Statistics

Investor statistics

16017

Active investors

325

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

5 787 €

Average active investment amount Average amount invested per investor

173 155 475 €

Principal received Principal received, including principal paid from Provision fund

49 055 702 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13702

Total active borrowers

4092 €

Average loan amount

67 months

Average loan term Weighted average loan term

884 €

Average income

966 €

A+ rating

872 €

A rating

896 €

B rating

814 €

C rating

985 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 260 215 613 € 18 440 769 € 76 126 750 € 105 126 277 € 49 367 693 € 11 145 273 €
Amount of issued credits 92 687 685 € 5 418 253 € 22 790 390 € 40 431 507 € 18 330 205 € 5 715 454 €
Amount of issued credits 63 582 6 551 19 829 22 700 12 251 2 233
Amount of issued credits 63 565 6 551 19 817 22 696 12 250 2 233
Not overdue and returned 216 835 902 €
83.33% 		17 648 546 €
95.70% 		68 842 210 €
90.43% 		86 793 457 €
82.56% 		36 586 667 €
74.11% 		6 956 171 €
62.41%
Not overdue and returned 49 448 828 €
53.35% 		4 626 030 €
85.38% 		15 524 597 €
68.12% 		22 167 478 €
54.83% 		5 602 496 €
30.56% 		1 526 351 €
26.71%
Not overdue and returned 55 564
87.39% 		6 427
98.11% 		18 747
94.54% 		19 561
86.17% 		9 461
77.23% 		1 350
60.46%
Not overdue and returned 55 547
87.39% 		6 427
98.11% 		18 735
94.54% 		19 557
86.17% 		9 460
77.22% 		1 350
60.46%
Overdue 43 238 857 €
16.62% 		792 223 €
4.30% 		7 265 794 €
9.54% 		18 264 028 €
17.37% 		12 727 709 €
25.78% 		4 189 103 €
37.59%
Overdue 43 238 857 €
46.65% 		792 223 €
14.62% 		7 265 794 €
31.88% 		18 264 028 €
45.17% 		12 727 709 €
69.44% 		4 189 103 €
73.29%
Overdue 7 987
12.56% 		124
1.89% 		1 076
5.43% 		3 127
13.78% 		2 777
22.67% 		883
39.54%
Overdue 7 987
12.57% 		124
1.89% 		1 076
5.43% 		3 127
13.78% 		2 777
22.67% 		883
39.54%
1-30 days 12 389 527 €
4.76% 		394 582 €
2.14% 		3 007 997 €
3.95% 		6 236 759 €
5.93% 		2 077 526 €
4.21% 		672 663 €
6.04%
1-30 days 12 389 527 €
13.37% 		394 582 €
7.28% 		3 007 997 €
13.20% 		6 236 759 €
15.43% 		2 077 526 €
11.33% 		672 663 €
11.77%
1-30 days 2 016
3.17% 		75
1.14% 		433
2.18% 		1 001
4.41% 		372
3.04% 		135
6.05%
1-30 days 2 016
3.17% 		75
1.14% 		433
2.18% 		1 001
4.41% 		372
3.04% 		135
6.05%
31-60 days 2 849 228 €
1.09% 		83 475 €
0.45% 		502 891 €
0.66% 		1 277 081 €
1.21% 		695 707 €
1.41% 		290 074 €
2.60%
31-60 days 2 849 228 €
3.07% 		83 475 €
1.54% 		502 891 €
2.21% 		1 277 081 €
3.16% 		695 707 €
3.80% 		290 074 €
5.08%
31-60 days 481
0.76% 		9
0.14% 		81
0.41% 		206
0.91% 		122
1.00% 		63
2.82%
31-60 days 481
0.76% 		9
0.14% 		81
0.41% 		206
0.91% 		122
1.00% 		63
2.82%
61-90 days 1 482 462 €
0.57% 		2 243 €
0.01% 		314 729 €
0.41% 		675 321 €
0.64% 		291 907 €
0.59% 		198 261 €
1.78%
61-90 days 1 482 462 €
1.60% 		2 243 €
0.04% 		314 729 €
1.38% 		675 321 €
1.67% 		291 907 €
1.59% 		198 261 €
3.47%
61-90 days 245
0.39% 		3
0.05% 		41
0.21% 		107
0.47% 		60
0.49% 		34
1.52%
61-90 days 245
0.39% 		3
0.05% 		41
0.21% 		107
0.47% 		60
0.49% 		34
1.52%
91-720 days 14 295 532 €
5.49% 		276 170 €
1.50% 		2 224 947 €
2.92% 		5 742 940 €
5.46% 		3 980 214 €
8.06% 		2 071 261 €
18.58%
91-720 days 14 295 532 €
15.42% 		276 170 €
5.10% 		2 224 947 €
9.76% 		5 742 940 €
14.20% 		3 980 214 €
21.71% 		2 071 261 €
36.24%
91-720 days 2 294
3.61% 		28
0.43% 		269
1.36% 		867
3.82% 		712
5.81% 		418
18.72%
91-720 days 2 294
3.61% 		28
0.43% 		269
1.36% 		867
3.82% 		712
5.81% 		418
18.72%
> 720 days 12 222 109 €
4.70% 		35 753 €
0.19% 		1 215 229 €
1.60% 		4 331 927 €
4.12% 		5 682 356 €
11.51% 		956 844 €
8.59%
> 720 days 12 222 109 €
13.19% 		35 753 €
0.66% 		1 215 229 €
5.33% 		4 331 927 €
10.71% 		5 682 356 €
31.00% 		956 844 €
16.74%
> 720 days 2 951
4.64% 		9
0.14% 		252
1.27% 		946
4.17% 		1 511
12.33% 		233
10.43%
> 720 days 2 951
4.64% 		9
0.14% 		252
1.27% 		946
4.17% 		1 511
12.33% 		233
10.43%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 45 609 803 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 935 108 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 831 131 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 25 796 581 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 669 319 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 373 424 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 436 € 8 095 280 € 12 792 877 € 16 590 191 € 16 764 070 € 22 426 839 € 26 004 347 € 25 546 790 € 21 878 600 € 14 883 794 €
A+
 0 € 0 € 0 € 0 € 0 € 1 509 514 € 2 570 303 € 3 740 581 € 3 287 037 € 1 457 964 € 457 117 €
A
 1 400 € 612 349 € 3 032 894 € 5 320 783 € 6 781 040 € 5 214 059 € 6 548 069 € 8 771 811 € 8 753 311 € 5 968 400 € 2 313 498 €
B
 2 750 € 835 585 € 2 910 543 € 3 973 140 € 5 489 414 € 5 739 739 € 7 634 605 € 9 434 228 € 9 383 575 € 10 702 987 € 8 519 414 €
C
 2 700 € 949 502 € 2 151 844 € 3 498 954 € 4 319 737 € 4 300 758 € 4 306 337 € 3 060 045 € 2 932 263 € 2 840 568 € 2 621 464 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 367 526 € 997 683 € 1 190 604 € 904 425 € 969 581 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.48 % 90.53 % 89.62 % 89.08 % 87.85 % 81.88 % 69.93 % 58.14 % 51.37 % 32.63 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.34 % 83.07 % 74.18 % 60.64 % 60.83 % 48.88 %
A
 100.00 % 93.34 % 97.11 % 98.21 % 98.19 % 94.42 % 81.94 % 68.32 % 57.64 % 51.22 % 33.87 %
B
 100.00 % 96.09 % 89.98 % 89.67 % 90.38 % 86.73 % 84.70 % 69.94 % 59.82 % 53.75 % 33.03 %
C
 100.00 % 91.39 % 83.26 % 79.06 % 76.53 % 79.75 % 78.45 % 69.51 % 54.60 % 44.75 % 30.24 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.93 % 70.44 % 52.32 % 39.69 % 28.74 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 728 € 808 565 € 1 450 302 € 2 000 105 € 2 302 862 € 4 962 256 € 11 184 383 € 18 393 180 € 20 714 294 € 30 726 010 €
A+
 0 € 0 € 0 € 0 € 0 € 41 268 € 524 007 € 1 302 241 € 2 133 744 € 939 003 € 477 991 €
A
 0 € 36 658 € 83 954 € 97 051 € 119 338 € 307 864 € 1 442 809 € 4 066 879 € 6 433 101 € 5 685 104 € 4 517 633 €
B
 0 € 34 018 € 306 319 € 441 505 € 565 478 € 862 020 € 1 379 048 € 4 054 472 € 6 303 025 € 9 208 454 € 17 277 167 €
C
 0 € 75 052 € 418 292 € 911 746 € 1 315 289 € 1 091 711 € 1 182 772 € 1 342 196 € 2 438 237 € 3 507 056 € 6 047 855 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 433 622 € 418 594 € 1 085 073 € 1 374 322 € 2 403 843 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 728 € 808 565 € 1 450 302 € 1 980 428 € 1 798 038 € 2 182 999 € 4 031 234 € 6 586 798 € 5 521 196 € 2 012 352 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 507 € 67 658 € 217 194 € 23 750 € 251 €
A
 0 € 36 658 € 83 954 € 97 051 € 112 175 € 84 793 € 219 604 € 903 931 € 1 307 993 € 564 026 € 29 992 €
B
 0 € 34 018 € 306 319 € 441 505 € 552 964 € 638 504 € 685 778 € 1 789 145 € 2 708 939 € 2 220 884 € 696 812 €
C
 0 € 75 052 € 418 292 € 911 746 € 1 315 289 € 1 073 178 € 878 887 € 917 192 € 1 538 373 € 1 753 226 € 781 334 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 397 223 € 353 308 € 814 300 € 959 310 € 503 964 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.68 % 9.04 % 10.16 % 10.63 % 9.42 % 7.97 % 10.84 % 14.99 % 12.96 % 4.41 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.34 % 4.01 % 0.99 % 0.03 %
A
 0.00 % 5.59 % 2.69 % 1.79 % 1.62 % 1.54 % 2.75 % 7.04 % 8.61 % 4.84 % 0.44 %
B
 0.00 % 3.91 % 9.47 % 9.96 % 9.10 % 9.65 % 7.61 % 13.26 % 17.27 % 11.15 % 2.70 %
C
 0.00 % 7.22 % 16.18 % 20.60 % 23.30 % 19.90 % 16.01 % 20.83 % 28.64 % 27.62 % 9.01 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.05 % 24.95 % 35.78 % 42.10 % 14.94 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.60 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.21 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.53 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.28 %
Interest paid, EUR 1 142 € 1 088 077 € 3 532 130 € 4 996 093 € 6 370 860 € 5 206 311 € 6 256 824 € 6 604 901 € 7 551 746 € 5 110 679 € 2 193 535 €
A+
 0 € 0 € 0 € 0 € 0 € 227 708 € 456 736 € 604 708 € 701 827 € 193 379 € 19 877 €
A
 61 € 215 380 € 870 488 € 1 273 871 € 1 523 995 € 1 115 473 € 1 468 345 € 2 039 895 € 2 402 515 € 1 203 471 € 253 012 €
B
 416 € 354 964 € 1 325 619 € 1 523 969 € 2 076 393 € 1 919 224 € 2 057 413 € 2 527 007 € 2 835 085 € 2 520 553 € 1 238 149 €
C
 664 € 517 732 € 1 336 024 € 2 198 254 € 2 770 472 € 1 943 905 € 1 673 852 € 1 019 098 € 1 124 618 € 902 054 € 499 635 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 600 478 € 414 194 € 487 700 € 290 916 € 182 831 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 216 251 € 1 064 425 € 1 579 542 € 1 858 318 € 1 399 698 € 1 093 565 € 1 258 978 € 1 885 896 € 1 150 989 € 324 881 €
A+
 0 € 0 € 0 € 0 € 0 € 184 € 159 € 9 081 € 24 670 € 2 902 € 49 €
A
 0 € 51 112 € 71 741 € 69 598 € 56 779 € 36 613 € 57 138 € 156 716 € 255 416 € 82 111 € 4 143 €
B
 0 € 42 145 € 349 312 € 401 731 € 442 847 € 435 083 € 262 450 € 545 183 € 721 402 € 378 578 € 105 184 €
C
 0 € 122 994 € 643 372 € 1 108 212 € 1 358 692 € 927 819 € 495 699 € 377 467 € 530 101 € 407 642 € 125 164 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 278 119 € 170 531 € 354 308 € 279 755 € 90 341 €
>90 days overdue, EUR 0 € 216 251 € 1 064 425 € 1 579 542 € 1 858 115 € 1 386 615 € 1 049 353 € 1 141 862 € 1 681 712 € 1 010 232 € 151 400 €
A+
 0 € 0 € 0 € 0 € 0 € 184 € 9 € 7 618 € 20 340 € 2 281 € 1 €
A
 0 € 51 112 € 71 741 € 69 598 € 56 772 € 35 809 € 52 296 € 133 811 € 219 937 € 66 373 € 547 €
B
 0 € 42 145 € 349 312 € 401 731 € 442 651 € 424 973 € 248 369 € 490 821 € 637 494 € 307 603 € 35 908 €
C
 0 € 122 994 € 643 372 € 1 108 212 € 1 358 692 € 925 649 € 476 234 € 350 120 € 478 062 € 370 924 € 65 274 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 272 446 € 159 491 € 325 878 € 263 051 € 49 670 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 153 190 €
Receivable fee amount 14 564 132 €
Historical Returns