Statistics

Investor statistics

16005

Active investors

321

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 782 €

Average active investment amount Average amount invested per investor

168 342 291 €

Principal received Principal received, including principal paid from Provision fund

47 597 802 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13709

Total active borrowers

4073 €

Average loan amount

67 months

Average loan term Weighted average loan term

879 €

Average income

963 €

A+ rating

870 €

A rating

890 €

B rating

811 €

C rating

979 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 255 304 991 € 18 366 226 € 75 648 974 € 102 184 637 € 48 383 653 € 10 713 170 €
Amount of issued credits 92 544 708 € 5 637 102 € 23 363 211 € 39 829 010 € 18 141 749 € 5 570 961 €
Amount of issued credits 62 673 6 463 19 652 22 275 12 105 2 162
Amount of issued credits 62 656 6 463 19 640 22 271 12 104 2 162
Not overdue and returned 216 598 412 €
84.84% 		17 717 699 €
96.47% 		69 349 011 €
91.67% 		86 258 493 €
84.41% 		36 428 382 €
75.29% 		6 836 495 €
63.81%
Not overdue and returned 53 978 982 €
58.33% 		4 988 575 €
88.50% 		17 081 994 €
73.11% 		23 971 658 €
60.19% 		6 239 795 €
34.39% 		1 694 286 €
30.41%
Not overdue and returned 55 302
88.24% 		6 362
98.44% 		18 701
95.16% 		19 479
87.45% 		9 421
77.83% 		1 323
61.19%
Not overdue and returned 55 285
88.24% 		6 362
98.44% 		18 689
95.16% 		19 475
87.45% 		9 420
77.83% 		1 323
61.19%
Overdue 38 565 725 €
15.11% 		648 527 €
3.53% 		6 281 217 €
8.30% 		15 857 352 €
15.52% 		11 901 954 €
24.60% 		3 876 675 €
36.19%
Overdue 38 565 725 €
41.67% 		648 527 €
11.50% 		6 281 217 €
26.89% 		15 857 352 €
39.81% 		11 901 954 €
65.61% 		3 876 675 €
69.59%
Overdue 7 340
11.71% 		101
1.56% 		945
4.81% 		2 784
12.50% 		2 671
22.07% 		839
38.81%
Overdue 7 340
11.71% 		101
1.56% 		945
4.81% 		2 784
12.50% 		2 671
22.07% 		839
38.81%
1-30 days 9 387 793 €
3.68% 		299 444 €
1.63% 		2 282 989 €
3.02% 		4 577 346 €
4.48% 		1 636 266 €
3.38% 		591 749 €
5.52%
1-30 days 9 387 793 €
10.14% 		299 444 €
5.31% 		2 282 989 €
9.77% 		4 577 346 €
11.49% 		1 636 266 €
9.02% 		591 749 €
10.62%
1-30 days 1 613
2.57% 		58
0.90% 		346
1.76% 		754
3.38% 		330
2.73% 		125
5.78%
1-30 days 1 613
2.57% 		58
0.90% 		346
1.76% 		754
3.39% 		330
2.73% 		125
5.78%
31-60 days 2 303 351 €
0.90% 		33 348 €
0.18% 		342 500 €
0.45% 		1 047 710 €
1.03% 		607 724 €
1.26% 		272 070 €
2.54%
31-60 days 2 303 351 €
2.49% 		33 348 €
0.59% 		342 500 €
1.47% 		1 047 710 €
2.63% 		607 724 €
3.35% 		272 070 €
4.88%
31-60 days 406
0.65% 		6
0.09% 		56
0.28% 		174
0.78% 		108
0.89% 		62
2.87%
31-60 days 406
0.65% 		6
0.09% 		56
0.29% 		174
0.78% 		108
0.89% 		62
2.87%
61-90 days 1 417 234 €
0.56% 		29 361 €
0.16% 		292 684 €
0.39% 		624 950 €
0.61% 		276 217 €
0.57% 		194 022 €
1.81%
61-90 days 1 417 234 €
1.53% 		29 361 €
0.52% 		292 684 €
1.25% 		624 950 €
1.57% 		276 217 €
1.52% 		194 022 €
3.48%
61-90 days 221
0.35% 		3
0.05% 		34
0.17% 		89
0.40% 		55
0.45% 		40
1.85%
61-90 days 221
0.35% 		3
0.05% 		34
0.17% 		89
0.40% 		55
0.45% 		40
1.85%
91-720 days 13 865 760 €
5.43% 		250 587 €
1.36% 		2 196 306 €
2.90% 		5 570 154 €
5.45% 		3 898 170 €
8.06% 		1 950 544 €
18.21%
91-720 days 13 865 760 €
14.98% 		250 587 €
4.45% 		2 196 306 €
9.40% 		5 570 154 €
13.99% 		3 898 170 €
21.49% 		1 950 544 €
35.01%
91-720 days 2 235
3.57% 		25
0.39% 		263
1.34% 		850
3.82% 		700
5.78% 		397
18.36%
91-720 days 2 235
3.57% 		25
0.39% 		263
1.34% 		850
3.82% 		700
5.78% 		397
18.36%
> 720 days 11 591 587 €
4.54% 		35 787 €
0.19% 		1 166 739 €
1.54% 		4 037 194 €
3.95% 		5 483 578 €
11.33% 		868 290 €
8.10%
> 720 days 11 591 587 €
12.53% 		35 787 €
0.63% 		1 166 739 €
4.99% 		4 037 194 €
10.14% 		5 483 578 €
30.23% 		868 290 €
15.59%
> 720 days 2 865
4.57% 		9
0.14% 		246
1.25% 		917
4.12% 		1 478
12.21% 		215
9.94%
> 720 days 2 865
4.57% 		9
0.14% 		246
1.25% 		917
4.12% 		1 478
12.21% 		215
9.94%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.06% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 40 699 181 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 860 565 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 353 355 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 22 854 941 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 7 685 279 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 2 941 321 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 078 € 8 089 495 € 12 781 801 € 16 572 989 € 16 682 243 € 22 218 362 € 25 671 009 € 24 976 530 € 21 057 670 € 12 165 403 €
A+
 0 € 0 € 0 € 0 € 0 € 1 505 913 € 2 539 021 € 3 695 305 € 3 206 310 € 1 408 704 € 373 871 €
A
 1 400 € 612 047 € 3 032 582 € 5 319 156 € 6 778 343 € 5 184 702 € 6 483 345 € 8 639 564 € 8 550 201 € 5 742 129 € 1 923 547 €
B
 2 750 € 835 585 € 2 907 246 € 3 968 032 € 5 479 927 € 5 712 654 € 7 582 762 € 9 321 682 € 9 187 977 € 10 285 869 € 7 002 353 €
C
 2 700 € 949 446 € 2 149 667 € 3 494 613 € 4 314 719 € 4 278 974 € 4 257 888 € 3 027 914 € 2 878 553 € 2 748 333 € 2 085 781 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 355 346 € 986 543 € 1 153 489 € 868 392 € 778 439 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.54 % 88.99 % 87.42 % 81.12 % 69.03 % 56.84 % 49.44 % 29.89 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.11 % 82.05 % 73.28 % 59.15 % 58.77 % 43.44 %
A
 100.00 % 93.29 % 97.10 % 98.18 % 98.15 % 93.89 % 81.13 % 67.29 % 56.30 % 49.27 % 30.28 %
B
 100.00 % 96.09 % 89.88 % 89.55 % 90.23 % 86.32 % 84.13 % 69.11 % 58.57 % 51.66 % 30.64 %
C
 100.00 % 91.38 % 83.18 % 78.96 % 76.44 % 79.35 % 77.57 % 68.78 % 53.60 % 43.30 % 27.14 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.25 % 69.66 % 50.69 % 38.11 % 26.47 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 146 086 € 814 350 € 1 461 378 € 2 017 307 € 2 384 689 € 5 170 734 € 11 517 722 € 18 963 440 € 21 535 223 € 28 533 778 €
A+
 0 € 0 € 0 € 0 € 0 € 44 869 € 555 288 € 1 347 517 € 2 214 471 € 988 262 € 486 694 €
A
 0 € 36 960 € 84 265 € 98 679 € 122 035 € 337 221 € 1 507 533 € 4 199 125 € 6 636 211 € 5 911 375 € 4 429 809 €
B
 0 € 34 018 € 309 616 € 446 613 € 574 965 € 889 105 € 1 430 891 € 4 167 019 € 6 498 623 € 9 625 572 € 15 852 588 €
C
 0 € 75 108 € 420 469 € 916 087 € 1 320 307 € 1 113 494 € 1 231 221 € 1 374 327 € 2 491 947 € 3 599 291 € 5 599 498 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 445 802 € 429 734 € 1 122 189 € 1 410 355 € 2 162 882 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 146 086 € 814 351 € 1 461 378 € 1 994 334 € 1 810 014 € 2 200 385 € 3 944 285 € 6 527 922 € 5 160 258 € 1 398 334 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 3 324 € 68 580 € 189 860 € 23 047 € 0 €
A
 0 € 36 960 € 84 265 € 98 679 € 113 587 € 85 315 € 235 514 € 858 270 € 1 343 723 € 497 937 € 8 794 €
B
 0 € 34 018 € 309 617 € 446 613 € 560 440 € 639 204 € 692 449 € 1 772 732 € 2 657 536 € 2 055 977 € 438 764 €
C
 0 € 75 108 € 420 469 € 916 087 € 1 320 307 € 1 083 932 € 870 038 € 910 135 € 1 515 610 € 1 666 219 € 603 843 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 399 059 € 334 568 € 821 194 € 917 079 € 346 934 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.70 % 9.11 % 10.24 % 10.71 % 9.48 % 8.03 % 10.61 % 14.86 % 12.12 % 3.44 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.11 % 1.36 % 3.50 % 0.96 % 0.00 %
A
 0.00 % 5.63 % 2.70 % 1.82 % 1.64 % 1.55 % 2.95 % 6.69 % 8.85 % 4.27 % 0.14 %
B
 0.00 % 3.91 % 9.57 % 10.08 % 9.23 % 9.66 % 7.68 % 13.14 % 16.94 % 10.33 % 1.92 %
C
 0.00 % 7.23 % 16.27 % 20.70 % 23.39 % 20.10 % 15.85 % 20.67 % 28.22 % 26.25 % 7.86 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.16 % 23.62 % 36.09 % 40.24 % 11.80 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.65 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.31 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.20 %
Interest paid, EUR 1 142 € 1 085 685 € 3 512 568 € 4 968 586 € 6 336 187 € 5 173 300 € 6 184 426 € 6 459 020 € 7 295 389 € 4 774 207 € 1 659 616 €
A+
 0 € 0 € 0 € 0 € 0 € 227 047 € 451 227 € 591 693 € 674 667 € 182 312 € 15 604 €
A
 61 € 215 091 € 869 795 € 1 270 508 € 1 522 032 € 1 111 295 € 1 444 924 € 1 986 491 € 2 312 406 € 1 123 395 € 202 448 €
B
 416 € 354 149 € 1 316 588 € 1 517 049 € 2 062 965 € 1 907 895 € 2 035 884 € 2 471 570 € 2 745 825 € 2 349 454 € 934 026 €
C
 664 € 516 445 € 1 326 185 € 2 181 029 € 2 751 190 € 1 927 063 € 1 657 981 € 1 000 862 € 1 090 600 € 843 848 € 373 359 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 594 410 € 408 404 € 471 891 € 274 915 € 134 179 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 213 333 € 1 055 790 € 1 556 884 € 1 829 058 € 1 372 868 € 1 062 771 € 1 199 327 € 1 744 015 € 1 010 191 € 217 866 €
A+
 0 € 0 € 0 € 0 € 0 € 283 € 118 € 7 782 € 22 474 € 2 487 € 27 €
A
 0 € 50 475 € 70 614 € 68 585 € 55 976 € 35 463 € 59 333 € 149 409 € 231 309 € 70 705 € 2 082 €
B
 0 € 41 677 € 347 485 € 395 832 € 438 916 € 425 353 € 253 665 € 519 062 € 662 672 € 327 489 € 64 766 €
C
 0 € 121 181 € 637 690 € 1 092 467 € 1 334 166 € 911 769 € 479 339 € 359 823 € 493 773 € 359 244 € 87 119 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 270 317 € 163 251 € 333 787 € 250 266 € 63 873 €
>90 days overdue, EUR 0 € 213 334 € 1 055 790 € 1 556 884 € 1 828 861 € 1 358 271 € 1 016 182 € 1 085 620 € 1 543 893 € 878 334 € 82 892 €
A+
 0 € 0 € 0 € 0 € 0 € 163 € 9 € 6 951 € 18 727 € 1 987 € 0 €
A
 0 € 50 475 € 70 614 € 68 585 € 55 968 € 34 627 € 54 313 € 127 309 € 196 780 € 56 766 € 250 €
B
 0 € 41 677 € 347 485 € 395 832 € 438 727 € 414 708 € 239 384 € 466 207 € 584 108 € 263 837 € 17 968 €
C
 0 € 121 181 € 637 690 € 1 092 467 € 1 334 166 € 908 774 € 458 902 € 333 229 € 440 049 € 322 933 € 36 881 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 263 573 € 151 923 € 304 230 € 232 811 € 27 792 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 168 404 €
Receivable fee amount 14 553 172 €
Historical Returns