Statistics
Investor statistics
15839
Active investors
312
Average number of loans Average loans per investor
14.86 %
Average interest rate Return on investment it will always be lower than the interest rate
5 586 €
Average active investment amount Average amount invested per investor
155 802 807 €
Principal received Principal received, including principal paid from Provision fund
44 052 742 €
Interest received Interest received, including interest paid from Provision fund
Borrowers statistics
13385
Total active borrowers
3997 €
Average loan amount
67 months
Average loan term Weighted average loan term
865 €
Average income
949 €
A+ rating
859 €
A rating
874 €
B rating
798 €
C rating
967 €
C- - rating
Granted loans
Loan statistics
Rating | Total | |||||
Amount of issued credits | 238 862 968 € | 18 055 966 € | 73 816 713 € | 92 583 308 € | 44 980 981 € | 9 421 389 € |
Not overdue and returned |
202 175 788 €
84.64% |
17 406 760 €
96.40% |
67 468 949 €
91.40% |
77 656 057 €
83.88% |
33 735 729 €
75.00% |
5 904 080 €
62.67% |
Overdue |
36 687 180 €
15.36% |
649 205 €
3.60% |
6 347 764 €
8.60% |
14 927 251 €
16.12% |
11 245 252 €
25.00% |
3 517 310 €
37.33% |
1-30 days |
9 537 181 €
3.99% |
328 981 €
1.82% |
2 420 475 €
3.28% |
4 544 861 €
4.91% |
1 598 435 €
3.55% |
644 032 €
6.84% |
31-60 days |
2 459 208 €
1.03% |
26 971 €
0.15% |
520 344 €
0.70% |
1 122 121 €
1.21% |
533 592 €
1.19% |
256 180 €
2.72% |
61-90 days |
1 522 890 €
0.64% |
7 248 €
0.04% |
363 410 €
0.49% |
594 050 €
0.64% |
379 890 €
0.84% |
178 293 €
1.89% |
91-720 days |
12 792 990 €
5.36% |
255 066 €
1.41% |
2 082 673 €
2.82% |
5 162 284 €
5.58% |
3 517 448 €
7.82% |
1 775 518 €
18.85% |
> 720 days |
10 374 911 €
4.34% |
30 940 €
0.17% |
960 863 €
1.30% |
3 503 935 €
3.78% |
5 215 887 €
11.60% |
663 286 €
7.04% |
Performance by year
Year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Loans issued, EUR Total amount lent, EUR | 6 850 € | 2 564 665 € | 8 942 047 € | 14 274 422 € | 18 624 166 € | 19 082 970 € | 27 389 096 € | 37 188 730 € | 43 939 970 € | 42 592 894 € | 24 257 158 € |
Principal received, EUR Principal received during the entire period, EUR | 6 850 € | 2 389 781 € | 8 078 972 € | 12 756 753 € | 16 525 996 € | 16 459 227 € | 21 635 926 € | 24 763 734 € | 23 425 047 € | 18 583 375 € | 5 754 710 € |
Principal received, % Principal received, EUR divided by Loans issued, EUR | 100.00 % | 93.18 % | 90.35 % | 89.37 % | 88.73 % | 86.25 % | 78.99 % | 66.59 % | 53.31 % | 43.63 % | 23.72 % |
Outstanding principal, EUR | 0 € | 174 884 € | 863 075 € | 1 517 669 € | 2 098 170 € | 2 623 743 € | 5 753 170 € | 12 424 996 € | 20 514 923 € | 24 009 519 € | 18 502 449 € |
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. | 0 € | 174 883 € | 863 076 € | 1 517 669 € | 2 063 470 € | 1 849 471 € | 2 214 447 € | 3 809 969 € | 6 140 696 € | 4 234 559 € | 299 660 € |
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR | 0.00 % | 6.82 % | 9.65 % | 10.63 % | 11.08 % | 9.69 % | 8.09 % | 10.24 % | 13.98 % | 9.94 % | 1.24 % |
Weighted average interest rate, % | 21.42 % | 19.93 % | 17.69 % | 16.99 % | 16.97 % | 15.22 % | 13.25 % | 12.04 % | 14.47 % | 15.52 % | 15.59 % |
Interest paid, EUR | 1 142 € | 1 075 674 € | 3 474 390 € | 4 899 216 € | 6 238 988 € | 5 091 050 € | 5 993 711 € | 6 075 710 € | 6 577 634 € | 3 838 072 € | 619 736 € |
Overdue interest, EUR Sum of overdue interest and late interest | 0 € | 230 794 € | 1 055 883 € | 1 530 125 € | 1 782 233 € | 1 308 416 € | 982 826 € | 1 064 200 € | 1 451 565 € | 710 534 € | 74 930 € |
>90 days overdue, EUR | 0 € | 230 794 € | 1 055 883 € | 1 530 125 € | 1 781 988 € | 1 288 862 € | 928 668 € | 944 234 € | 1 227 553 € | 524 282 € | 8 295 € |