Statistics

Investor statistics

15004

Active investors

257

Average number of loans Average loans per investor

14.48 %

Average interest rate Return on investment it will always be lower than the interest rate

4 421 €

Average active investment amount Average amount invested per investor

96 376 947 €

Principal received Principal received, including principal paid from Provision fund

27 374 077 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11964

Total active borrowers

3605 €

Average loan amount

66 months

Average loan term Weighted average loan term

798 €

Average income

897 €

A+ rating

803 €

A rating

788 €

B rating

743 €

C rating

925 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 159 699 119 € 13 917 144 € 53 665 269 € 54 703 603 € 32 679 900 € 4 733 202 €
Amount of issued credits 66 335 701 € 7 524 939 € 21 301 468 € 22 132 693 € 12 621 384 € 2 755 217 €
Amount of issued credits 44 298 4 386 14 628 14 499 9 627 1 158
Amount of issued credits 44 281 4 386 14 616 14 495 9 626 1 158
Not overdue and returned 133 605 166 €
83.66% 		13 317 698 €
95.69% 		48 652 601 €
90.66% 		44 835 672 €
81.96% 		23 863 924 €
73.02% 		2 935 272 €
62.01%
Not overdue and returned 40 241 749 €
60.66% 		6 925 492 €
92.03% 		16 288 799 €
76.47% 		12 264 763 €
55.41% 		3 805 408 €
30.15% 		957 286 €
34.74%
Not overdue and returned 37 934
85.63% 		4 255
97.01% 		13 629
93.17% 		12 252
84.50% 		7 107
73.82% 		691
59.67%
Not overdue and returned 37 917
85.63% 		4 255
97.01% 		13 617
93.17% 		12 248
84.50% 		7 106
73.82% 		691
59.67%
Overdue 26 093 953 €
16.34% 		599 447 €
4.31% 		5 012 669 €
9.34% 		9 867 931 €
18.04% 		8 815 976 €
26.98% 		1 797 931 €
37.99%
Overdue 26 093 953 €
39.34% 		599 447 €
7.97% 		5 012 669 €
23.53% 		9 867 931 €
44.59% 		8 815 976 €
69.85% 		1 797 931 €
65.26%
Overdue 6 364
14.37% 		131
2.99% 		999
6.83% 		2 247
15.50% 		2 520
26.18% 		467
40.33%
Overdue 6 364
14.37% 		131
2.99% 		999
6.83% 		2 247
15.50% 		2 520
26.18% 		467
40.33%
1-30 days 9 266 078 €
5.80% 		432 416 €
3.11% 		2 897 957 €
5.40% 		3 911 064 €
7.15% 		1 523 330 €
4.66% 		501 312 €
10.59%
1-30 days 9 266 078 €
13.97% 		432 416 €
5.75% 		2 897 957 €
13.60% 		3 911 064 €
17.67% 		1 523 330 €
12.07% 		501 312 €
18.20%
1-30 days 2 009
4.54% 		106
2.42% 		530
3.62% 		817
5.63% 		429
4.46% 		127
10.97%
1-30 days 2 009
4.54% 		106
2.42% 		530
3.63% 		817
5.64% 		429
4.46% 		127
10.97%
31-60 days 2 148 794 €
1.35% 		76 968 €
0.55% 		423 936 €
0.79% 		914 490 €
1.67% 		524 550 €
1.61% 		208 850 €
4.41%
31-60 days 2 148 794 €
3.24% 		76 968 €
1.02% 		423 936 €
1.99% 		914 490 €
4.13% 		524 550 €
4.16% 		208 850 €
7.58%
31-60 days 463
1.05% 		9
0.21% 		80
0.55% 		198
1.37% 		129
1.34% 		47
4.06%
31-60 days 463
1.05% 		9
0.21% 		80
0.55% 		198
1.37% 		129
1.34% 		47
4.06%
61-90 days 1 366 262 €
0.86% 		37 151 €
0.27% 		364 154 €
0.68% 		509 613 €
0.93% 		279 401 €
0.85% 		175 943 €
3.72%
61-90 days 1 366 262 €
2.06% 		37 151 €
0.49% 		364 154 €
1.71% 		509 613 €
2.30% 		279 401 €
2.21% 		175 943 €
6.39%
61-90 days 267
0.60% 		5
0.11% 		44
0.30% 		101
0.70% 		78
0.81% 		39
3.37%
61-90 days 267
0.60% 		5
0.11% 		44
0.30% 		101
0.70% 		78
0.81% 		39
3.37%
91-720 days 6 772 003 €
4.24% 		52 911 €
0.38% 		885 300 €
1.65% 		2 505 174 €
4.58% 		2 491 987 €
7.63% 		836 630 €
17.68%
91-720 days 6 772 003 €
10.21% 		52 911 €
0.70% 		885 300 €
4.16% 		2 505 174 €
11.32% 		2 491 987 €
19.74% 		836 630 €
30.37%
91-720 days 1 720
3.88% 		11
0.25% 		194
1.33% 		559
3.86% 		721
7.49% 		235
20.29%
91-720 days 1 720
3.88% 		11
0.25% 		194
1.33% 		559
3.86% 		721
7.49% 		235
20.29%
> 720 days 6 540 816 €
4.10% 		0 €
0.00% 		441 322 €
0.82% 		2 027 590 €
3.71% 		3 996 708 €
12.23% 		75 195 €
1.59%
> 720 days 6 540 816 €
9.86% 		0 €
0.00% 		441 322 €
2.07% 		2 027 590 €
9.16% 		3 996 708 €
31.67% 		75 195 €
2.73%
> 720 days 1 905
4.30% 		0
0.00% 		151
1.03% 		572
3.95% 		1 163
12.08% 		19
1.64%
> 720 days 1 905
4.30% 		0
0.00% 		151
1.03% 		572
3.95% 		1 163
12.08% 		19
1.64%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 31 626 173 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 4 229 231 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 11 209 567 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 10 971 948 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 3 699 650 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 1 515 777 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 360 268 € 7 950 609 € 12 468 239 € 15 422 170 € 14 347 666 € 17 148 685 € 17 515 322 € 6 141 926 €
A+
 0 € 0 € 0 € 0 € 0 € 1 313 004 € 1 881 503 € 2 361 026 € 836 414 €
A
 1 400 € 595 984 € 3 013 103 € 5 275 094 € 6 388 354 € 4 423 421 € 4 950 614 € 5 585 769 € 2 130 062 €
B
 2 750 € 829 748 € 2 854 191 € 3 872 348 € 5 113 706 € 4 913 116 € 6 000 857 € 6 786 581 € 2 197 368 €
C
 2 700 € 934 535 € 2 083 316 € 3 320 798 € 3 920 110 € 3 698 125 € 3 259 122 € 2 125 886 € 713 835 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 056 590 € 656 060 € 264 246 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 92.03 % 88.91 % 87.35 % 82.81 % 75.19 % 62.61 % 47.10 % 19.42 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 84.67 % 60.81 % 46.82 % 19.78 %
A
 100.00 % 90.84 % 96.48 % 97.37 % 92.51 % 80.11 % 61.95 % 43.51 % 19.00 %
B
 100.00 % 95.42 % 88.24 % 87.39 % 84.20 % 74.24 % 66.58 % 50.31 % 20.03 %
C
 100.00 % 89.95 % 80.61 % 75.04 % 69.45 % 68.58 % 59.37 % 48.29 % 19.29 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 58.66 % 46.32 % 17.43 %
Outstanding principal, EUR 0 € 204 397 € 991 438 € 1 806 183 € 3 201 997 € 4 735 304 € 10 240 410 € 19 673 409 € 25 484 247 €
A+
 0 € 0 € 0 € 0 € 0 € 237 778 € 1 212 807 € 2 681 796 € 3 392 817 €
A
 0 € 60 090 € 109 896 € 142 741 € 517 551 € 1 098 502 € 3 040 263 € 7 252 920 € 9 079 505 €
B
 0 € 39 854 € 380 406 € 558 635 € 959 868 € 1 704 681 € 3 012 796 € 6 702 120 € 8 774 579 €
C
 0 € 104 453 € 501 136 € 1 104 807 € 1 724 577 € 1 694 343 € 2 229 987 € 2 276 355 € 2 985 815 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 744 558 € 760 218 € 1 251 531 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 204 397 € 991 438 € 1 782 879 € 2 444 088 € 2 029 855 € 2 335 561 € 2 728 826 € 795 773 €
A+
 0 € 0 € 0 € 0 € 0 € 6 943 € 14 872 € 25 797 € 5 300 €
A
 0 € 60 090 € 109 896 € 134 049 € 181 098 € 81 136 € 238 387 € 398 948 € 123 019 €
B
 0 € 39 854 € 380 407 € 550 289 € 704 372 € 690 322 € 722 900 € 1 181 738 € 262 883 €
C
 0 € 104 453 € 501 136 € 1 098 541 € 1 558 619 € 1 251 455 € 933 829 € 793 315 € 247 348 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 425 574 € 329 028 € 157 223 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 7.97 % 11.09 % 12.49 % 13.12 % 10.64 % 8.53 % 7.34 % 2.52 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.48 % 0.51 % 0.13 %
A
 0.00 % 9.16 % 3.52 % 2.47 % 2.62 % 1.47 % 2.98 % 3.11 % 1.10 %
B
 0.00 % 4.58 % 11.76 % 12.42 % 11.60 % 10.43 % 8.02 % 8.76 % 2.40 %
C
 0.00 % 10.05 % 19.39 % 24.82 % 27.61 % 23.21 % 17.01 % 18.02 % 6.69 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.63 % 23.23 % 10.37 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 13.93 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.47 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.24 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.37 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.09 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 23.56 %
Interest paid, EUR 1 142 € 989 781 € 3 198 533 € 4 430 727 € 5 565 714 € 4 378 173 € 4 391 232 € 3 209 851 € 1 050 007 €
A+
 0 € 0 € 0 € 0 € 0 € 198 147 € 309 446 € 297 838 € 98 557 €
A
 61 € 188 694 € 831 889 € 1 233 959 € 1 458 057 € 962 692 € 1 001 378 € 942 055 € 332 258 €
B
 416 € 332 289 € 1 195 460 € 1 363 837 € 1 854 800 € 1 617 907 € 1 478 083 € 1 243 834 € 407 000 €
C
 664 € 468 798 € 1 171 184 € 1 832 930 € 2 252 857 € 1 599 427 € 1 175 804 € 512 584 € 150 916 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 426 521 € 213 540 € 61 276 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 197 472 € 869 882 € 1 246 304 € 1 425 091 € 897 814 € 591 251 € 403 227 € 143 822 €
A+
 0 € 0 € 0 € 0 € 0 € 1 203 € 1 369 € 2 897 € 2 113 €
A
 0 € 50 950 € 66 479 € 53 134 € 49 751 € 19 281 € 28 968 € 43 410 € 20 241 €
B
 0 € 35 407 € 296 843 € 323 221 € 347 021 € 271 373 € 143 551 € 153 611 € 50 380 €
C
 0 € 111 115 € 506 561 € 869 949 € 1 028 318 € 605 957 € 266 054 € 139 743 € 41 911 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 151 309 € 63 565 € 29 177 €
>90 days overdue, EUR 0 € 197 473 € 869 882 € 1 239 950 € 1 383 505 € 829 860 € 483 703 € 238 432 € 27 911 €
A+
 0 € 0 € 0 € 0 € 0 € 939 € 593 € 814 € 123 €
A
 0 € 50 950 € 66 479 € 52 799 € 46 478 € 16 986 € 19 888 € 16 352 € 2 461 €
B
 0 € 35 407 € 296 843 € 321 825 € 335 855 € 245 782 € 113 895 € 84 925 € 8 080 €
C
 0 € 111 115 € 506 561 € 865 326 € 1 001 173 € 566 152 € 220 420 € 96 217 € 10 715 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 128 907 € 40 124 € 6 532 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 662 310 €
Receivable fee amount 10 548 782 €
Historical Returns