Statistics

Investor statistics

16018

Active investors

322

Average number of loans Average loans per investor

14.93 %

Average interest rate Return on investment it will always be lower than the interest rate

5 777 €

Average active investment amount Average amount invested per investor

170 421 258 €

Principal received Principal received, including principal paid from Provision fund

48 197 197 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13713

Total active borrowers

4081 €

Average loan amount

67 months

Average loan term Weighted average loan term

881 €

Average income

965 €

A+ rating

871 €

A rating

892 €

B rating

813 €

C rating

982 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 257 240 691 € 18 406 219 € 75 859 946 € 103 304 798 € 48 755 452 € 10 905 945 €
Amount of issued credits 92 537 744 € 5 565 177 € 23 147 848 € 40 003 503 € 18 175 992 € 5 642 710 €
Amount of issued credits 63 024 6 502 19 725 22 433 12 154 2 194
Amount of issued credits 63 007 6 502 19 713 22 429 12 153 2 194
Not overdue and returned 212 692 357 €
82.68% 		17 478 248 €
94.96% 		67 946 638 €
89.57% 		84 588 733 €
81.88% 		35 865 798 €
73.56% 		6 804 609 €
62.39%
Not overdue and returned 48 130 264 €
52.01% 		4 637 206 €
83.33% 		15 253 286 €
65.90% 		21 356 230 €
53.39% 		5 339 654 €
29.38% 		1 541 373 €
27.32%
Not overdue and returned 54 893
87.10% 		6 359
97.80% 		18 597
94.28% 		19 272
85.91% 		9 332
76.78% 		1 317
60.03%
Not overdue and returned 54 876
87.10% 		6 359
97.80% 		18 585
94.28% 		19 268
85.91% 		9 331
76.78% 		1 317
60.03%
Overdue 44 407 480 €
17.26% 		927 971 €
5.04% 		7 894 562 €
10.41% 		18 647 273 €
18.05% 		12 836 338 €
26.33% 		4 101 337 €
37.61%
Overdue 44 407 480 €
47.99% 		927 971 €
16.67% 		7 894 562 €
34.10% 		18 647 273 €
46.61% 		12 836 338 €
70.62% 		4 101 337 €
72.68%
Overdue 8 100
12.85% 		143
2.20% 		1 122
5.69% 		3 149
14.04% 		2 809
23.11% 		877
39.97%
Overdue 8 100
12.86% 		143
2.20% 		1 122
5.69% 		3 149
14.04% 		2 809
23.11% 		877
39.97%
1-30 days 14 347 991 €
5.58% 		579 252 €
3.15% 		3 691 620 €
4.87% 		6 858 183 €
6.64% 		2 481 678 €
5.09% 		737 259 €
6.76%
1-30 days 14 347 991 €
15.51% 		579 252 €
10.41% 		3 691 620 €
15.95% 		6 858 183 €
17.14% 		2 481 678 €
13.65% 		737 259 €
13.07%
1-30 days 2 251
3.57% 		99
1.52% 		497
2.52% 		1 056
4.71% 		446
3.67% 		153
6.97%
1-30 days 2 251
3.57% 		99
1.52% 		497
2.52% 		1 056
4.71% 		446
3.67% 		153
6.97%
31-60 days 2 634 891 €
1.02% 		35 157 €
0.19% 		550 845 €
0.73% 		1 312 442 €
1.27% 		511 472 €
1.05% 		224 975 €
2.06%
31-60 days 2 634 891 €
2.85% 		35 157 €
0.63% 		550 845 €
2.38% 		1 312 442 €
3.28% 		511 472 €
2.81% 		224 975 €
3.99%
31-60 days 449
0.71% 		7
0.11% 		76
0.39% 		215
0.96% 		101
0.83% 		50
2.28%
31-60 days 449
0.71% 		7
0.11% 		76
0.39% 		215
0.96% 		101
0.83% 		50
2.28%
61-90 days 1 695 345 €
0.66% 		28 699 €
0.16% 		260 210 €
0.34% 		720 575 €
0.70% 		426 502 €
0.87% 		259 359 €
2.38%
61-90 days 1 695 345 €
1.83% 		28 699 €
0.52% 		260 210 €
1.12% 		720 575 €
1.80% 		426 502 €
2.35% 		259 359 €
4.60%
61-90 days 267
0.42% 		3
0.05% 		42
0.21% 		96
0.43% 		77
0.63% 		49
2.23%
61-90 days 267
0.42% 		3
0.05% 		42
0.21% 		96
0.43% 		77
0.63% 		49
2.23%
91-720 days 13 986 426 €
5.44% 		249 111 €
1.35% 		2 255 659 €
2.97% 		5 632 684 €
5.45% 		3 865 835 €
7.93% 		1 983 136 €
18.18%
91-720 days 13 986 426 €
15.11% 		249 111 €
4.48% 		2 255 659 €
9.74% 		5 632 684 €
14.08% 		3 865 835 €
21.27% 		1 983 136 €
35.15%
91-720 days 2 247
3.57% 		25
0.38% 		264
1.34% 		859
3.83% 		693
5.70% 		406
18.51%
91-720 days 2 247
3.57% 		25
0.38% 		264
1.34% 		859
3.83% 		693
5.70% 		406
18.51%
> 720 days 11 742 827 €
4.56% 		35 753 €
0.19% 		1 136 227 €
1.50% 		4 123 389 €
3.99% 		5 550 850 €
11.39% 		896 608 €
8.22%
> 720 days 11 742 827 €
12.69% 		35 753 €
0.64% 		1 136 227 €
4.91% 		4 123 389 €
10.31% 		5 550 850 €
30.54% 		896 608 €
15.89%
> 720 days 2 886
4.58% 		9
0.14% 		243
1.23% 		923
4.11% 		1 492
12.28% 		219
9.98%
> 720 days 2 886
4.58% 		9
0.14% 		243
1.23% 		923
4.12% 		1 492
12.28% 		219
9.98%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 42 634 881 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 900 558 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 564 327 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 23 975 102 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 057 078 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 134 096 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 237 € 8 090 031 € 12 785 839 € 16 578 044 € 16 714 796 € 22 307 029 € 25 819 750 € 25 238 729 € 21 361 699 € 13 262 089 €
A+
 0 € 0 € 0 € 0 € 0 € 1 507 415 € 2 546 972 € 3 710 824 € 3 238 236 € 1 426 574 € 411 021 €
A
 1 400 € 612 207 € 3 032 680 € 5 319 806 € 6 779 727 € 5 196 371 € 6 516 746 € 8 706 747 € 8 628 352 € 5 826 227 € 2 073 090 €
B
 2 750 € 835 585 € 2 907 453 € 3 970 096 € 5 481 647 € 5 722 331 € 7 602 418 € 9 365 484 € 9 304 038 € 10 439 271 € 7 601 432 €
C
 2 700 € 949 446 € 2 149 897 € 3 495 938 € 4 316 670 € 4 288 679 € 4 281 534 € 3 046 834 € 2 903 612 € 2 783 458 € 2 307 376 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 359 359 € 989 862 € 1 164 491 € 881 921 € 867 603 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.47 % 89.57 % 89.01 % 87.59 % 81.44 % 69.43 % 57.44 % 50.15 % 31.11 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.20 % 82.31 % 73.59 % 59.74 % 59.52 % 45.64 %
A
 100.00 % 93.31 % 97.11 % 98.19 % 98.17 % 94.10 % 81.55 % 67.82 % 56.82 % 50.00 % 31.58 %
B
 100.00 % 96.09 % 89.89 % 89.60 % 90.25 % 86.47 % 84.34 % 69.43 % 59.31 % 52.43 % 31.71 %
C
 100.00 % 91.38 % 83.19 % 78.99 % 76.47 % 79.53 % 78.00 % 69.21 % 54.07 % 43.85 % 28.64 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.47 % 69.89 % 51.17 % 38.70 % 27.68 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 926 € 813 815 € 1 457 340 € 2 012 252 € 2 352 137 € 5 082 067 € 11 368 981 € 18 701 241 € 21 231 194 € 29 372 792 €
A+
 0 € 0 € 0 € 0 € 0 € 43 367 € 547 338 € 1 331 997 € 2 182 545 € 970 393 € 489 537 €
A
 0 € 36 800 € 84 167 € 98 029 € 120 651 € 325 552 € 1 474 132 € 4 131 943 € 6 558 060 € 5 827 277 € 4 491 237 €
B
 0 € 34 018 € 309 409 € 444 549 € 573 244 € 879 428 € 1 411 234 € 4 123 217 € 6 382 562 € 9 472 170 € 16 373 670 €
C
 0 € 75 108 € 420 239 € 914 762 € 1 318 357 € 1 103 789 € 1 207 575 € 1 355 407 € 2 466 888 € 3 564 166 € 5 749 702 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 441 789 € 426 416 € 1 111 186 € 1 396 826 € 2 266 493 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 926 € 813 815 € 1 457 340 € 1 990 263 € 1 812 062 € 2 187 791 € 4 001 043 € 6 473 839 € 5 264 881 € 1 582 293 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 531 € 68 282 € 189 528 € 23 959 € 0 €
A
 0 € 36 800 € 84 167 € 98 029 € 112 688 € 84 223 € 221 084 € 892 824 € 1 309 907 € 545 214 € 6 951 €
B
 0 € 34 018 € 309 410 € 444 549 € 559 219 € 646 007 € 682 623 € 1 794 697 € 2 633 067 € 2 091 047 € 561 437 €
C
 0 € 75 108 € 420 239 € 914 762 € 1 318 357 € 1 080 268 € 884 124 € 905 561 € 1 523 842 € 1 682 334 € 612 092 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 430 € 339 680 € 817 496 € 922 326 € 401 812 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.10 % 10.21 % 10.69 % 9.50 % 7.99 % 10.76 % 14.73 % 12.36 % 3.71 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 3.50 % 1.00 % 0.00 %
A
 0.00 % 5.61 % 2.70 % 1.81 % 1.63 % 1.53 % 2.77 % 6.95 % 8.63 % 4.68 % 0.11 %
B
 0.00 % 3.91 % 9.57 % 10.03 % 9.21 % 9.76 % 7.57 % 13.31 % 16.79 % 10.50 % 2.34 %
C
 0.00 % 7.23 % 16.26 % 20.67 % 23.36 % 20.03 % 16.11 % 20.57 % 28.37 % 26.50 % 7.60 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.12 % 23.98 % 35.92 % 40.48 % 12.82 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.63 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.28 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.55 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.25 %
Interest paid, EUR 1 142 € 1 086 836 € 3 517 299 € 4 979 890 € 6 349 902 € 5 185 976 € 6 216 526 € 6 517 507 € 7 394 938 € 4 906 831 € 1 864 418 €
A+
 0 € 0 € 0 € 0 € 0 € 227 361 € 453 325 € 596 649 € 685 852 € 186 445 € 17 353 €
A
 61 € 215 230 € 870 104 € 1 271 588 € 1 522 864 € 1 113 112 € 1 456 868 € 2 009 633 € 2 346 770 € 1 153 868 € 221 380 €
B
 416 € 354 542 € 1 319 181 € 1 520 410 € 2 067 203 € 1 912 577 € 2 045 002 € 2 491 725 € 2 780 892 € 2 416 611 € 1 048 760 €
C
 664 € 517 064 € 1 328 015 € 2 187 892 € 2 759 836 € 1 932 925 € 1 664 417 € 1 008 779 € 1 103 944 € 867 490 € 422 473 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 596 914 € 410 721 € 477 480 € 282 123 € 154 452 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 214 305 € 1 061 489 € 1 564 679 € 1 839 600 € 1 383 516 € 1 073 841 € 1 228 733 € 1 814 906 € 1 075 981 € 272 500 €
A+
 0 € 0 € 0 € 0 € 0 € 170 € 169 € 8 827 € 23 723 € 2 886 € 67 €
A
 0 € 50 684 € 71 002 € 69 194 € 56 146 € 35 890 € 56 552 € 153 403 € 246 197 € 78 726 € 4 084 €
B
 0 € 41 838 € 349 058 € 397 846 € 440 918 € 429 414 € 257 293 € 532 976 € 691 612 € 353 927 € 88 618 €
C
 0 € 121 784 € 641 429 € 1 097 639 € 1 342 535 € 918 042 € 486 548 € 367 511 € 510 075 € 379 899 € 105 925 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 273 280 € 166 016 € 343 299 € 260 544 € 73 806 €
>90 days overdue, EUR 0 € 214 306 € 1 061 489 € 1 564 679 € 1 839 398 € 1 369 145 € 1 026 340 € 1 103 722 € 1 597 048 € 923 636 € 105 198 €
A+
 0 € 0 € 0 € 0 € 0 € 170 € 0 € 7 218 € 19 167 € 2 095 € 0 €
A
 0 € 50 684 € 71 002 € 69 194 € 56 138 € 35 076 € 50 869 € 128 012 € 205 552 € 59 677 € 285 €
B
 0 € 41 838 € 349 058 € 397 846 € 440 725 € 418 497 € 242 670 € 474 787 € 605 498 € 278 871 € 23 614 €
C
 0 € 121 784 € 641 429 € 1 097 639 € 1 342 535 € 915 402 € 465 726 € 339 092 € 454 181 € 340 191 € 46 722 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 267 074 € 154 612 € 312 650 € 242 802 € 34 577 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 160 756 €
Receivable fee amount 14 552 116 €
Historical Returns