Statistics

Investor statistics

16020

Active investors

323

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 783 €

Average active investment amount Average amount invested per investor

170 978 872 €

Principal received Principal received, including principal paid from Provision fund

48 378 534 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13712

Total active borrowers

4083 €

Average loan amount

67 months

Average loan term Weighted average loan term

882 €

Average income

965 €

A+ rating

871 €

A rating

893 €

B rating

813 €

C rating

982 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 257 988 226 € 18 415 219 € 75 930 843 € 103 806 322 € 48 855 503 € 10 972 008 €
Amount of issued credits 92 648 871 € 5 534 812 € 23 071 393 € 40 226 833 € 18 159 588 € 5 654 479 €
Amount of issued credits 63 174 6 517 19 760 22 503 12 174 2 204
Amount of issued credits 63 157 6 517 19 748 22 499 12 173 2 204
Not overdue and returned 216 821 182 €
84.04% 		17 679 094 €
96.00% 		68 952 971 €
90.81% 		86 798 262 €
83.62% 		36 444 663 €
74.60% 		6 937 861 €
63.23%
Not overdue and returned 51 622 681 €
55.72% 		4 798 687 €
86.70% 		16 112 267 €
69.84% 		23 287 565 €
57.89% 		5 802 063 €
31.95% 		1 620 332 €
28.66%
Not overdue and returned 55 436
87.75% 		6 396
98.14% 		18 719
94.73% 		19 548
86.87% 		9 424
77.41% 		1 333
60.48%
Not overdue and returned 55 419
87.75% 		6 396
98.14% 		18 707
94.73% 		19 544
86.87% 		9 423
77.41% 		1 333
60.48%
Overdue 41 026 191 €
15.90% 		736 125 €
4.00% 		6 959 126 €
9.17% 		16 939 268 €
16.32% 		12 357 524 €
25.29% 		4 034 148 €
36.77%
Overdue 41 026 191 €
44.28% 		736 125 €
13.30% 		6 959 126 €
30.16% 		16 939 268 €
42.11% 		12 357 524 €
68.05% 		4 034 148 €
71.34%
Overdue 7 707
12.20% 		121
1.86% 		1 035
5.24% 		2 943
13.08% 		2 737
22.48% 		871
39.52%
Overdue 7 707
12.20% 		121
1.86% 		1 035
5.24% 		2 943
13.08% 		2 737
22.48% 		871
39.52%
1-30 days 11 325 526 €
4.39% 		418 780 €
2.27% 		2 910 472 €
3.83% 		5 364 831 €
5.17% 		1 977 799 €
4.05% 		653 644 €
5.96%
1-30 days 11 325 526 €
12.22% 		418 780 €
7.57% 		2 910 472 €
12.62% 		5 364 831 €
13.34% 		1 977 799 €
10.89% 		653 644 €
11.56%
1-30 days 1 887
2.99% 		77
1.18% 		427
2.16% 		869
3.86% 		371
3.05% 		143
6.49%
1-30 days 1 887
2.99% 		77
1.18% 		427
2.16% 		869
3.86% 		371
3.05% 		143
6.49%
31-60 days 2 233 785 €
0.87% 		4 258 €
0.02% 		353 744 €
0.47% 		1 125 708 €
1.08% 		523 762 €
1.07% 		226 313 €
2.06%
31-60 days 2 233 785 €
2.41% 		4 258 €
0.08% 		353 744 €
1.53% 		1 125 708 €
2.80% 		523 762 €
2.88% 		226 313 €
4.00%
31-60 days 404
0.64% 		7
0.11% 		54
0.27% 		192
0.85% 		100
0.82% 		51
2.31%
31-60 days 404
0.64% 		7
0.11% 		54
0.27% 		192
0.85% 		100
0.82% 		51
2.31%
61-90 days 1 481 495 €
0.57% 		12 334 €
0.07% 		258 780 €
0.34% 		589 428 €
0.57% 		409 000 €
0.84% 		211 952 €
1.93%
61-90 days 1 481 495 €
1.60% 		12 334 €
0.22% 		258 780 €
1.12% 		589 428 €
1.47% 		409 000 €
2.25% 		211 952 €
3.75%
61-90 days 248
0.39% 		2
0.03% 		42
0.21% 		89
0.40% 		74
0.61% 		41
1.86%
61-90 days 248
0.39% 		2
0.03% 		42
0.21% 		89
0.40% 		74
0.61% 		41
1.86%
91-720 days 14 065 506 €
5.45% 		265 000 €
1.44% 		2 251 381 €
2.97% 		5 698 238 €
5.49% 		3 841 145 €
7.86% 		2 009 742 €
18.32%
91-720 days 14 065 506 €
15.18% 		265 000 €
4.79% 		2 251 381 €
9.76% 		5 698 238 €
14.17% 		3 841 145 €
21.15% 		2 009 742 €
35.54%
91-720 days 2 251
3.56% 		26
0.40% 		266
1.35% 		861
3.83% 		689
5.66% 		409
18.56%
91-720 days 2 251
3.56% 		26
0.40% 		266
1.35% 		861
3.83% 		689
5.66% 		409
18.56%
> 720 days 11 919 879 €
4.62% 		35 753 €
0.19% 		1 184 749 €
1.56% 		4 161 062 €
4.01% 		5 605 818 €
11.47% 		932 497 €
8.50%
> 720 days 11 919 879 €
12.87% 		35 753 €
0.65% 		1 184 749 €
5.14% 		4 161 062 €
10.34% 		5 605 818 €
30.87% 		932 497 €
16.49%
> 720 days 2 917
4.62% 		9
0.14% 		246
1.24% 		932
4.14% 		1 503
12.35% 		227
10.30%
> 720 days 2 917
4.62% 		9
0.14% 		246
1.25% 		932
4.14% 		1 503
12.35% 		227
10.30%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 43 382 416 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 909 558 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 635 224 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 24 476 626 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 157 129 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 200 159 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 250 € 8 090 167 € 12 786 802 € 16 583 465 € 16 722 678 € 22 329 039 € 25 858 969 € 25 320 033 € 21 471 586 € 13 631 570 €
A+
 0 € 0 € 0 € 0 € 0 € 1 507 624 € 2 550 242 € 3 717 765 € 3 243 881 € 1 433 849 € 427 045 €
A
 1 400 € 612 219 € 3 032 706 € 5 319 965 € 6 780 392 € 5 199 936 € 6 523 440 € 8 722 128 € 8 676 563 € 5 856 435 € 2 115 520 €
B
 2 750 € 835 585 € 2 907 517 € 3 970 432 € 5 486 119 € 5 725 273 € 7 608 397 € 9 377 947 € 9 322 184 € 10 483 508 € 7 790 894 €
C
 2 700 € 949 446 € 2 149 944 € 3 496 405 € 4 316 955 € 4 289 846 € 4 286 767 € 3 050 088 € 2 909 148 € 2 800 940 € 2 390 361 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 360 192 € 991 040 € 1 168 257 € 892 605 € 905 435 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.58 % 89.04 % 87.63 % 81.53 % 69.53 % 57.62 % 50.41 % 31.42 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.22 % 82.42 % 73.72 % 59.84 % 59.82 % 46.95 %
A
 100.00 % 93.32 % 97.11 % 98.19 % 98.18 % 94.17 % 81.64 % 67.94 % 57.13 % 50.25 % 31.88 %
B
 100.00 % 96.09 % 89.89 % 89.61 % 90.33 % 86.51 % 84.41 % 69.52 % 59.43 % 52.65 % 31.83 %
C
 100.00 % 91.38 % 83.19 % 79.00 % 76.48 % 79.55 % 78.10 % 69.28 % 54.17 % 44.13 % 29.30 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.52 % 69.97 % 51.34 % 39.17 % 28.29 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 914 € 813 678 € 1 456 378 € 2 006 831 € 2 344 254 € 5 060 057 € 11 329 761 € 18 619 937 € 21 121 307 € 29 750 847 €
A+
 0 € 0 € 0 € 0 € 0 € 43 158 € 544 067 € 1 325 056 € 2 176 900 € 963 117 € 482 513 €
A
 0 € 36 788 € 84 141 € 97 870 € 119 986 € 321 987 € 1 467 438 € 4 116 561 € 6 509 849 € 5 797 069 € 4 519 704 €
B
 0 € 34 018 € 309 345 € 444 213 € 568 773 € 876 487 € 1 405 256 € 4 110 754 € 6 364 416 € 9 427 933 € 16 685 732 €
C
 0 € 75 108 € 420 193 € 914 294 € 1 318 072 € 1 102 622 € 1 202 341 € 1 352 153 € 2 461 352 € 3 546 684 € 5 766 768 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 440 955 € 425 238 € 1 107 420 € 1 386 142 € 2 294 724 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 913 € 813 679 € 1 456 378 € 1 985 906 € 1 810 618 € 2 197 569 € 4 011 344 € 6 540 357 € 5 356 435 € 1 667 186 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 531 € 68 020 € 205 889 € 23 750 € 0 €
A
 0 € 36 788 € 84 141 € 97 870 € 112 381 € 84 191 € 220 198 € 895 940 € 1 338 302 € 559 369 € 6 951 €
B
 0 € 34 018 € 309 345 € 444 213 € 555 454 € 645 474 € 693 895 € 1 792 096 € 2 648 737 € 2 126 665 € 609 403 €
C
 0 € 75 108 € 420 193 € 914 294 € 1 318 072 € 1 079 391 € 883 585 € 905 178 € 1 528 983 € 1 706 582 € 615 579 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 361 € 350 110 € 818 446 € 940 068 € 435 253 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.10 % 10.20 % 10.66 % 9.49 % 8.02 % 10.79 % 14.88 % 12.58 % 3.84 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 3.80 % 0.99 % 0.00 %
A
 0.00 % 5.61 % 2.69 % 1.81 % 1.63 % 1.52 % 2.76 % 6.98 % 8.81 % 4.80 % 0.10 %
B
 0.00 % 3.91 % 9.56 % 10.03 % 9.15 % 9.75 % 7.70 % 13.29 % 16.89 % 10.68 % 2.49 %
C
 0.00 % 7.23 % 16.26 % 20.66 % 23.35 % 20.02 % 16.10 % 20.56 % 28.47 % 26.89 % 7.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.12 % 24.72 % 35.96 % 41.25 % 13.60 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.72 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.69 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.62 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.26 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.27 %
Interest paid, EUR 1 142 € 1 087 249 € 3 517 699 € 4 983 570 € 6 356 797 € 5 189 755 € 6 226 143 € 6 537 937 € 7 431 820 € 4 955 090 € 1 938 407 €
A+
 0 € 0 € 0 € 0 € 0 € 227 422 € 454 211 € 598 484 € 688 985 € 188 122 € 18 021 €
A
 61 € 215 243 € 870 124 € 1 271 857 € 1 523 150 € 1 113 628 € 1 459 744 € 2 016 609 € 2 359 753 € 1 165 927 € 229 860 €
B
 416 € 354 734 € 1 319 392 € 1 521 129 € 2 071 766 € 1 914 011 € 2 047 886 € 2 500 574 € 2 793 484 € 2 441 388 € 1 091 489 €
C
 664 € 517 272 € 1 328 182 € 2 190 583 € 2 761 882 € 1 934 695 € 1 666 796 € 1 010 918 € 1 108 969 € 875 115 € 438 072 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 597 505 € 411 352 € 480 629 € 284 243 € 160 934 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 214 979 € 1 065 566 € 1 569 527 € 1 844 503 € 1 389 109 € 1 077 463 € 1 231 490 € 1 822 651 € 1 087 309 € 273 247 €
A+
 0 € 0 € 0 € 0 € 0 € 197 € 170 € 8 702 € 23 219 € 2 757 € 46 €
A
 0 € 50 845 € 71 319 € 69 262 € 56 315 € 36 083 € 56 234 € 151 330 € 245 948 € 78 196 € 3 489 €
B
 0 € 41 971 € 350 391 € 399 275 € 439 675 € 430 761 € 258 025 € 534 126 € 694 762 € 355 270 € 83 310 €
C
 0 € 122 163 € 643 856 € 1 100 989 € 1 348 513 € 922 068 € 488 148 € 369 713 € 513 760 € 385 073 € 109 034 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 274 886 € 167 620 € 344 962 € 266 012 € 77 367 €
>90 days overdue, EUR 0 € 214 979 € 1 065 566 € 1 569 527 € 1 844 301 € 1 375 265 € 1 032 166 € 1 113 995 € 1 618 011 € 951 862 € 117 443 €
A+
 0 € 0 € 0 € 0 € 0 € 174 € 9 € 7 344 € 19 755 € 2 150 € 0 €
A
 0 € 50 845 € 71 319 € 69 262 € 56 307 € 35 294 € 51 200 € 129 036 € 209 297 € 61 447 € 293 €
B
 0 € 41 971 € 350 391 € 399 275 € 439 481 € 420 330 € 243 610 € 479 290 € 613 939 € 288 373 € 26 473 €
C
 0 € 122 163 € 643 856 € 1 100 989 € 1 348 513 € 919 467 € 468 514 € 342 080 € 459 977 € 349 915 € 51 350 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 268 832 € 156 245 € 315 043 € 249 977 € 39 328 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 159 337 €
Receivable fee amount 14 567 992 €
Historical Returns