443 794 € 4 245 924 € 4 126 163 € 3 934 037 € 2 730 914 € 2 340 050 € 1 454 822 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 272 284 € 865 144 € 938 842 € 499 076 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.96 % 90.13 % 88.98 % 88.09 % 83.66 % 75.20 % 61.73 % 46.85 % 27.97 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 92.42 % 74.85 % 65.05 % 46.48 % 36.24 %
A
 100.00 % 92.48 % 97.03 % 98.05 % 97.57 % 89.40 % 74.98 % 59.51 % 47.01 % 27.53 %
B
 100.00 % 96.00 % 89.46 % 89.04 % 89.28 % 82.63 % 78.57 % 62.58 % 48.77 % 29.10 %
C
 100.00 % 90.72 % 82.65 % 77.82 % 75.22 % 76.52 % 71.67 % 62.03 % 43.57 % 23.89 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 70.64 % 61.09 % 41.26 % 22.67 %
Outstanding principal, EUR 0 € 180 546 € 882 213 € 1 573 387 € 2 218 005 € 3 118 584 € 6 793 231 € 14 231 760 € 23 352 466 € 29 887 958 €
A+
 0 € 0 € 0 € 0 € 0 € 117 623 € 778 329 € 1 762 327 € 2 901 322 € 1 502 754 €
A
 0 € 49 343 € 92 741 € 105 776 € 167 852 € 585 300 € 1 998 936 € 5 198 974 € 8 048 011 € 8 357 362 €
B
 0 € 34 761 € 341 010 € 485 801 € 651 389 € 1 149 355 € 1 932 030 € 5 048 000 € 8 035 847 € 13 689 577 €
C
 0 € 96 442 € 448 462 € 981 811 € 1 398 764 € 1 266 305 € 1 555 072 € 1 671 327 € 3 030 450 € 4 635 771 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 528 864 € 551 134 € 1 336 835 € 1 702 068 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 180 546 € 882 214 € 1 573 387 € 2 151 415 € 1 904 791 € 2 282 122 € 3 945 152 € 5 582 900 € 1 787 943 €
A+
 0 € 0 € 0 € 0 € 0 € 4 440 € 5 372 € 67 217 € 160 214 € 10 744 €
A
 0 € 49 343 € 92 741 € 105 776 € 135 650 € 86 324 € 236 283 € 802 470 € 993 483 € 269 183 €
B
 0 € 34 761 € 341 011 € 485 801 € 618 620 € 660 614 € 721 217 € 1 810 309 € 2 221 916 € 589 956 €
C
 0 € 96 442 € 448 462 € 981 811 € 1 397 145 € 1 153 413 € 912 960 € 920 326 € 1 399 102 € 547 977 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 406 290 € 344 830 € 808 185 € 370 083 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.04 % 9.87 % 11.02 % 11.55 % 9.98 % 8.33 % 10.61 % 12.71 % 4.31 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.29 % 0.17 % 1.33 % 2.96 % 0.46 %
A
 0.00 % 7.52 % 2.97 % 1.95 % 1.96 % 1.56 % 2.96 % 6.25 % 6.54 % 2.33 %
B
 0.00 % 4.00 % 10.54 % 10.96 % 10.19 % 9.98 % 8.00 % 13.42 % 14.16 % 3.06 %
C
 0.00 % 9.28 % 17.35 % 22.18 % 24.75 % 21.39 % 16.63 % 20.91 % 26.05 % 9.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.56 % 24.35 % 35.51 % 16.81 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.48 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.20 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.54 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 %
Interest paid, EUR 1 142 € 1 053 655 € 3 409 174 € 4 764 530 € 6 062 074 € 4 924 017 € 5 623 052 € 5 329 159 € 5 176 243 € 1 852 767 €
A+
 0 € 0 € 0 € 0 € 0 € 219 487 € 404 367 € 488 756 € 467 722 € 89 431 €
A
 61 € 211 652 € 861 872 € 1 257 509 € 1 507 020 € 1 071 068 € 1 294 243 € 1 615 189 € 1 614 934 € 483 471 €
B
 416 € 344 678 € 1 264 099 € 1 461 742 € 1 989 626 € 1 822 132 € 1 865 722 € 2 036 383 € 1 979 139 € 862 693 €
C
 664 € 497 325 € 1 283 203 € 2 045 280 € 2 565 428 € 1 811 329 € 1 510 648 € 845 169 € 783 049 € 305 665 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 548 072 € 343 663 € 331 399 € 111 356 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 220 007 € 990 500 € 1 431 930 € 1 663 225 € 1 181 495 € 842 730 € 855 168 € 989 298 € 269 351 €
A+
 0 € 0 € 0 € 0 € 0 € 621 € 190 € 6 241 € 12 532 € 856 €
A
 0 € 52 290 € 69 039 € 61 115 € 53 308 € 28 152 € 46 703 € 98 536 € 123 632 € 24 488 €
B
 0 € 41 317 € 332 259 € 370 147 € 405 483 € 363 767 € 198 767 € 365 038 € 360 864 € 89 071 €
C
 0 € 126 401 € 589 201 € 1 000 668 € 1 204 435 € 788 955 € 383 808 € 263 489 € 287 899 € 87 757 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 213 262 € 121 865 € 204 370 € 67 180 €
>90 days overdue, EUR 0 € 220 008 € 990 500 € 1 431 930 € 1 661 498 € 1 148 911 € 771 655 € 705 435 € 690 442 € 94 710 €
A+
 0 € 0 € 0 € 0 € 0 € 532 € 31 € 4 543 € 6 555 € 324 €
A
 0 € 52 290 € 69 039 € 61 115 € 53 237 € 26 398 € 39 707 € 72 809 € 73 812 € 9 018 €
B
 0 € 41 317 € 332 259 € 370 147 € 405 043 € 348 842 € 177 768 € 296 319 € 249 251 € 25 786 €
C
 0 € 126 401 € 589 201 € 1 000 668 € 1 203 218 € 773 138 € 353 235 € 226 404 € 205 180 € 29 166 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 200 914 € 105 359 € 155 644 € 30 416 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 285 651 €
Receivable fee amount 12 612 416 €
Historical Returns