Statistics

Investor statistics

14612

Active investors

248

Average number of loans Average loans per investor

14.42 %

Average interest rate Return on investment it will always be lower than the interest rate

4 130 €

Average active investment amount Average amount invested per investor

86 933 171 €

Principal received Principal received, including principal paid from Provision fund

24 846 429 €

Interest received Interest received, including interest paid from Provision fund

Borrowers statistics

11458

Total active borrowers

3529 €

Average loan amount

65 months

Average loan term Weighted average loan term

784 €

Average income

884 €

A+ rating

792 €

A rating

771 €

B rating

733 €

C rating

916 €

C- rating

Granted loans
According to loan amount According to loan number
Loan statistics
 
According to loan amount Showing all overdue loans according to the earliest date of late fees. If at least 1 installment of the loan is 30 days overdue, the whole amount of the loan appears to 1-30d. period. According to number of loans Displays the number of overdue loans in view of the oldest late fees date. If at least 1 installment of the loan is 30 days overdue, the loan appears to 1-30d. period.
Financed loans Here we show principal only Active portfolio Here we show principal and delinquent interest
Rating Total
A+
A
B
C
C-
Amount of issued credits 144 882 047 € 12 032 524 € 48 621 579 € 49 476 188 € 30 822 320 € 3 929 435 €
Amount of issued credits 60 343 652 € 6 850 481 € 19 130 609 € 20 008 147 € 12 063 165 € 2 291 249 €
Amount of issued credits 41 049 3 879 13 615 13 323 9 260 972
Amount of issued credits 41 032 3 879 13 603 13 319 9 259 972
Not overdue and returned 122 825 748 €
84.78% 		11 659 234 €
96.90% 		44 642 614 €
91.82% 		41 381 593 €
83.64% 		22 552 120 €
73.17% 		2 590 188 €
65.92%
Not overdue and returned 38 287 353 €
63.45% 		6 477 190 €
94.55% 		15 151 644 €
79.20% 		11 913 552 €
59.54% 		3 792 965 €
31.44% 		952 002 €
41.55%
Not overdue and returned 35 292
85.98% 		3 784
97.55% 		12 724
93.46% 		11 357
85.24% 		6 827
73.73% 		600
61.73%
Not overdue and returned 35 275
85.97% 		3 784
97.55% 		12 712
93.45% 		11 353
85.24% 		6 826
73.72% 		600
61.73%
Overdue 22 056 299 €
15.22% 		373 291 €
3.10% 		3 978 965 €
8.18% 		8 094 595 €
16.36% 		8 270 201 €
26.83% 		1 339 247 €
34.08%
Overdue 22 056 299 €
36.55% 		373 291 €
5.45% 		3 978 965 €
20.80% 		8 094 595 €
40.46% 		8 270 201 €
68.56% 		1 339 247 €
58.45%
Overdue 5 757
14.02% 		95
2.45% 		891
6.54% 		1 966
14.76% 		2 433
26.27% 		372
38.27%
Overdue 5 757
14.03% 		95
2.45% 		891
6.55% 		1 966
14.76% 		2 433
26.28% 		372
38.27%
1-30 days 7 187 976 €
4.96% 		280 567 €
2.33% 		2 247 584 €
4.62% 		2 976 522 €
6.02% 		1 355 968 €
4.40% 		327 335 €
8.33%
1-30 days 7 187 976 €
11.91% 		280 567 €
4.10% 		2 247 584 €
11.75% 		2 976 522 €
14.88% 		1 355 968 €
11.24% 		327 335 €
14.29%
1-30 days 1 723
4.20% 		75
1.93% 		467
3.43% 		673
5.05% 		411
4.44% 		97
9.98%
1-30 days 1 723
4.20% 		75
1.93% 		467
3.43% 		673
5.05% 		411
4.44% 		97
9.98%
31-60 days 1 642 064 €
1.13% 		38 331 €
0.32% 		352 787 €
0.73% 		740 577 €
1.50% 		331 986 €
1.08% 		178 383 €
4.54%
31-60 days 1 642 064 €
2.72% 		38 331 €
0.56% 		352 787 €
1.84% 		740 577 €
3.70% 		331 986 €
2.75% 		178 383 €
7.79%
31-60 days 399
0.97% 		8
0.21% 		70
0.51% 		151
1.13% 		121
1.31% 		49
5.04%
31-60 days 399
0.97% 		8
0.21% 		70
0.51% 		151
1.13% 		121
1.31% 		49
5.04%
61-90 days 931 862 €
0.64% 		5 150 €
0.04% 		226 933 €
0.47% 		289 038 €
0.58% 		257 777 €
0.84% 		152 963 €
3.89%
61-90 days 931 862 €
1.54% 		5 150 €
0.08% 		226 933 €
1.19% 		289 038 €
1.44% 		257 777 €
2.14% 		152 963 €
6.68%
61-90 days 209
0.51% 		1
0.03% 		31
0.23% 		66
0.50% 		72
0.78% 		39
4.01%
61-90 days 209
0.51% 		1
0.03% 		31
0.23% 		66
0.50% 		72
0.78% 		39
4.01%
91-720 days 6 189 618 €
4.27% 		49 242 €
0.41% 		732 929 €
1.51% 		2 197 170 €
4.44% 		2 554 938 €
8.29% 		655 338 €
16.68%
91-720 days 6 189 618 €
10.26% 		49 242 €
0.72% 		732 929 €
3.83% 		2 197 170 €
10.98% 		2 554 938 €
21.18% 		655 338 €
28.60%
91-720 days 1 662
4.05% 		11
0.28% 		181
1.33% 		546
4.10% 		743
8.02% 		181
18.62%
91-720 days 1 662
4.05% 		11
0.28% 		181
1.33% 		546
4.10% 		743
8.02% 		181
18.62%
> 720 days 6 104 779 €
4.21% 		0 €
0.00% 		418 732 €
0.86% 		1 891 288 €
3.82% 		3 769 531 €
12.23% 		25 228 €
0.64%
> 720 days 6 104 779 €
10.12% 		0 €
0.00% 		418 732 €
2.19% 		1 891 288 €
9.45% 		3 769 531 €
31.25% 		25 228 €
1.10%
> 720 days 1 764
4.30% 		0
0.00% 		142
1.04% 		530
3.98% 		1 086
11.73% 		6
0.62%
> 720 days 1 764
4.30% 		0
0.00% 		142
1.04% 		530
3.98% 		1 086
11.73% 		6
0.62%
Performance by year
Year 2015 2016 2017 2018 2019 2020 2021 2022 2023
Loans issued, EUR Total amount lent, EUR 6 850 € 2 564 665 € 8 942 047 € 14 274 422 € 18 624 166 € 19 082 970 € 27 389 096 € 37 188 730 € 16 809 101 €
A+
 0 € 0 € 0 € 0 € 0 € 1 550 782 € 3 094 309 € 5 042 822 € 2 344 611 €
A
 1 400 € 656 074 € 3 122 999 € 5 417 835 € 6 905 905 € 5 521 923 € 7 990 877 € 12 838 690 € 6 165 877 €
B
 2 750 € 869 603 € 3 234 597 € 4 430 982 € 6 073 574 € 6 617 796 € 9 013 653 € 13 488 701 € 5 744 533 €
C
 2 700 € 1 038 988 € 2 584 452 € 4 425 605 € 5 644 688 € 5 392 468 € 5 489 109 € 4 402 241 € 1 842 070 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 1 801 148 € 1 416 277 € 712 010 €
Principal received, EUR Principal received during the entire period, EUR 6 850 € 2 354 670 € 7 905 921 € 12 308 154 € 14 966 917 € 13 668 503 € 15 885 894 € 15 184 022 € 2 256 310 €
A+
 0 € 0 € 0 € 0 € 0 € 1 263 261 € 1 713 153 € 1 925 936 € 279 614 €
A
 1 400 € 595 782 € 3 004 407 € 5 217 321 € 6 205 970 € 4 230 742 € 4 554 295 € 4 825 870 € 855 134 €
B
 2 750 € 827 296 € 2 837 530 € 3 833 386 € 4 968 962 € 4 675 489 € 5 579 690 € 5 995 887 € 746 161 €
C
 2 700 € 931 592 € 2 063 983 € 3 257 446 € 3 791 984 € 3 499 012 € 3 042 903 € 1 894 798 € 274 626 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 995 854 € 541 531 € 100 776 €
Principal received, % Principal received, EUR divided by Loans issued, EUR 100.00 % 91.81 % 88.41 % 86.23 % 80.36 % 71.63 % 58.00 % 40.83 % 13.42 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 81.46 % 55.36 % 38.19 % 11.93 %
A
 100.00 % 90.81 % 96.20 % 96.30 % 89.86 % 76.62 % 56.99 % 37.59 % 13.87 %
B
 100.00 % 95.13 % 87.72 % 86.51 % 81.81 % 70.65 % 61.90 % 44.45 % 12.99 %
C
 100.00 % 89.66 % 79.86 % 73.60 % 67.18 % 64.89 % 55.44 % 43.04 % 14.91 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 55.29 % 38.24 % 14.15 %
Outstanding principal, EUR 0 € 209 995 € 1 036 126 € 1 966 268 € 3 657 250 € 5 414 466 € 11 503 202 € 22 004 709 € 14 552 790 €
A+
 0 € 0 € 0 € 0 € 0 € 287 521 € 1 381 157 € 3 116 886 € 2 064 997 €
A
 0 € 60 292 € 118 591 € 200 513 € 699 935 € 1 291 181 € 3 436 583 € 8 012 820 € 5 310 743 €
B
 0 € 42 306 € 397 066 € 597 596 € 1 104 611 € 1 942 307 € 3 433 963 € 7 492 814 € 4 998 372 €
C
 0 € 107 396 € 520 468 € 1 168 159 € 1 852 703 € 1 893 457 € 2 446 206 € 2 507 443 € 1 567 444 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 805 293 € 874 746 € 611 234 €
>90 days overdue, EUR Sum of full loans. If 1 installment is 90 days overdue, the whole loan is considered to be 90 days overdue. 0 € 209 995 € 1 036 126 € 1 870 376 € 2 549 962 € 2 063 656 € 2 288 890 € 2 185 003 € 90 389 €
A+
 0 € 0 € 0 € 0 € 0 € 6 943 € 16 362 € 25 938 € 0 €
A
 0 € 60 292 € 118 591 € 153 233 € 202 589 € 80 445 € 218 950 € 303 061 € 14 499 €
B
 0 € 42 306 € 397 067 € 569 412 € 747 735 € 689 869 € 717 657 € 904 811 € 19 600 €
C
 0 € 107 396 € 520 468 € 1 147 730 € 1 599 638 € 1 286 399 € 915 156 € 698 392 € 49 290 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 420 765 € 252 801 € 7 000 €
>90 days overdue principal, % 90 days overdue principal, EUR divided by Loans issued, EUR 0.00 % 8.19 % 11.59 % 13.10 % 13.69 % 10.81 % 8.36 % 5.88 % 0.54 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.45 % 0.53 % 0.51 % 0.00 %
A
 0.00 % 9.19 % 3.80 % 2.83 % 2.93 % 1.46 % 2.74 % 2.36 % 0.24 %
B
 0.00 % 4.87 % 12.28 % 12.85 % 12.31 % 10.42 % 7.96 % 6.71 % 0.34 %
C
 0.00 % 10.34 % 20.14 % 25.93 % 28.34 % 23.86 % 16.67 % 15.86 % 2.68 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.36 % 17.85 % 0.98 %
Weighted average interest rate, % 21.42 % 19.93 % 17.69 % 16.99 % 16.97 % 15.22 % 13.25 % 12.04 % 13.00 %
A+
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 8.46 % 6.80 % 6.82 % 7.86 %
A
 16.43 % 15.72 % 13.72 % 12.37 % 11.62 % 10.33 % 9.06 % 9.15 % 10.62 %
B
 19.00 % 19.47 % 18.18 % 17.13 % 17.33 % 16.01 % 13.85 % 13.60 % 14.42 %
C
 26.46 % 22.97 % 21.86 % 22.50 % 23.11 % 21.19 % 18.76 % 18.24 % 19.18 %
C-
 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 0.00 % 23.17 % 22.81 % 23.07 %
Interest paid, EUR 1 142 € 978 132 € 3 117 274 € 4 326 633 € 5 384 372 € 4 163 267 € 3 961 560 € 2 475 394 € 286 031 €
A+
 0 € 0 € 0 € 0 € 0 € 189 740 € 275 566 € 227 847 € 24 274 €
A
 61 € 187 341 € 821 111 € 1 221 260 € 1 432 330 € 917 713 € 899 597 € 711 490 € 89 964 €
B
 416 € 329 935 € 1 164 689 € 1 338 636 € 1 792 239 € 1 542 179 € 1 339 732 € 959 864 € 114 888 €
C
 664 € 460 856 € 1 131 474 € 1 766 737 € 2 159 803 € 1 513 634 € 1 063 151 € 407 462 € 41 372 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 383 513 € 168 730 € 15 533 €
Overdue interest, EUR Sum of overdue interest and late interest 0 € 190 277 € 843 443 € 1 196 591 € 1 351 377 € 813 034 € 504 434 € 272 743 € 32 992 €
A+
 0 € 0 € 0 € 0 € 0 € 874 € 1 846 € 2 164 € 101 €
A
 0 € 48 440 € 67 658 € 54 342 € 46 846 € 17 155 € 22 421 € 28 864 € 6 443 €
B
 0 € 34 238 € 289 279 € 308 959 € 336 222 € 240 859 € 121 655 € 102 238 € 11 480 €
C
 0 € 107 598 € 486 505 € 833 290 € 968 309 € 554 147 € 226 230 € 95 958 € 10 222 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 132 281 € 43 519 € 4 745 €
>90 days overdue, EUR 0 € 190 277 € 843 443 € 1 182 078 € 1 294 610 € 736 193 € 392 027 € 128 300 € 1 160 €
A+
 0 € 0 € 0 € 0 € 0 € 656 € 1 027 € 293 € 0 €
A
 0 € 48 440 € 67 658 € 53 437 € 42 314 € 14 079 € 13 952 € 6 803 € 135 €
B
 0 € 34 238 € 289 279 € 305 693 € 321 010 € 213 343 € 91 278 € 43 903 € 239 €
C
 0 € 107 598 € 486 505 € 822 948 € 931 287 € 508 116 € 178 013 € 55 738 € 683 €
C-
 0 € 0 € 0 € 0 € 0 € 0 € 107 757 € 21 564 € 103 €
Average interest rate
Weighted average interest rate Average interest rate
Secondary market statistics
According to premium/discount According to ratings
Provision fund statistics according to financial changes
Unpaid borrowed amount with provision fund 848 653 €
Receivable fee amount 9 348 335 €
Historical Returns