Statistics

Investor statistics

16010

Active investors

324

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

5 790 €

Average active investment amount Average amount invested per investor

172 856 669 €

Principal received Principal received, including principal paid from Provision fund

48 978 003 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13708

Total active borrowers

4090 €

Average loan amount

67 months

Average loan term Weighted average loan term

883 €

Average income

966 €

A+ rating

872 €

A rating

895 €

B rating

814 €

C rating

985 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 259 858 401 € 18 439 069 € 76 104 310 € 104 903 039 € 49 274 859 € 11 128 273 €
Amount of issued credits 92 691 063 € 5 448 863 € 22 830 452 € 40 387 148 € 18 310 907 € 5 711 817 €
Amount of issued credits 63 521 6 548 19 819 22 667 12 238 2 231
Amount of issued credits 63 504 6 548 19 807 22 663 12 237 2 231
Not overdue and returned 216 527 011 €
83.32% 		17 541 358 €
95.13% 		68 770 215 €
90.36% 		86 795 614 €
82.74% 		36 443 687 €
73.96% 		6 967 286 €
62.61%
Not overdue and returned 49 500 527 €
53.40% 		4 551 152 €
83.52% 		15 515 103 €
67.96% 		22 348 515 €
55.34% 		5 533 051 €
30.22% 		1 550 830 €
27.15%
Not overdue and returned 55 484
87.35% 		6 400
97.74% 		18 711
94.41% 		19 562
86.30% 		9 445
77.18% 		1 348
60.42%
Not overdue and returned 55 467
87.34% 		6 400
97.74% 		18 699
94.41% 		19 558
86.30% 		9 444
77.18% 		1 348
60.42%
Overdue 43 190 536 €
16.62% 		897 710 €
4.87% 		7 315 350 €
9.61% 		18 038 633 €
17.20% 		12 777 856 €
25.93% 		4 160 987 €
37.39%
Overdue 43 190 536 €
46.60% 		897 710 €
16.48% 		7 315 350 €
32.04% 		18 038 633 €
44.66% 		12 777 856 €
69.78% 		4 160 987 €
72.85%
Overdue 8 006
12.60% 		148
2.26% 		1 102
5.56% 		3 093
13.65% 		2 780
22.72% 		883
39.58%
Overdue 8 006
12.61% 		148
2.26% 		1 102
5.56% 		3 093
13.65% 		2 780
22.72% 		883
39.58%
1-30 days 12 668 997 €
4.88% 		541 430 €
2.94% 		3 107 475 €
4.08% 		6 183 985 €
5.89% 		2 168 853 €
4.40% 		667 255 €
6.00%
1-30 days 12 668 997 €
13.67% 		541 430 €
9.94% 		3 107 475 €
13.61% 		6 183 985 €
15.31% 		2 168 853 €
11.84% 		667 255 €
11.68%
1-30 days 2 082
3.28% 		101
1.54% 		466
2.35% 		988
4.36% 		388
3.17% 		139
6.23%
1-30 days 2 082
3.28% 		101
1.54% 		466
2.35% 		988
4.36% 		388
3.17% 		139
6.23%
31-60 days 2 680 803 €
1.03% 		41 878 €
0.23% 		539 322 €
0.71% 		1 183 860 €
1.13% 		634 196 €
1.29% 		281 548 €
2.53%
31-60 days 2 680 803 €
2.89% 		41 878 €
0.77% 		539 322 €
2.36% 		1 183 860 €
2.93% 		634 196 €
3.46% 		281 548 €
4.93%
31-60 days 441
0.69% 		7
0.11% 		80
0.40% 		187
0.82% 		107
0.87% 		60
2.69%
31-60 days 441
0.69% 		7
0.11% 		80
0.40% 		187
0.83% 		107
0.87% 		60
2.69%
61-90 days 1 500 083 €
0.58% 		2 243 €
0.01% 		280 533 €
0.37% 		682 162 €
0.65% 		341 341 €
0.69% 		193 804 €
1.74%
61-90 days 1 500 083 €
1.62% 		2 243 €
0.04% 		280 533 €
1.23% 		682 162 €
1.69% 		341 341 €
1.86% 		193 804 €
3.39%
61-90 days 251
0.40% 		3
0.05% 		37
0.19% 		109
0.48% 		68
0.56% 		34
1.52%
61-90 days 251
0.40% 		3
0.05% 		37
0.19% 		109
0.48% 		68
0.56% 		34
1.52%
91-720 days 14 146 902 €
5.44% 		276 407 €
1.50% 		2 193 951 €
2.88% 		5 668 801 €
5.40% 		3 944 514 €
8.01% 		2 063 229 €
18.54%
91-720 days 14 146 902 €
15.26% 		276 407 €
5.07% 		2 193 951 €
9.61% 		5 668 801 €
14.04% 		3 944 514 €
21.54% 		2 063 229 €
36.12%
91-720 days 2 281
3.59% 		28
0.43% 		267
1.35% 		863
3.81% 		705
5.76% 		418
18.74%
91-720 days 2 281
3.59% 		28
0.43% 		267
1.35% 		863
3.81% 		705
5.76% 		418
18.74%
> 720 days 12 193 751 €
4.69% 		35 753 €
0.19% 		1 194 069 €
1.57% 		4 319 827 €
4.12% 		5 688 952 €
11.55% 		955 151 €
8.58%
> 720 days 12 193 751 €
13.16% 		35 753 €
0.66% 		1 194 069 €
5.23% 		4 319 827 €
10.70% 		5 688 952 €
31.07% 		955 151 €
16.72%
> 720 days 2 951
4.65% 		9
0.14% 		252
1.27% 		946
4.17% 		1 512
12.35% 		232
10.40%
> 720 days 2 951
4.65% 		9
0.14% 		252
1.27% 		946
4.17% 		1 512
12.36% 		232
10.40%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 45 252 591 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 933 408 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 808 691 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 25 573 343 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 576 485 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 356 424 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 423 € 8 095 276 € 12 791 589 € 16 589 201 € 16 756 553 € 22 403 987 € 25 974 148 € 25 523 472 € 21 823 348 € 14 664 637 €
A+
 0 € 0 € 0 € 0 € 0 € 1 509 368 € 2 561 378 € 3 735 466 € 3 283 257 € 1 447 967 € 452 770 €
A
 1 400 € 612 349 € 3 032 894 € 5 320 384 € 6 780 722 € 5 210 261 € 6 544 311 € 8 765 874 € 8 746 711 € 5 956 416 € 2 283 791 €
B
 2 750 € 835 585 € 2 910 538 € 3 972 521 € 5 489 127 € 5 736 766 € 7 630 150 € 9 416 543 € 9 377 852 € 10 679 753 € 8 395 515 €
C
 2 700 € 949 489 € 2 151 844 € 3 498 684 € 4 319 353 € 4 300 158 € 4 304 206 € 3 058 794 € 2 930 046 € 2 831 300 € 2 564 062 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 363 942 € 997 473 € 1 185 606 € 903 656 € 965 780 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.48 % 90.53 % 89.61 % 89.07 % 87.81 % 81.80 % 69.84 % 58.09 % 51.24 % 32.41 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.33 % 82.78 % 74.07 % 60.57 % 60.41 % 48.51 %
A
 100.00 % 93.34 % 97.11 % 98.20 % 98.19 % 94.36 % 81.90 % 68.28 % 57.60 % 51.11 % 33.54 %
B
 100.00 % 96.09 % 89.98 % 89.65 % 90.38 % 86.69 % 84.65 % 69.81 % 59.78 % 53.64 % 32.83 %
C
 100.00 % 91.39 % 83.26 % 79.06 % 76.52 % 79.74 % 78.41 % 69.48 % 54.56 % 44.60 % 29.90 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.73 % 70.43 % 52.10 % 39.66 % 28.77 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 741 € 808 569 € 1 451 590 € 2 001 095 € 2 310 379 € 4 985 109 € 11 214 582 € 18 416 498 € 20 769 545 € 30 587 954 €
A+
 0 € 0 € 0 € 0 € 0 € 41 414 € 532 932 € 1 307 356 € 2 137 524 € 948 999 € 480 638 €
A
 0 € 36 658 € 83 954 € 97 450 € 119 656 € 311 662 € 1 446 566 € 4 072 816 € 6 439 701 € 5 697 088 € 4 524 900 €
B
 0 € 34 018 € 306 323 € 442 124 € 565 765 € 864 993 € 1 383 503 € 4 072 158 € 6 308 748 € 9 231 688 € 17 177 828 €
C
 0 € 75 065 € 418 292 € 912 016 € 1 315 674 € 1 092 310 € 1 184 903 € 1 343 447 € 2 440 454 € 3 516 324 € 6 012 423 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 437 206 € 418 805 € 1 090 071 € 1 375 091 € 2 390 644 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 740 € 808 570 € 1 451 590 € 1 981 140 € 1 799 329 € 2 177 587 € 4 011 689 € 6 578 775 € 5 426 090 € 1 960 142 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 507 € 67 894 € 217 194 € 23 750 € 251 €
A
 0 € 36 658 € 83 954 € 97 450 € 112 216 € 84 793 € 219 760 € 880 585 € 1 308 309 € 538 589 € 25 707 €
B
 0 € 34 018 € 306 324 € 442 124 € 553 251 € 639 312 € 689 213 € 1 798 593 € 2 687 470 € 2 165 076 € 673 246 €
C
 0 € 75 064 € 418 292 € 912 016 € 1 315 674 € 1 073 662 € 869 440 € 912 765 € 1 538 855 € 1 752 733 € 764 964 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 397 666 € 351 851 € 826 947 € 945 942 € 495 974 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.68 % 9.04 % 10.17 % 10.64 % 9.43 % 7.95 % 10.79 % 14.97 % 12.74 % 4.33 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 4.01 % 0.99 % 0.03 %
A
 0.00 % 5.59 % 2.69 % 1.80 % 1.62 % 1.54 % 2.75 % 6.86 % 8.61 % 4.62 % 0.38 %
B
 0.00 % 3.91 % 9.47 % 9.98 % 9.11 % 9.66 % 7.65 % 13.33 % 17.13 % 10.87 % 2.63 %
C
 0.00 % 7.22 % 16.18 % 20.61 % 23.31 % 19.91 % 15.84 % 20.73 % 28.65 % 27.61 % 8.92 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.08 % 24.84 % 36.34 % 41.51 % 14.78 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.60 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.22 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.30 %
Interest paid, EUR 1 142 € 1 087 960 € 3 531 291 € 4 991 864 € 6 366 679 € 5 204 101 € 6 251 193 € 6 593 468 € 7 534 903 € 5 088 685 € 2 156 621 €
A+
 0 € 0 € 0 € 0 € 0 € 227 685 € 456 212 € 603 977 € 699 778 € 192 749 € 19 633 €
A
 61 € 215 335 € 870 397 € 1 272 637 € 1 523 698 € 1 115 104 € 1 466 813 € 2 035 799 € 2 396 545 € 1 197 344 € 249 558 €
B
 416 € 354 922 € 1 325 298 € 1 523 153 € 2 074 768 € 1 918 100 € 2 055 700 € 2 522 233 € 2 830 048 € 2 509 789 € 1 217 680 €
C
 664 € 517 704 € 1 335 596 € 2 196 074 € 2 768 212 € 1 943 212 € 1 672 971 € 1 017 836 € 1 121 884 € 898 431 € 489 918 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 599 497 € 413 622 € 486 647 € 290 066 € 179 801 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 216 108 € 1 063 454 € 1 579 365 € 1 858 059 € 1 398 141 € 1 092 054 € 1 255 928 € 1 874 630 € 1 140 966 € 318 920 €
A+
 0 € 0 € 0 € 0 € 0 € 182 € 160 € 9 120 € 24 777 € 2 870 € 103 €
A
 0 € 51 100 € 71 721 € 69 711 € 56 942 € 36 692 € 57 376 € 155 862 € 252 544 € 82 228 € 4 203 €
B
 0 € 42 130 € 349 122 € 401 864 € 443 115 € 434 713 € 262 226 € 544 294 € 715 443 € 373 342 € 101 842 €
C
 0 € 122 877 € 642 611 € 1 107 790 € 1 358 002 € 926 554 € 494 147 € 376 280 € 528 459 € 404 568 € 124 967 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 278 145 € 170 371 € 353 407 € 277 959 € 87 805 €
>90 days overdue, EUR 0 € 216 108 € 1 063 454 € 1 579 365 € 1 857 848 € 1 384 672 € 1 047 895 € 1 137 953 € 1 670 445 € 1 001 419 € 145 668 €
A+
 0 € 0 € 0 € 0 € 0 € 182 € 9 € 7 599 € 20 040 € 2 257 € 1 €
A
 0 € 51 100 € 71 721 € 69 711 € 56 933 € 35 696 € 52 316 € 133 251 € 217 195 € 65 780 € 504 €
B
 0 € 42 130 € 349 122 € 401 864 € 442 914 € 424 533 € 247 962 € 489 173 € 633 373 € 303 810 € 33 676 €
C
 0 € 122 878 € 642 611 € 1 107 790 € 1 358 002 € 924 260 € 475 178 € 348 683 € 475 522 € 368 828 € 63 755 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 272 431 € 159 248 € 324 315 € 260 744 € 47 732 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 153 914 €
Receivable fee amount 14 567 752 €
Historical Returns