Statistics

Investor statistics

16015

Active investors

322

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 775 €

Average active investment amount Average amount invested per investor

169 538 712 €

Principal received Principal received, including principal paid from Provision fund

47 981 619 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13687

Total active borrowers

4079 €

Average loan amount

67 months

Average loan term Weighted average loan term

880 €

Average income

964 €

A+ rating

870 €

A rating

891 €

B rating

812 €

C rating

981 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 256 344 697 € 18 375 976 € 75 739 169 € 102 774 968 € 48 576 678 € 10 869 575 €
Amount of issued credits 92 486 330 € 5 591 310 € 23 209 946 € 39 918 191 € 18 114 179 € 5 650 189 €
Amount of issued credits 62 840 6 478 19 678 22 350 12 131 2 187
Amount of issued credits 62 823 6 478 19 666 22 346 12 130 2 187
Not overdue and returned 216 560 322 €
84.48% 		17 673 328 €
96.18% 		69 269 200 €
91.46% 		86 250 513 €
83.92% 		36 337 877 €
74.81% 		7 021 073 €
64.59%
Not overdue and returned 52 842 809 €
57.14% 		4 888 662 €
87.43% 		16 758 722 €
72.20% 		23 462 528 €
58.78% 		5 928 694 €
32.73% 		1 801 687 €
31.89%
Not overdue and returned 55 360
88.10% 		6 364
98.24% 		18 711
95.09% 		19 500
87.25% 		9 419
77.64% 		1 350
61.73%
Not overdue and returned 55 343
88.09% 		6 364
98.24% 		18 699
95.08% 		19 496
87.25% 		9 418
77.64% 		1 350
61.73%
Overdue 39 643 521 €
15.46% 		702 648 €
3.82% 		6 451 224 €
8.52% 		16 455 663 €
16.01% 		12 185 485 €
25.09% 		3 848 502 €
35.41%
Overdue 39 643 521 €
42.86% 		702 648 €
12.57% 		6 451 224 €
27.80% 		16 455 663 €
41.22% 		12 185 485 €
67.27% 		3 848 502 €
68.11%
Overdue 7 449
11.85% 		114
1.76% 		961
4.88% 		2 838
12.70% 		2 699
22.25% 		837
38.27%
Overdue 7 449
11.86% 		114
1.76% 		961
4.89% 		2 838
12.70% 		2 699
22.25% 		837
38.27%
1-30 days 10 168 284 €
3.97% 		349 548 €
1.90% 		2 423 907 €
3.20% 		4 991 117 €
4.86% 		1 872 031 €
3.85% 		531 681 €
4.89%
1-30 days 10 168 284 €
10.99% 		349 548 €
6.25% 		2 423 907 €
10.44% 		4 991 117 €
12.50% 		1 872 031 €
10.33% 		531 681 €
9.41%
1-30 days 1 685
2.68% 		72
1.11% 		358
1.82% 		784
3.51% 		350
2.89% 		121
5.53%
1-30 days 1 685
2.68% 		72
1.11% 		358
1.82% 		784
3.51% 		350
2.89% 		121
5.53%
31-60 days 2 506 203 €
0.98% 		39 413 €
0.21% 		465 498 €
0.61% 		1 142 406 €
1.11% 		611 161 €
1.26% 		247 724 €
2.28%
31-60 days 2 506 203 €
2.71% 		39 413 €
0.70% 		465 498 €
2.01% 		1 142 406 €
2.86% 		611 161 €
3.37% 		247 724 €
4.38%
31-60 days 427
0.68% 		5
0.08% 		64
0.33% 		193
0.86% 		110
0.91% 		55
2.51%
31-60 days 427
0.68% 		5
0.08% 		64
0.33% 		193
0.86% 		110
0.91% 		55
2.51%
61-90 days 1 408 291 €
0.55% 		29 612 €
0.16% 		229 649 €
0.30% 		619 192 €
0.60% 		313 039 €
0.64% 		216 800 €
1.99%
61-90 days 1 408 291 €
1.52% 		29 612 €
0.53% 		229 649 €
0.99% 		619 192 €
1.55% 		313 039 €
1.73% 		216 800 €
3.84%
61-90 days 227
0.36% 		4
0.06% 		37
0.19% 		85
0.38% 		58
0.48% 		43
1.97%
61-90 days 227
0.36% 		4
0.06% 		37
0.19% 		85
0.38% 		58
0.48% 		43
1.97%
91-720 days 13 881 991 €
5.42% 		248 323 €
1.35% 		2 195 681 €
2.90% 		5 616 188 €
5.46% 		3 870 495 €
7.97% 		1 951 303 €
17.95%
91-720 days 13 881 991 €
15.01% 		248 323 €
4.44% 		2 195 681 €
9.46% 		5 616 188 €
14.07% 		3 870 495 €
21.37% 		1 951 303 €
34.54%
91-720 days 2 235
3.56% 		24
0.37% 		259
1.32% 		859
3.84% 		696
5.74% 		397
18.15%
91-720 days 2 235
3.56% 		24
0.37% 		259
1.32% 		859
3.84% 		696
5.74% 		397
18.15%
> 720 days 11 678 753 €
4.56% 		35 753 €
0.19% 		1 136 488 €
1.50% 		4 086 761 €
3.98% 		5 518 759 €
11.36% 		900 993 €
8.29%
> 720 days 11 678 753 €
12.63% 		35 753 €
0.64% 		1 136 488 €
4.90% 		4 086 761 €
10.24% 		5 518 759 €
30.47% 		900 993 €
15.95%
> 720 days 2 875
4.58% 		9
0.14% 		243
1.23% 		917
4.10% 		1 485
12.24% 		221
10.11%
> 720 days 2 875
4.58% 		9
0.14% 		243
1.24% 		917
4.10% 		1 485
12.24% 		221
10.11%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 41 738 887 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 870 315 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 443 550 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 23 445 272 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 7 878 304 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 097 726 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 237 € 8 089 729 € 12 785 128 € 16 575 915 € 16 703 728 € 22 273 815 € 25 771 123 € 25 114 147 € 21 271 149 € 12 728 692 €
A+
 0 € 0 € 0 € 0 € 0 € 1 507 208 € 2 543 562 € 3 704 488 € 3 223 769 € 1 415 407 € 390 231 €
A
 1 400 € 612 207 € 3 032 613 € 5 319 757 € 6 779 281 € 5 191 969 € 6 508 961 € 8 692 980 € 8 599 068 € 5 792 085 € 1 980 156 €
B
 2 750 € 835 585 € 2 907 395 € 3 969 850 € 5 480 788 € 5 717 787 € 7 594 485 € 9 345 491 € 9 232 268 € 10 399 947 € 7 301 638 €
C
 2 700 € 949 446 € 2 149 720 € 3 495 520 € 4 315 846 € 4 286 764 € 4 269 469 € 3 039 142 € 2 898 259 € 2 779 362 € 2 222 956 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 357 338 € 989 021 € 1 160 784 € 880 099 € 832 145 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.57 % 89.00 % 87.53 % 81.32 % 69.30 % 57.16 % 49.94 % 30.50 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.19 % 82.20 % 73.46 % 59.47 % 59.05 % 44.84 %
A
 100.00 % 93.31 % 97.11 % 98.19 % 98.17 % 94.02 % 81.45 % 67.71 % 56.62 % 49.70 % 30.73 %
B
 100.00 % 96.09 % 89.88 % 89.59 % 90.24 % 86.40 % 84.26 % 69.28 % 58.85 % 52.23 % 31.14 %
C
 100.00 % 91.38 % 83.18 % 78.98 % 76.46 % 79.50 % 77.78 % 69.04 % 53.97 % 43.79 % 28.22 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.36 % 69.83 % 51.01 % 38.62 % 26.86 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 926 € 814 116 € 1 458 051 € 2 014 381 € 2 363 205 € 5 115 281 € 11 417 607 € 18 825 822 € 21 321 744 € 29 010 196 €
A+
 0 € 0 € 0 € 0 € 0 € 43 574 € 550 747 € 1 338 334 € 2 197 012 € 981 559 € 480 084 €
A
 0 € 36 800 € 84 234 € 98 077 € 121 097 € 329 954 € 1 481 917 € 4 145 709 € 6 587 344 € 5 861 419 € 4 463 394 €
B
 0 € 34 018 € 309 467 € 444 795 € 574 103 € 883 972 € 1 419 167 € 4 143 210 € 6 454 332 € 9 511 494 € 16 143 634 €
C
 0 € 75 108 € 420 416 € 915 179 € 1 319 181 € 1 105 705 € 1 219 640 € 1 363 098 € 2 472 241 € 3 568 262 € 5 655 348 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 443 810 € 427 256 € 1 114 893 € 1 398 648 € 2 265 581 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 926 € 814 117 € 1 458 051 € 1 991 931 € 1 804 871 € 2 170 906 € 3 988 659 € 6 497 237 € 5 184 790 € 1 504 255 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 531 € 68 407 € 189 528 € 23 047 € 0 €
A
 0 € 36 800 € 84 234 € 98 077 € 112 731 € 84 600 € 218 525 € 868 548 € 1 310 437 € 511 265 € 6 951 €
B
 0 € 34 018 € 309 467 € 444 795 € 560 019 € 638 013 € 689 873 € 1 802 699 € 2 651 290 € 2 054 420 € 518 355 €
C
 0 € 75 108 € 420 416 € 915 179 € 1 319 181 € 1 080 695 € 862 118 € 909 083 € 1 523 014 € 1 682 905 € 601 557 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 860 € 339 922 € 822 969 € 913 154 € 377 392 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.10 % 10.21 % 10.70 % 9.46 % 7.93 % 10.73 % 14.79 % 12.17 % 3.60 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.36 % 3.50 % 0.96 % 0.00 %
A
 0.00 % 5.61 % 2.70 % 1.81 % 1.63 % 1.53 % 2.73 % 6.77 % 8.63 % 4.39 % 0.11 %
B
 0.00 % 3.91 % 9.57 % 10.04 % 9.22 % 9.64 % 7.65 % 13.36 % 16.90 % 10.32 % 2.21 %
C
 0.00 % 7.23 % 16.27 % 20.68 % 23.37 % 20.04 % 15.71 % 20.65 % 28.36 % 26.51 % 7.64 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.14 % 24.00 % 36.16 % 40.07 % 12.18 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.75 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.64 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.29 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.24 %
Interest paid, EUR 1 142 € 1 086 469 € 3 515 703 € 4 976 424 € 6 344 493 € 5 181 001 € 6 205 367 € 6 495 611 € 7 358 773 € 4 861 179 € 1 783 346 €
A+
 0 € 0 € 0 € 0 € 0 € 227 327 € 452 355 € 594 477 € 681 125 € 184 921 € 16 516 €
A
 61 € 215 196 € 869 963 € 1 271 434 € 1 522 659 € 1 112 274 € 1 453 648 € 2 002 054 € 2 334 351 € 1 143 293 € 212 976 €
B
 416 € 354 312 € 1 318 434 € 1 519 921 € 2 065 710 € 1 910 448 € 2 041 579 € 2 483 174 € 2 769 346 € 2 392 765 € 1 004 740 €
C
 664 € 516 961 € 1 327 306 € 2 185 069 € 2 756 124 € 1 930 952 € 1 662 270 € 1 005 917 € 1 098 549 € 860 490 € 402 127 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 595 515 € 409 988 € 475 403 € 279 415 € 146 986 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 213 737 € 1 058 952 € 1 560 632 € 1 834 782 € 1 377 680 € 1 066 179 € 1 211 606 € 1 772 218 € 1 036 853 € 240 130 €
A+
 0 € 0 € 0 € 0 € 0 € 167 € 213 € 8 146 € 22 396 € 2 553 € 28 €
A
 0 € 50 563 € 70 844 € 68 933 € 55 994 € 35 673 € 55 848 € 147 871 € 234 852 € 73 876 € 2 618 €
B
 0 € 41 727 € 348 148 € 396 505 € 439 903 € 427 406 € 255 174 € 527 058 € 674 195 € 336 429 € 72 962 €
C
 0 € 121 447 € 639 959 € 1 095 194 € 1 338 886 € 914 434 € 482 763 € 363 996 € 502 321 € 368 501 € 96 571 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 272 181 € 164 536 € 338 453 € 255 494 € 67 952 €
>90 days overdue, EUR 0 € 213 737 € 1 058 952 € 1 560 632 € 1 834 580 € 1 363 608 € 1 020 696 € 1 095 677 € 1 572 672 € 902 953 € 93 598 €
A+
 0 € 0 € 0 € 0 € 0 € 167 € 0 € 6 998 € 18 697 € 2 047 € 0 €
A
 0 € 50 563 € 70 844 € 68 933 € 55 994 € 34 822 € 50 719 € 126 912 € 201 109 € 58 193 € 278 €
B
 0 € 41 727 € 348 148 € 396 505 € 439 701 € 416 996 € 241 390 € 472 060 € 595 485 € 271 570 € 21 673 €
C
 0 € 121 447 € 639 959 € 1 095 194 € 1 338 886 € 911 623 € 462 656 € 336 514 € 447 671 € 332 773 € 40 508 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 265 931 € 153 193 € 309 710 € 238 370 € 31 139 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 163 391 €
Receivable fee amount 14 546 006 €
Historical Returns