Statistics

Investor statistics

16023

Active investors

323

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

5 782 €

Average active investment amount Average amount invested per investor

171 082 146 €

Principal received Principal received, including principal paid from Provision fund

48 413 640 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13713

Total active borrowers

4084 €

Average loan amount

67 months

Average loan term Weighted average loan term

882 €

Average income

965 €

A+ rating

871 €

A rating

893 €

B rating

813 €

C rating

982 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 258 135 913 € 18 416 819 € 75 935 370 € 103 874 380 € 48 918 100 € 10 982 508 €
Amount of issued credits 92 645 138 € 5 530 087 € 23 033 731 € 40 244 387 € 18 188 242 € 5 646 520 €
Amount of issued credits 63 202 6 519 19 764 22 513 12 183 2 206
Amount of issued credits 63 185 6 519 19 752 22 509 12 182 2 206
Not overdue and returned 218 409 834 €
84.61% 		17 756 551 €
96.41% 		69 462 509 €
91.48% 		87 494 902 €
84.23% 		36 699 925 €
75.02% 		6 987 211 €
63.62%
Not overdue and returned 53 059 913 €
57.27% 		4 869 819 €
88.06% 		16 579 617 €
71.98% 		23 933 701 €
59.47% 		6 023 383 €
33.12% 		1 651 223 €
29.24%
Not overdue and returned 55 697
88.13% 		6 423
98.53% 		18 792
95.08% 		19 660
87.33% 		9 460
77.65% 		1 345
60.97%
Not overdue and returned 55 680
88.12% 		6 423
98.53% 		18 780
95.08% 		19 656
87.33% 		9 459
77.65% 		1 345
60.97%
Overdue 39 585 225 €
15.34% 		660 268 €
3.59% 		6 454 115 €
8.50% 		16 310 686 €
15.70% 		12 164 859 €
24.87% 		3 995 297 €
36.38%
Overdue 39 585 225 €
42.73% 		660 268 €
11.94% 		6 454 115 €
28.02% 		16 310 686 €
40.53% 		12 164 859 €
66.88% 		3 995 297 €
70.76%
Overdue 7 474
11.83% 		96
1.47% 		966
4.89% 		2 841
12.62% 		2 710
22.24% 		861
39.03%
Overdue 7 474
11.83% 		96
1.47% 		966
4.89% 		2 841
12.62% 		2 710
22.25% 		861
39.03%
1-30 days 10 024 490 €
3.88% 		342 923 €
1.86% 		2 458 996 €
3.24% 		4 803 244 €
4.62% 		1 786 351 €
3.65% 		632 977 €
5.76%
1-30 days 10 024 490 €
10.82% 		342 923 €
6.20% 		2 458 996 €
10.68% 		4 803 244 €
11.94% 		1 786 351 €
9.82% 		632 977 €
11.21%
1-30 days 1 671
2.64% 		52
0.80% 		366
1.85% 		770
3.42% 		346
2.84% 		137
6.21%
1-30 days 1 671
2.64% 		52
0.80% 		366
1.85% 		770
3.42% 		346
2.84% 		137
6.21%
31-60 days 2 166 166 €
0.84% 		4 258 €
0.02% 		321 964 €
0.42% 		1 093 873 €
1.05% 		539 885 €
1.10% 		206 186 €
1.88%
31-60 days 2 166 166 €
2.34% 		4 258 €
0.08% 		321 964 €
1.40% 		1 093 873 €
2.72% 		539 885 €
2.97% 		206 186 €
3.65%
31-60 days 394
0.62% 		7
0.11% 		49
0.25% 		190
0.84% 		101
0.83% 		47
2.13%
31-60 days 394
0.62% 		7
0.11% 		49
0.25% 		190
0.84% 		101
0.83% 		47
2.13%
61-90 days 1 448 331 €
0.56% 		12 334 €
0.07% 		268 232 €
0.35% 		562 746 €
0.54% 		393 469 €
0.80% 		211 550 €
1.93%
61-90 days 1 448 331 €
1.56% 		12 334 €
0.22% 		268 232 €
1.16% 		562 746 €
1.40% 		393 469 €
2.16% 		211 550 €
3.75%
61-90 days 244
0.39% 		2
0.03% 		38
0.19% 		89
0.40% 		75
0.62% 		40
1.81%
61-90 days 244
0.39% 		2
0.03% 		38
0.19% 		89
0.40% 		75
0.62% 		40
1.81%
91-720 days 14 015 352 €
5.43% 		265 000 €
1.44% 		2 218 899 €
2.92% 		5 679 355 €
5.47% 		3 839 916 €
7.85% 		2 012 181 €
18.32%
91-720 days 14 015 352 €
15.13% 		265 000 €
4.79% 		2 218 899 €
9.63% 		5 679 355 €
14.11% 		3 839 916 €
21.11% 		2 012 181 €
35.64%
91-720 days 2 246
3.55% 		26
0.40% 		266
1.35% 		859
3.82% 		685
5.62% 		410
18.59%
91-720 days 2 246
3.55% 		26
0.40% 		266
1.35% 		859
3.82% 		685
5.62% 		410
18.59%
> 720 days 11 930 886 €
4.62% 		35 753 €
0.19% 		1 186 025 €
1.56% 		4 171 467 €
4.02% 		5 605 238 €
11.46% 		932 402 €
8.49%
> 720 days 11 930 886 €
12.88% 		35 753 €
0.65% 		1 186 025 €
5.15% 		4 171 467 €
10.37% 		5 605 238 €
30.82% 		932 402 €
16.51%
> 720 days 2 919
4.62% 		9
0.14% 		247
1.25% 		933
4.14% 		1 503
12.34% 		227
10.29%
> 720 days 2 919
4.62% 		9
0.14% 		247
1.25% 		933
4.15% 		1 503
12.34% 		227
10.29%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 43 530 103 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 911 158 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 639 751 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 24 544 684 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 219 726 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 210 659 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 250 € 8 090 397 € 12 787 244 € 16 583 762 € 16 726 337 € 22 334 274 € 25 868 717 € 25 333 749 € 21 491 304 € 13 729 946 €
A+
 0 € 0 € 0 € 0 € 0 € 1 508 369 € 2 550 801 € 3 718 841 € 3 245 415 € 1 435 249 € 428 057 €
A
 1 400 € 612 219 € 3 032 706 € 5 320 113 € 6 780 392 € 5 201 087 € 6 524 874 € 8 725 278 € 8 680 497 € 5 862 443 € 2 141 883 €
B
 2 750 € 835 585 € 2 907 517 € 3 970 568 € 5 486 267 € 5 726 890 € 7 610 278 € 9 380 465 € 9 328 331 € 10 489 719 € 7 822 740 €
C
 2 700 € 949 446 € 2 150 173 € 3 496 563 € 4 317 103 € 4 289 991 € 4 287 544 € 3 050 628 € 2 910 633 € 2 806 861 € 2 414 900 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 360 778 € 993 504 € 1 168 874 € 892 782 € 920 050 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.48 % 89.58 % 89.04 % 87.65 % 81.54 % 69.56 % 57.66 % 50.46 % 31.54 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.27 % 82.44 % 73.75 % 59.87 % 59.88 % 46.98 %
A
 100.00 % 93.32 % 97.11 % 98.20 % 98.18 % 94.19 % 81.65 % 67.96 % 57.16 % 50.31 % 32.26 %
B
 100.00 % 96.09 % 89.89 % 89.61 % 90.33 % 86.54 % 84.43 % 69.54 % 59.47 % 52.68 % 31.87 %
C
 100.00 % 91.38 % 83.20 % 79.01 % 76.48 % 79.56 % 78.11 % 69.30 % 54.20 % 44.22 % 29.38 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.55 % 70.15 % 51.36 % 39.18 % 28.66 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 914 € 813 448 € 1 455 936 € 2 006 534 € 2 340 596 € 5 054 822 € 11 320 013 € 18 606 221 € 21 101 590 € 29 800 157 €
A+
 0 € 0 € 0 € 0 € 0 € 42 414 € 543 509 € 1 323 980 € 2 175 366 € 961 717 € 483 101 €
A
 0 € 36 788 € 84 141 € 97 722 € 119 986 € 320 836 € 1 466 004 € 4 113 411 € 6 505 915 € 5 791 061 € 4 497 868 €
B
 0 € 34 018 € 309 345 € 444 077 € 568 625 € 874 869 € 1 403 374 € 4 108 236 € 6 358 269 € 9 421 722 € 16 721 944 €
C
 0 € 75 108 € 419 963 € 914 137 € 1 317 924 € 1 102 477 € 1 201 565 € 1 351 613 € 2 459 867 € 3 540 763 € 5 804 826 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 440 370 € 422 773 € 1 106 803 € 1 385 965 € 2 290 609 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 913 € 813 449 € 1 455 936 € 1 985 683 € 1 810 910 € 2 191 349 € 3 972 832 € 6 562 607 € 5 330 371 € 1 677 188 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 531 € 68 020 € 205 889 € 23 750 € 0 €
A
 0 € 36 788 € 84 141 € 97 722 € 112 381 € 84 853 € 220 070 € 872 052 € 1 341 245 € 548 722 € 6 951 €
B
 0 € 34 018 € 309 345 € 444 077 € 555 379 € 645 249 € 693 723 € 1 780 050 € 2 665 566 € 2 114 012 € 609 403 €
C
 0 € 75 108 € 419 963 € 914 137 € 1 317 924 € 1 079 245 € 877 895 € 902 599 € 1 528 884 € 1 703 819 € 625 580 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 130 € 350 110 € 821 023 € 940 068 € 435 253 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.10 % 10.20 % 10.66 % 9.49 % 8.00 % 10.68 % 14.94 % 12.51 % 3.85 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 3.80 % 0.99 % 0.00 %
A
 0.00 % 5.61 % 2.69 % 1.80 % 1.63 % 1.54 % 2.75 % 6.79 % 8.83 % 4.71 % 0.10 %
B
 0.00 % 3.91 % 9.56 % 10.02 % 9.14 % 9.75 % 7.70 % 13.20 % 16.99 % 10.62 % 2.48 %
C
 0.00 % 7.23 % 16.25 % 20.66 % 23.35 % 20.01 % 15.99 % 20.50 % 28.47 % 26.84 % 7.61 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.10 % 24.72 % 36.08 % 41.25 % 13.56 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.69 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.62 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.26 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.27 %
Interest paid, EUR 1 142 € 1 087 282 € 3 518 330 € 4 985 087 € 6 358 298 € 5 191 134 € 6 228 663 € 6 543 432 € 7 442 427 € 4 966 876 € 1 958 503 €
A+
 0 € 0 € 0 € 0 € 0 € 227 502 € 454 303 € 598 925 € 689 684 € 188 467 € 18 052 €
A
 61 € 215 243 € 870 202 € 1 271 986 € 1 523 150 € 1 113 791 € 1 460 452 € 2 018 632 € 2 363 923 € 1 169 040 € 231 409 €
B
 416 € 354 734 € 1 319 392 € 1 521 342 € 2 072 570 € 1 914 874 € 2 048 811 € 2 502 614 € 2 797 440 € 2 447 324 € 1 102 978 €
C
 664 € 517 305 € 1 328 735 € 2 191 759 € 2 762 578 € 1 934 967 € 1 667 079 € 1 011 541 € 1 110 326 € 877 089 € 443 373 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 598 017 € 411 718 € 481 055 € 284 660 € 162 660 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 215 045 € 1 065 888 € 1 569 533 € 1 844 749 € 1 389 023 € 1 077 056 € 1 230 268 € 1 819 027 € 1 085 595 € 266 651 €
A+
 0 € 0 € 0 € 0 € 0 € 197 € 106 € 8 509 € 23 327 € 2 613 € 41 €
A
 0 € 50 864 € 71 279 € 69 232 € 56 357 € 36 070 € 55 853 € 150 797 € 243 615 € 76 913 € 3 125 €
B
 0 € 41 991 € 350 563 € 399 402 € 439 695 € 430 333 € 257 637 € 533 594 € 693 099 € 353 563 € 79 620 €
C
 0 € 122 190 € 644 047 € 1 100 900 € 1 348 698 € 922 424 € 488 744 € 369 714 € 513 745 € 385 710 € 107 095 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 274 715 € 167 654 € 345 240 € 266 796 € 76 771 €
>90 days overdue, EUR 0 € 215 045 € 1 065 888 € 1 569 533 € 1 844 563 € 1 375 504 € 1 032 191 € 1 115 112 € 1 620 224 € 954 170 € 118 497 €
A+
 0 € 0 € 0 € 0 € 0 € 175 € 9 € 7 351 € 19 790 € 2 155 € 0 €
A
 0 € 50 864 € 71 279 € 69 232 € 56 349 € 35 313 € 51 334 € 129 012 € 209 644 € 61 558 € 293 €
B
 0 € 41 991 € 350 563 € 399 402 € 439 516 € 420 179 € 243 354 € 480 232 € 614 057 € 289 321 € 26 280 €
C
 0 € 122 190 € 644 047 € 1 100 900 € 1 348 698 € 919 838 € 468 839 € 342 062 € 460 845 € 350 631 € 52 423 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 268 654 € 156 454 € 315 888 € 250 505 € 39 501 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 158 946 €
Receivable fee amount 14 566 251 €
Historical Returns