Statistics

Investor statistics

16020

Active investors

323

Average number of loans Average loans per investor

14.94 %

Average interest rate Return on investment it will always be lower than the interest rate

5 781 €

Average active investment amount Average amount invested per investor

171 330 792 €

Principal received Principal received, including principal paid from Provision fund

48 507 693 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

13703

Total active borrowers

4085 €

Average loan amount

67 months

Average loan term Weighted average loan term

882 €

Average income

965 €

A+ rating

871 €

A rating

893 €

B rating

813 €

C rating

982 €

C- - rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 258 386 877 € 18 417 819 € 75 961 976 € 104 045 994 € 48 960 844 € 10 991 508 €
Amount of issued credits 92 611 115 € 5 505 360 € 23 010 019 € 40 264 304 € 18 178 607 € 5 650 654 €
Amount of issued credits 63 240 6 520 19 770 22 536 12 189 2 208
Amount of issued credits 63 223 6 520 19 758 22 532 12 188 2 208
Not overdue and returned 219 236 098 €
84.85% 		17 744 849 €
96.35% 		69 610 583 €
91.64% 		88 062 139 €
84.64% 		36 826 944 €
75.22% 		6 982 847 €
63.53%
Not overdue and returned 53 601 189 €
57.88% 		4 832 390 €
87.78% 		16 677 371 €
72.48% 		24 349 241 €
60.47% 		6 098 023 €
33.55% 		1 641 992 €
29.06%
Not overdue and returned 55 857
88.33% 		6 420
98.47% 		18 836
95.28% 		19 753
87.65% 		9 478
77.76% 		1 353
61.28%
Not overdue and returned 55 840
88.32% 		6 420
98.47% 		18 824
95.27% 		19 749
87.65% 		9 477
77.76% 		1 353
61.28%
Overdue 39 009 925 €
15.10% 		672 970 €
3.65% 		6 332 647 €
8.34% 		15 915 063 €
15.30% 		12 080 584 €
24.67% 		4 008 661 €
36.47%
Overdue 39 009 925 €
42.12% 		672 970 €
12.22% 		6 332 647 €
27.52% 		15 915 063 €
39.53% 		12 080 584 €
66.45% 		4 008 661 €
70.94%
Overdue 7 352
11.63% 		100
1.53% 		928
4.69% 		2 771
12.30% 		2 698
22.13% 		855
38.72%
Overdue 7 352
11.63% 		100
1.53% 		928
4.70% 		2 771
12.30% 		2 698
22.14% 		855
38.72%
1-30 days 9 512 286 €
3.68% 		328 380 €
1.78% 		2 329 698 €
3.07% 		4 513 476 €
4.34% 		1 711 912 €
3.50% 		628 820 €
5.72%
1-30 days 9 512 286 €
10.27% 		328 380 €
5.96% 		2 329 698 €
10.12% 		4 513 476 €
11.21% 		1 711 912 €
9.42% 		628 820 €
11.13%
1-30 days 1 553
2.46% 		55
0.84% 		325
1.64% 		709
3.15% 		334
2.74% 		130
5.89%
1-30 days 1 553
2.46% 		55
0.84% 		325
1.64% 		709
3.15% 		334
2.74% 		130
5.89%
31-60 days 2 112 284 €
0.82% 		30 394 €
0.17% 		361 317 €
0.48% 		984 611 €
0.95% 		509 928 €
1.04% 		226 033 €
2.06%
31-60 days 2 112 284 €
2.28% 		30 394 €
0.55% 		361 317 €
1.57% 		984 611 €
2.45% 		509 928 €
2.81% 		226 033 €
4.00%
31-60 days 386
0.61% 		7
0.11% 		54
0.27% 		180
0.80% 		99
0.81% 		46
2.08%
31-60 days 386
0.61% 		7
0.11% 		54
0.27% 		180
0.80% 		99
0.81% 		46
2.08%
61-90 days 1 435 763 €
0.56% 		1 934 €
0.01% 		240 884 €
0.32% 		578 170 €
0.56% 		400 738 €
0.82% 		214 037 €
1.95%
61-90 days 1 435 763 €
1.55% 		1 934 €
0.04% 		240 884 €
1.05% 		578 170 €
1.44% 		400 738 €
2.20% 		214 037 €
3.79%
61-90 days 239
0.38% 		2
0.03% 		33
0.17% 		91
0.40% 		71
0.58% 		42
1.90%
61-90 days 239
0.38% 		2
0.03% 		33
0.17% 		91
0.40% 		71
0.58% 		42
1.90%
91-720 days 13 985 521 €
5.41% 		276 510 €
1.50% 		2 215 006 €
2.92% 		5 653 347 €
5.43% 		3 840 174 €
7.84% 		2 000 484 €
18.20%
91-720 days 13 985 521 €
15.10% 		276 510 €
5.02% 		2 215 006 €
9.63% 		5 653 347 €
14.04% 		3 840 174 €
21.12% 		2 000 484 €
35.40%
91-720 days 2 250
3.56% 		27
0.41% 		269
1.36% 		855
3.79% 		690
5.66% 		409
18.52%
91-720 days 2 250
3.56% 		27
0.41% 		269
1.36% 		855
3.79% 		690
5.66% 		409
18.52%
> 720 days 11 964 072 €
4.63% 		35 753 €
0.19% 		1 185 742 €
1.56% 		4 185 458 €
4.02% 		5 617 832 €
11.47% 		939 287 €
8.55%
> 720 days 11 964 072 €
12.92% 		35 753 €
0.65% 		1 185 742 €
5.15% 		4 185 458 €
10.39% 		5 617 832 €
30.90% 		939 287 €
16.62%
> 720 days 2 924
4.62% 		9
0.14% 		247
1.25% 		936
4.15% 		1 504
12.34% 		228
10.33%
> 720 days 2 924
4.62% 		9
0.14% 		247
1.25% 		936
4.15% 		1 504
12.34% 		228
10.33%
Written-off loans Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 140 854 €
0.05% 		0 €
0.00% 		18 746 €
0.02% 		68 792 €
0.07% 		53 316 €
0.11% 		0 €
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Written-off loans 31
0.05% 		0
0.00% 		6
0.03% 		12
0.05% 		13
0.11% 		0
0.00%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 43 939 970 € 42 592 894 € 43 781 067 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 5 420 781 € 2 396 966 € 912 158 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 15 186 412 € 11 653 504 € 6 666 357 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 15 686 600 € 19 911 441 € 24 716 298 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 5 370 500 € 6 347 624 € 8 262 470 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 2 275 677 € 2 278 747 € 3 219 659 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 397 293 € 8 091 696 € 12 787 373 € 16 584 375 € 16 730 352 € 22 346 670 € 25 889 946 € 25 371 648 € 21 528 798 € 13 899 815 €
A+
 0 € 0 € 0 € 0 € 0 € 1 508 369 € 2 553 992 € 3 720 852 € 3 261 442 € 1 437 118 € 430 687 €
A
 1 400 € 612 219 € 3 032 706 € 5 320 210 € 6 780 540 € 5 201 489 € 6 528 767 € 8 728 982 € 8 687 802 € 5 869 879 € 2 169 216 €
B
 2 750 € 835 585 € 2 907 618 € 3 970 600 € 5 486 671 € 5 727 528 € 7 614 072 € 9 392 990 € 9 334 747 € 10 515 526 € 7 924 719 €
C
 2 700 € 949 489 € 2 151 371 € 3 496 563 € 4 317 165 € 4 292 967 € 4 288 723 € 3 051 671 € 2 917 714 € 2 808 611 € 2 451 947 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 361 116 € 995 451 € 1 169 943 € 893 415 € 920 930 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 93.47 % 90.49 % 89.58 % 89.05 % 87.67 % 81.59 % 69.62 % 57.74 % 50.55 % 31.75 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 97.27 % 82.54 % 73.79 % 60.17 % 59.96 % 47.22 %
A
 100.00 % 93.32 % 97.11 % 98.20 % 98.18 % 94.20 % 81.70 % 67.99 % 57.21 % 50.37 % 32.54 %
B
 100.00 % 96.09 % 89.89 % 89.61 % 90.34 % 86.55 % 84.47 % 69.64 % 59.51 % 52.81 % 32.06 %
C
 100.00 % 91.39 % 83.24 % 79.01 % 76.48 % 79.61 % 78.13 % 69.32 % 54.33 % 44.25 % 29.68 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 75.57 % 70.29 % 51.41 % 39.21 % 28.60 %
Written off principal amount, EUR Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0 € 21 501 € 38 202 € 31 243 € 33 870 € 16 037 € 0 € 0 € 0 € 0 € 0 €
A+
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
A
 0 € 7 067 € 6 152 € 0 € 5 527 € 0 € 0 € 0 € 0 € 0 € 0 €
B
 0 € 0 € 17 735 € 16 337 € 18 682 € 16 037 € 0 € 0 € 0 € 0 € 0 €
C
 0 € 14 434 € 14 316 € 14 905 € 9 661 € 0 € 0 € 0 € 0 € 0 € 0 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 € 0 €
Written off principal amount, % Loans that have been declared bad debts and written off. Personal bankruptcy and death cases. 0.00 % 2.47 % 1.30 % 0.71 % 0.56 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
A
 0.00 % 1.08 % 0.20 % 0.00 % 0.08 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
B
 0.00 % 0.00 % 0.55 % 0.37 % 0.31 % 0.24 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C
 0.00 % 1.39 % 0.55 % 0.34 % 0.17 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 %
Outstanding principal, EUR 0 € 145 870 € 812 150 € 1 455 806 € 2 005 921 € 2 336 581 € 5 042 426 € 11 298 784 € 18 568 322 € 21 064 096 € 29 881 252 €
A+
 0 € 0 € 0 € 0 € 0 € 42 414 € 540 318 € 1 321 970 € 2 159 339 € 959 849 € 481 471 €
A
 0 € 36 788 € 84 141 € 97 624 € 119 838 € 320 434 € 1 462 110 € 4 109 707 € 6 498 610 € 5 783 625 € 4 497 141 €
B
 0 € 34 018 € 309 244 € 444 045 € 568 221 € 874 231 € 1 399 581 € 4 095 710 € 6 351 853 € 9 395 915 € 16 791 579 €
C
 0 € 75 065 € 418 765 € 914 137 € 1 317 862 € 1 099 502 € 1 200 386 € 1 350 570 € 2 452 786 € 3 539 013 € 5 810 523 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 440 032 € 420 827 € 1 105 734 € 1 385 332 € 2 298 729 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 145 870 € 812 150 € 1 455 806 € 1 985 389 € 1 807 627 € 2 186 547 € 3 971 614 € 6 553 976 € 5 337 872 € 1 692 740 €
A+
 0 € 0 € 0 € 0 € 0 € 1 563 € 1 507 € 67 894 € 217 547 € 23 750 € 0 €
A
 0 € 36 788 € 84 141 € 97 624 € 112 267 € 84 853 € 219 971 € 871 729 € 1 319 318 € 564 617 € 9 441 €
B
 0 € 34 018 € 309 244 € 444 045 € 555 260 € 642 439 € 693 576 € 1 779 815 € 2 664 695 € 2 106 162 € 609 552 €
C
 0 € 75 064 € 418 765 € 914 137 € 1 317 862 € 1 078 772 € 873 363 € 902 345 € 1 530 651 € 1 708 529 € 638 518 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 398 130 € 349 832 € 821 766 € 934 814 € 435 229 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 5.69 % 9.08 % 10.20 % 10.66 % 9.47 % 7.98 % 10.68 % 14.92 % 12.53 % 3.87 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.10 % 0.05 % 1.35 % 4.01 % 0.99 % 0.00 %
A
 0.00 % 5.61 % 2.69 % 1.80 % 1.63 % 1.54 % 2.75 % 6.79 % 8.69 % 4.85 % 0.14 %
B
 0.00 % 3.91 % 9.56 % 10.02 % 9.14 % 9.71 % 7.69 % 13.19 % 16.99 % 10.58 % 2.47 %
C
 0.00 % 7.22 % 16.20 % 20.66 % 23.35 % 20.01 % 15.91 % 20.50 % 28.50 % 26.92 % 7.73 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 22.10 % 24.70 % 36.11 % 41.02 % 13.52 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 14.47 % 15.52 % 15.73 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 8.66 % 8.19 % 6.68 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 11.45 % 10.53 % 8.62 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 15.93 % 16.33 % 15.25 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 20.56 % 21.53 % 20.54 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 24.02 % 24.90 % 24.27 %
Interest paid, EUR 1 142 € 1 087 331 € 3 523 146 € 4 985 941 € 6 359 621 € 5 192 471 € 6 232 520 € 6 552 056 € 7 457 355 € 4 982 914 € 1 990 490 €
A+
 0 € 0 € 0 € 0 € 0 € 227 502 € 454 819 € 599 528 € 691 063 € 189 155 € 18 218 €
A
 61 € 215 243 € 870 271 € 1 272 115 € 1 523 214 € 1 113 834 € 1 461 011 € 2 021 052 € 2 367 898 € 1 172 430 € 233 941 €
B
 416 € 354 734 € 1 319 409 € 1 521 372 € 2 072 853 € 1 915 104 € 2 050 620 € 2 506 512 € 2 803 983 € 2 456 521 € 1 122 654 €
C
 664 € 517 353 € 1 333 466 € 2 192 454 € 2 763 555 € 1 936 030 € 1 667 887 € 1 012 465 € 1 112 250 € 879 001 € 451 336 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 598 182 € 412 498 € 482 162 € 285 512 € 164 310 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 215 169 € 1 062 327 € 1 570 820 € 1 845 908 € 1 389 848 € 1 078 062 € 1 229 979 € 1 821 289 € 1 088 160 € 264 468 €
A+
 0 € 0 € 0 € 0 € 0 € 198 € 103 € 8 574 € 23 626 € 2 748 € 52 €
A
 0 € 50 903 € 71 285 € 69 270 € 56 380 € 36 143 € 56 157 € 150 495 € 243 814 € 76 637 € 2 676 €
B
 0 € 42 029 € 350 889 € 399 829 € 440 046 € 430 869 € 257 571 € 533 413 € 693 115 € 352 660 € 77 423 €
C
 0 € 122 238 € 640 153 € 1 101 722 € 1 349 483 € 922 638 € 489 138 € 370 157 € 514 997 € 387 889 € 106 596 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 275 092 € 167 339 € 345 736 € 268 226 € 77 721 €
>90 days overdue, EUR 0 € 215 170 € 1 062 327 € 1 570 820 € 1 845 721 € 1 376 479 € 1 033 557 € 1 116 773 € 1 623 009 € 959 097 € 121 984 €
A+
 0 € 0 € 0 € 0 € 0 € 176 € 9 € 7 364 € 19 858 € 2 167 € 0 €
A
 0 € 50 903 € 71 285 € 69 270 € 56 372 € 35 362 € 51 339 € 129 253 € 209 689 € 62 277 € 315 €
B
 0 € 42 029 € 350 889 € 399 829 € 439 866 € 420 741 € 243 701 € 480 513 € 615 154 € 290 462 € 28 263 €
C
 0 € 122 238 € 640 153 € 1 101 722 € 1 349 483 € 920 201 € 469 348 € 343 088 € 461 795 € 352 597 € 53 281 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 269 160 € 156 554 € 316 513 € 251 592 € 40 127 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 157 867 €
Receivable fee amount 14 560 915 €
Historical Returns