Statistics

Investor statistics

16005

Active investors

321

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 774 €

Average active investment amount Average amount invested per investor

168 816 664 €

Principal received Principal received, including principal paid from Provision fund

47 777 861 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13691

Total active borrowers

4074 €

Average loan amount

67 months

Average loan term Weighted average loan term

880 €

Average income

963 €

A+ rating

870 €

A rating

890 €

B rating

812 €

C rating

979 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 255 615 093 € 18 368 626 € 75 672 827 € 102 327 494 € 48 454 049 € 10 783 766 €
Amount of issued credits 92 415 223 € 5 608 583 € 23 289 814 € 39 801 768 € 18 105 828 € 5 606 709 €
Amount of issued credits 62 729 6 468 19 662 22 296 12 114 2 173
Amount of issued credits 62 712 6 468 19 650 22 292 12 113 2 173
Not overdue and returned 216 783 906 €
84.81% 		17 676 178 €
96.23% 		69 363 599 €
91.66% 		86 272 379 €
84.31% 		36 499 363 €
75.33% 		6 964 425 €
64.58%
Not overdue and returned 53 724 890 €
58.13% 		4 916 135 €
87.65% 		16 999 332 €
72.99% 		23 815 445 €
59.84% 		6 204 458 €
34.27% 		1 787 368 €
31.88%
Not overdue and returned 55 354
88.24% 		6 367
98.44% 		18 713
95.17% 		19 501
87.46% 		9 420
77.76% 		1 338
61.57%
Not overdue and returned 55 337
88.24% 		6 367
98.44% 		18 701
95.17% 		19 497
87.46% 		9 419
77.76% 		1 338
61.57%
Overdue 38 690 333 €
15.14% 		692 448 €
3.77% 		6 290 482 €
8.31% 		15 986 323 €
15.62% 		11 901 370 €
24.56% 		3 819 341 €
35.42%
Overdue 38 690 333 €
41.87% 		692 448 €
12.35% 		6 290 482 €
27.01% 		15 986 323 €
40.16% 		11 901 370 €
65.73% 		3 819 341 €
68.12%
Overdue 7 344
11.71% 		101
1.56% 		943
4.80% 		2 783
12.48% 		2 681
22.13% 		835
38.43%
Overdue 7 344
11.71% 		101
1.56% 		943
4.80% 		2 783
12.48% 		2 681
22.13% 		835
38.43%
1-30 days 9 337 288 €
3.65% 		350 082 €
1.91% 		2 273 596 €
3.00% 		4 599 923 €
4.50% 		1 611 263 €
3.33% 		502 056 €
4.66%
1-30 days 9 337 288 €
10.10% 		350 082 €
6.24% 		2 273 596 €
9.76% 		4 599 923 €
11.56% 		1 611 263 €
8.90% 		502 056 €
8.95%
1-30 days 1 613
2.57% 		62
0.96% 		348
1.77% 		748
3.35% 		333
2.75% 		121
5.57%
1-30 days 1 613
2.57% 		62
0.96% 		348
1.77% 		748
3.36% 		333
2.75% 		121
5.57%
31-60 days 2 423 145 €
0.95% 		26 480 €
0.14% 		407 346 €
0.54% 		1 105 755 €
1.08% 		607 724 €
1.25% 		275 841 €
2.56%
31-60 days 2 423 145 €
2.62% 		26 480 €
0.47% 		407 346 €
1.75% 		1 105 755 €
2.78% 		607 724 €
3.36% 		275 841 €
4.92%
31-60 days 411
0.66% 		1
0.02% 		58
0.29% 		180
0.81% 		112
0.92% 		60
2.76%
31-60 days 411
0.66% 		1
0.02% 		58
0.30% 		180
0.81% 		112
0.92% 		60
2.76%
61-90 days 1 451 027 €
0.57% 		29 612 €
0.16% 		283 964 €
0.38% 		639 388 €
0.62% 		299 958 €
0.62% 		198 105 €
1.84%
61-90 days 1 451 027 €
1.57% 		29 612 €
0.53% 		283 964 €
1.22% 		639 388 €
1.61% 		299 958 €
1.66% 		198 105 €
3.53%
61-90 days 221
0.35% 		4
0.06% 		35
0.18% 		86
0.39% 		57
0.47% 		39
1.79%
61-90 days 221
0.35% 		4
0.06% 		35
0.18% 		86
0.39% 		57
0.47% 		39
1.79%
91-720 days 13 788 245 €
5.39% 		250 522 €
1.36% 		2 156 550 €
2.85% 		5 561 260 €
5.43% 		3 861 700 €
7.97% 		1 958 212 €
18.16%
91-720 days 13 788 245 €
14.92% 		250 522 €
4.47% 		2 156 550 €
9.26% 		5 561 260 €
13.97% 		3 861 700 €
21.33% 		1 958 212 €
34.93%
91-720 days 2 223
3.54% 		25
0.39% 		256
1.30% 		852
3.82% 		693
5.72% 		397
18.27%
91-720 days 2 223
3.54% 		25
0.39% 		256
1.30% 		852
3.82% 		693
5.72% 		397
18.27%
> 720 days 11 690 629 €
4.57% 		35 753 €
0.19% 		1 169 026 €
1.54% 		4 079 997 €
3.99% 		5 520 726 €
11.39% 		885 128 €
8.21%
> 720 days 11 690 629 €
12.65% 		35 753 €
0.64% 		1 169 026 €
5.02% 		4 079 997 €
10.25% 		5 520 726 €
30.49% 		885 128 €
15.79%
> 720 days 2 876
4.58% 		9
0.14% 		246
1.25% 		917
4.11% 		1 486
12.27% 		218
10.03%
> 720 days 2 876
4.59% 		9
0.14% 		246
1.25% 		917
4.11% 		1 486
12.27% 		218
10.03%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.06% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 41 009 283 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 862 965 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 377 208 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 22 997 798 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 7 755 675 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 011 917 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 078 € 8 089 644 € 12 783 591 € 16 575 140 € 16 692 079 € 22 240 114 € 25 705 168 € 25 056 784 € 21 143 147 € 12 369 421 €
A+
 0 € 0 € 0 € 0 € 0 € 1 506 721 € 2 541 701 € 3 700 360 € 3 218 563 € 1 411 615 € 381 084 €
A
 1 400 € 612 047 € 3 032 613 € 5 319 757 € 6 779 196 € 5 189 568 € 6 490 165 € 8 654 358 € 8 573 280 € 5 767 640 € 1 944 242 €
B
 2 750 € 835 585 € 2 907 310 € 3 968 755 € 5 480 354 € 5 714 923 € 7 588 212 € 9 332 020 € 9 217 497 € 10 313 600 € 7 095 929 €
C
 2 700 € 949 446 € 2 149 720 € 3 495 078 € 4 315 590 € 4 280 868 € 4 263 354 € 3 030 485 € 2 891 987 € 2 767 169 € 2 148 507 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 356 682 € 987 945 € 1 155 457 € 878 881 € 798 093 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.56 % 89.00 % 87.47 % 81.20 % 69.12 % 57.03 % 49.64 % 30.16 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.16 % 82.14 % 73.38 % 59.37 % 58.89 % 44.16 %
A
 100.00 % 93.29 % 97.11 % 98.19 % 98.17 % 93.98 % 81.22 % 67.41 % 56.45 % 49.49 % 30.49 %
B
 100.00 % 96.09 % 89.88 % 89.57 % 90.23 % 86.36 % 84.19 % 69.18 % 58.76 % 51.80 % 30.85 %
C
 100.00 % 91.38 % 83.18 % 78.97 % 76.45 % 79.39 % 77.67 % 68.84 % 53.85 % 43.59 % 27.70 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.32 % 69.76 % 50.77 % 38.57 % 26.50 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 146 086 € 814 201 € 1 459 589 € 2 015 156 € 2 374 853 € 5 148 982 € 11 483 562 € 18 883 186 € 21 449 746 € 28 639 862 €
A+
 0 € 0 € 0 € 0 € 0 € 44 061 € 552 609 € 1 342 462 € 2 202 218 € 985 351 € 481 881 €
A
 0 € 36 960 € 84 234 € 98 077 € 121 182 € 332 355 € 1 500 712 € 4 184 331 € 6 613 132 € 5 885 864 € 4 432 966 €
B
 0 € 34 018 € 309 552 € 445 890 € 574 538 € 886 836 € 1 425 441 € 4 156 681 € 6 469 103 € 9 597 841 € 15 901 869 €
C
 0 € 75 108 € 420 416 € 915 622 € 1 319 436 € 1 111 600 € 1 225 754 € 1 371 756 € 2 478 513 € 3 580 455 € 5 607 168 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 444 466 € 428 332 € 1 120 220 € 1 399 866 € 2 213 824 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 146 086 € 814 202 € 1 459 589 € 1 992 545 € 1 808 441 € 2 188 933 € 3 967 379 € 6 478 870 € 5 151 153 € 1 471 677 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 3 281 € 68 546 € 189 838 € 23 047 € 0 €
A
 0 € 36 960 € 84 234 € 98 077 € 112 813 € 85 315 € 235 174 € 856 538 € 1 310 799 € 496 872 € 8 794 €
B
 0 € 34 018 € 309 553 € 445 890 € 560 295 € 638 981 € 687 784 € 1 798 313 € 2 637 909 € 2 040 374 € 488 140 €
C
 0 € 75 108 € 420 416 € 915 622 € 1 319 436 € 1 082 581 € 863 890 € 909 780 € 1 517 319 € 1 673 953 € 604 321 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 804 € 334 201 € 823 006 € 916 908 € 370 422 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.70 % 9.11 % 10.23 % 10.70 % 9.48 % 7.99 % 10.67 % 14.74 % 12.09 % 3.59 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.11 % 1.36 % 3.50 % 0.96 % 0.00 %
A
 0.00 % 5.63 % 2.70 % 1.81 % 1.63 % 1.55 % 2.94 % 6.67 % 8.63 % 4.26 % 0.14 %
B
 0.00 % 3.91 % 9.57 % 10.06 % 9.23 % 9.66 % 7.63 % 13.33 % 16.82 % 10.25 % 2.12 %
C
 0.00 % 7.23 % 16.27 % 20.69 % 23.37 % 20.08 % 15.74 % 20.67 % 28.25 % 26.37 % 7.79 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.14 % 23.60 % 36.17 % 40.24 % 12.30 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.74 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.65 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.31 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.22 %
Interest paid, EUR 1 142 € 1 086 122 € 3 514 272 € 4 972 108 € 6 341 432 € 5 177 439 € 6 192 501 € 6 475 004 € 7 329 767 € 4 818 570 € 1 727 049 €
A+
 0 € 0 € 0 € 0 € 0 € 227 220 € 451 903 € 593 318 € 677 744 € 183 146 € 16 030 €
A
 61 € 215 136 € 869 825 € 1 270 972 € 1 522 175 € 1 111 879 € 1 446 634 € 1 991 970 € 2 325 442 € 1 133 900 € 207 310 €
B
 416 € 354 192 € 1 317 509 € 1 518 574 € 2 064 716 € 1 908 910 € 2 038 816 € 2 477 191 € 2 757 390 € 2 371 478 € 973 159 €
C
 664 € 516 794 € 1 326 937 € 2 182 562 € 2 754 540 € 1 929 430 € 1 660 330 € 1 003 553 € 1 095 091 € 852 053 € 388 839 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 594 816 € 408 972 € 474 100 € 277 710 € 141 710 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 213 651 € 1 057 211 € 1 559 090 € 1 830 996 € 1 375 279 € 1 066 498 € 1 207 535 € 1 755 679 € 1 022 209 € 225 486 €
A+
 0 € 0 € 0 € 0 € 0 € 235 € 118 € 8 031 € 22 524 € 2 575 € 70 €
A
 0 € 50 526 € 70 771 € 68 745 € 55 884 € 35 577 € 59 722 € 150 159 € 231 617 € 72 113 € 2 172 €
B
 0 € 41 751 € 347 807 € 396 240 € 439 124 € 426 591 € 254 333 € 523 190 € 668 016 € 331 307 € 68 372 €
C
 0 € 121 373 € 638 633 € 1 094 105 € 1 335 988 € 912 877 € 480 950 € 362 116 € 497 430 € 363 683 € 89 936 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 271 374 € 164 039 € 336 092 € 252 520 € 64 936 €
>90 days overdue, EUR 0 € 213 651 € 1 057 211 € 1 559 090 € 1 830 816 € 1 361 201 € 1 021 305 € 1 093 927 € 1 557 842 € 890 233 € 88 152 €
A+
 0 € 0 € 0 € 0 € 0 € 165 € 0 € 6 966 € 18 820 € 2 017 € 0 €
A
 0 € 50 526 € 70 771 € 68 745 € 55 875 € 34 722 € 54 728 € 129 281 € 198 385 € 57 513 € 284 €
B
 0 € 41 751 € 347 807 € 396 240 € 438 953 € 416 307 € 240 497 € 470 263 € 589 368 € 267 303 € 20 055 €
C
 0 € 121 373 € 638 633 € 1 094 105 € 1 335 988 € 910 008 € 461 084 € 334 815 € 444 634 € 327 829 € 38 461 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 264 997 € 152 603 € 306 635 € 235 571 € 29 353 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 166 881 €
Receivable fee amount 14 534 825 €
Historical Returns