Statistics

Investor statistics

16019

Active investors

323

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 784 €

Average active investment amount Average amount invested per investor

170 896 051 €

Principal received Principal received, including principal paid from Provision fund

48 348 680 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13717

Total active borrowers

4083 €

Average loan amount

67 months

Average loan term Weighted average loan term

882 €

Average income

965 €

A+ rating

871 €

A rating

893 €

B rating

813 €

C rating

982 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 257 890 556 € 18 414 719 € 75 915 270 € 103 744 403 € 48 837 175 € 10 970 658 €
Amount of issued credits 92 654 392 € 5 539 830 € 23 087 923 € 40 208 790 € 18 151 859 € 5 664 193 €
Amount of issued credits 63 154 6 516 19 753 22 494 12 172 2 203
Amount of issued credits 63 137 6 516 19 741 22 490 12 171 2 203
Not overdue and returned 216 047 523 €
83.77% 		17 603 132 €
95.59% 		68 831 479 €
90.67% 		86 341 760 €
83.23% 		36 369 761 €
74.47% 		6 893 127 €
62.83%
Not overdue and returned 50 952 213 €
54.99% 		4 728 244 €
85.35% 		16 022 877 €
69.40% 		22 874 939 €
56.89% 		5 737 760 €
31.61% 		1 586 662 €
28.01%
Not overdue and returned 55 301
87.57% 		6 383
97.96% 		18 698
94.66% 		19 476
86.58% 		9 407
77.28% 		1 322
60.01%
Not overdue and returned 55 284
87.56% 		6 383
97.96% 		18 686
94.66% 		19 472
86.58% 		9 406
77.28% 		1 322
60.01%
Overdue 41 702 179 €
16.17% 		811 587 €
4.41% 		7 065 045 €
9.31% 		17 333 851 €
16.71% 		12 414 098 €
25.42% 		4 077 531 €
37.17%
Overdue 41 702 179 €
45.01% 		811 587 €
14.65% 		7 065 045 €
30.60% 		17 333 851 €
43.11% 		12 414 098 €
68.39% 		4 077 531 €
71.99%
Overdue 7 822
12.39% 		133
2.04% 		1 049
5.31% 		3 006
13.36% 		2 752
22.61% 		881
39.99%
Overdue 7 822
12.39% 		133
2.04% 		1 049
5.31% 		3 006
13.37% 		2 752
22.61% 		881
39.99%
1-30 days 11 920 358 €
4.62% 		494 032 €
2.68% 		2 976 399 €
3.92% 		5 720 644 €
5.51% 		2 041 585 €
4.18% 		687 632 €
6.27%
1-30 days 11 920 358 €
12.87% 		494 032 €
8.92% 		2 976 399 €
12.89% 		5 720 644 €
14.23% 		2 041 585 €
11.25% 		687 632 €
12.14%
1-30 days 1 987
3.15% 		89
1.37% 		437
2.21% 		924
4.11% 		385
3.16% 		151
6.85%
1-30 days 1 987
3.15% 		89
1.37% 		437
2.21% 		924
4.11% 		385
3.16% 		151
6.85%
31-60 days 2 269 717 €
0.88% 		4 258 €
0.02% 		398 917 €
0.53% 		1 137 818 €
1.10% 		504 558 €
1.03% 		224 166 €
2.04%
31-60 days 2 269 717 €
2.45% 		4 258 €
0.08% 		398 917 €
1.73% 		1 137 818 €
2.83% 		504 558 €
2.78% 		224 166 €
3.96%
31-60 days 415
0.66% 		7
0.11% 		60
0.30% 		198
0.88% 		100
0.82% 		50
2.27%
31-60 days 415
0.66% 		7
0.11% 		60
0.30% 		198
0.88% 		100
0.82% 		50
2.27%
61-90 days 1 567 768 €
0.61% 		28 699 €
0.16% 		252 962 €
0.33% 		619 713 €
0.60% 		432 968 €
0.89% 		233 427 €
2.13%
61-90 days 1 567 768 €
1.69% 		28 699 €
0.52% 		252 962 €
1.10% 		619 713 €
1.54% 		432 968 €
2.39% 		233 427 €
4.12%
61-90 days 258
0.41% 		3
0.05% 		40
0.20% 		92
0.41% 		76
0.62% 		47
2.13%
61-90 days 258
0.41% 		3
0.05% 		40
0.20% 		92
0.41% 		76
0.62% 		47
2.13%
91-720 days 14 054 416 €
5.45% 		248 845 €
1.35% 		2 251 843 €
2.97% 		5 694 266 €
5.49% 		3 847 572 €
7.88% 		2 011 890 €
18.34%
91-720 days 14 054 416 €
15.17% 		248 845 €
4.49% 		2 251 843 €
9.75% 		5 694 266 €
14.16% 		3 847 572 €
21.20% 		2 011 890 €
35.52%
91-720 days 2 251
3.56% 		25
0.38% 		266
1.35% 		861
3.83% 		691
5.68% 		408
18.52%
91-720 days 2 251
3.57% 		25
0.38% 		266
1.35% 		861
3.83% 		691
5.68% 		408
18.52%
> 720 days 11 889 920 €
4.61% 		35 753 €
0.19% 		1 184 926 €
1.56% 		4 161 411 €
4.01% 		5 587 415 €
11.44% 		920 416 €
8.39%
> 720 days 11 889 920 €
12.83% 		35 753 €
0.65% 		1 184 926 €
5.13% 		4 161 411 €
10.35% 		5 587 415 €
30.78% 		920 416 €
16.25%
> 720 days 2 911
4.61% 		9
0.14% 		246
1.25% 		931
4.14% 		1 500
12.32% 		225
10.21%
> 720 days 2 911
4.61% 		9
0.14% 		246
1.25% 		931
4.14% 		1 500
12.32% 		225
10.21%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 43 284 746 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 909 058 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 619 651 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 24 414 707 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 138 801 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 198 809 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 250 € 8 090 167 € 12 786 755 € 16 583 070 € 16 721 073 € 22 326 057 € 25 854 215 € 25 291 329 € 21 460 379 € 13 578 073 €
A+
 0 € 0 € 0 € 0 € 0 € 1 507 565 € 2 549 549 € 3 717 300 € 3 242 480 € 1 432 443 € 425 551 €
A
 1 400 € 612 219 € 3 032 706 € 5 319 956 € 6 780 170 € 5 199 272 € 6 522 479 € 8 720 851 € 8 655 548 € 5 852 988 € 2 111 011 €
B
 2 750 € 835 585 € 2 907 517 € 3 970 393 € 5 486 106 € 5 724 442 € 7 607 814 € 9 375 799 € 9 318 777 € 10 478 244 € 7 759 303 €
C
 2 700 € 949 446 € 2 149 944 € 3 496 405 € 4 316 794 € 4 289 794 € 4 286 301 € 3 049 530 € 2 907 573 € 2 800 211 € 2 383 303 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 359 914 € 990 735 € 1 166 952 € 892 244 € 896 620 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.58 % 89.04 % 87.62 % 81.51 % 69.52 % 57.56 % 50.38 % 31.37 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.21 % 82.39 % 73.71 % 59.82 % 59.76 % 46.81 %
A
 100.00 % 93.32 % 97.11 % 98.19 % 98.18 % 94.16 % 81.62 % 67.93 % 57.00 % 50.23 % 31.89 %
B
 100.00 % 96.09 % 89.89 % 89.61 % 90.33 % 86.50 % 84.40 % 69.51 % 59.41 % 52.62 % 31.78 %
C
 100.00 % 91.38 % 83.19 % 79.00 % 76.48 % 79.55 % 78.09 % 69.27 % 54.14 % 44.11 % 29.28 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.50 % 69.95 % 51.28 % 39.16 % 28.03 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 914 € 813 678 € 1 456 424 € 2 007 226 € 2 345 860 € 5 063 039 € 11 334 515 € 18 648 641 € 21 132 514 € 29 706 674 €
A+
 0 € 0 € 0 € 0 € 0 € 43 218 € 544 760 € 1 325 521 € 2 178 301 € 964 524 € 483 507 €
A
 0 € 36 788 € 84 141 € 97 878 € 120 208 € 322 651 € 1 468 398 € 4 117 839 € 6 530 864 € 5 800 516 € 4 508 641 €
B
 0 € 34 018 € 309 345 € 444 252 € 568 786 € 877 317 € 1 405 839 € 4 112 902 € 6 367 823 € 9 433 197 € 16 655 404 €
C
 0 € 75 108 € 420 193 € 914 294 € 1 318 233 € 1 102 674 € 1 202 808 € 1 352 711 € 2 462 927 € 3 547 413 € 5 755 498 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 441 233 € 425 542 € 1 108 726 € 1 386 503 € 2 302 189 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 913 € 813 679 € 1 456 424 € 1 986 302 € 1 811 147 € 2 193 171 € 4 011 848 € 6 523 773 € 5 357 154 € 1 644 924 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 531 € 68 020 € 189 524 € 23 959 € 0 €
A
 0 € 36 788 € 84 141 € 97 878 € 112 603 € 84 191 € 220 306 € 896 117 € 1 338 426 € 559 369 € 6 951 €
B
 0 € 34 018 € 309 345 € 444 252 € 555 466 € 646 002 € 689 379 € 1 792 162 € 2 649 082 € 2 148 850 € 587 120 €
C
 0 € 75 108 € 420 193 € 914 294 € 1 318 233 € 1 079 391 € 883 594 € 905 215 € 1 529 023 € 1 694 338 € 615 600 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 361 € 350 335 € 817 718 € 930 639 € 435 253 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.10 % 10.20 % 10.67 % 9.49 % 8.01 % 10.79 % 14.85 % 12.58 % 3.80 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 3.50 % 1.00 % 0.00 %
A
 0.00 % 5.61 % 2.69 % 1.81 % 1.63 % 1.52 % 2.76 % 6.98 % 8.81 % 4.80 % 0.11 %
B
 0.00 % 3.91 % 9.56 % 10.03 % 9.15 % 9.76 % 7.65 % 13.29 % 16.89 % 10.79 % 2.40 %
C
 0.00 % 7.23 % 16.26 % 20.66 % 23.35 % 20.02 % 16.10 % 20.56 % 28.47 % 26.69 % 7.56 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.12 % 24.74 % 35.93 % 40.84 % 13.61 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.69 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.62 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.26 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.27 %
Interest paid, EUR 1 142 € 1 087 249 € 3 517 693 € 4 983 431 € 6 356 437 € 5 189 020 € 6 224 706 € 6 534 903 € 7 424 470 € 4 946 026 € 1 925 525 €
A+
 0 € 0 € 0 € 0 € 0 € 227 398 € 454 055 € 598 327 € 688 622 € 187 591 € 17 864 €
A
 61 € 215 243 € 870 124 € 1 271 843 € 1 523 098 € 1 113 518 € 1 459 131 € 2 015 496 € 2 356 617 € 1 163 663 € 228 049 €
B
 416 € 354 734 € 1 319 392 € 1 521 049 € 2 071 715 € 1 913 676 € 2 047 406 € 2 499 248 € 2 791 477 € 2 436 452 € 1 084 517 €
C
 664 € 517 272 € 1 328 177 € 2 190 538 € 2 761 624 € 1 934 429 € 1 666 684 € 1 010 610 € 1 107 818 € 874 068 € 435 331 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 597 430 € 411 222 € 479 936 € 283 957 € 159 735 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 214 892 € 1 065 090 € 1 568 807 € 1 843 646 € 1 388 747 € 1 077 278 € 1 230 772 € 1 823 918 € 1 086 405 € 274 921 €
A+
 0 € 0 € 0 € 0 € 0 € 197 € 214 € 8 654 € 23 081 € 2 963 € 60 €
A
 0 € 50 825 € 71 282 € 69 239 € 56 324 € 36 094 € 56 423 € 151 649 € 246 381 € 77 959 € 3 794 €
B
 0 € 41 952 € 350 220 € 399 127 € 439 432 € 430 751 € 258 136 € 533 799 € 695 449 € 355 945 € 84 811 €
C
 0 € 122 114 € 643 589 € 1 100 442 € 1 347 890 € 921 706 € 487 880 € 369 270 € 513 659 € 384 179 € 108 890 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 274 625 € 167 401 € 345 348 € 265 359 € 77 364 €
>90 days overdue, EUR 0 € 214 892 € 1 065 090 € 1 568 807 € 1 843 442 € 1 374 748 € 1 031 618 € 1 113 601 € 1 616 220 € 949 352 € 116 421 €
A+
 0 € 0 € 0 € 0 € 0 € 174 € 9 € 7 338 € 19 717 € 2 144 € 0 €
A
 0 € 50 825 € 71 282 € 69 239 € 56 317 € 35 275 € 51 273 € 129 234 € 209 343 € 61 150 € 292 €
B
 0 € 41 952 € 350 220 € 399 127 € 439 236 € 420 261 € 243 673 € 478 995 € 613 291 € 287 515 € 26 401 €
C
 0 € 122 115 € 643 589 € 1 100 442 € 1 347 890 € 919 037 € 468 115 € 341 893 € 459 151 € 349 210 € 51 111 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 268 548 € 156 142 € 314 718 € 249 333 € 38 618 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 159 488 €
Receivable fee amount 14 569 001 €
Historical Returns